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 Should I opt for Short term health Insurance in this scenario?
I lost my job recently. Since I was on a group plan, I have the usual expensive COBRA option. My new job does not come with health benefits. I can join on my spouse’s group health plan through his ...


 Do you belong or know someone who belongs to AARP?
what do they offer? Is it life insurance, auto insurance? ect?
Is it expensive?...


 I am looking to open up my insurance agency. I need marketing ideas. I need a plan.?
...


 How can I get health insurance for myself and family and pay for it as business expense without employees?
I'm a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I'd like to cut the apron string and go out completely on ...


 How long does it take a insurance company to approve a breast reduction?
...


 Does anyone know of a website that has your health record/score that ins. co use to determine exclusions/rates
...


 I am studing vocationa commerce and wanted to know that whether bankin and insurance is better than finance ?
...


 The good thing about career in sales.?
...


 PAP(personal auto policy) coverage related with neighbor?
If my neighbor ask me to borrow my car for pick up her children, does PAP cover my neighbor?...


 What are some of the cheapest health insurance companies?
...


 I was recently "let go" here in Virginia. Do I still qualify for Unemployment Insurance?
I was "let go" in Va, but the reason for termination was, "Mr. Badu I am going to have to let you go. It seems to me that you need to find out what you really want to do in life. Go ...


 Why is your FICO score directly related to your mortgage insurance?
If you have a score that gets you 6.25% 30 year fixed rate. How can the insurance company judge your rate on your credit scores. If you have a low score, you should not get a home loan....


 Do the "Owners" of a corporation need to pay WorkersComp?
We have 3 majority stock holders that are also employed by the corporation. Does WorkersComp apply? Operate in California.
Additional Details
I know it applies to the employees, but ...


 What are the advantages and disadvantages of being self employed?
...


 Selling annuities and life and health Want to go (non-captive) need a company?
I have had my liscense for over a year,and I have worked for a insurance company,but I want to go on my own and become non-captive. This will allow me to gain more capital and be my own boss. But I ...


 Do you know life and investment insurance?
...


 I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers?
I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers?
I am currently covered through medicaid. If I accept the insurance ...


 Doctors and disclosure?
If you go for a M.O.T. at the doctors and let them know that, on occasion, you use recreational drugs so that they can get the full picture of your lifestyle. Is this information confidential?
<...


 If a motorbike is salvage damaged is it the same as being written off by the insurer?
...


 I'm in the UK and need to insure three diamond rings - anyone know of a company that just insures jewellery??
Hi everyone, I've got three rings that I need to insure for about £4,000, £5,000 and £6,000 - I wear them all day, every day. Does anyone know of any company that just insures rings or ...



Renegado
Who regulates the Insurance Industry, the federal government or each State?
                     
 




fcas80
Rating
Both.

Day to day regulation of rates, policy forms, agents, etc. is done at the state level through the state department of insurance.

Various federal laws also apply to the extent that they are not superceded by state law.


Financial Answer Guy
Each state has an Insurance Commissioner. All of the insurance commissioners collectively make up the NAIC (National Association of Insurance Commissioners). While the NAIC issues guidelines and prototype law, the individual states have final control over the running of their state.


Doctor J
Rating
Primarily the states.


sara97a
i believe it is a little of both. but mostly the state itself


tiffiek
Rating
Individual states have directors of insurnace.


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