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 How is life insurance profitable for insurance companies?
How can they pay out all of that money when someone dies when the payments towards the company haven't exceeded the payout to the customer? Can anyone explain where their profit comes from, ...


 How do I make money online?
Does anyone knows how I can make money online?...


 I am unemployed and have had two heart attacks. Will an employer hire me even though I have a heart condition?
I'm not so sure if an employer's health insurance will cover my condition....


 Convicted driver for drink and drive, where can I get cheaper car insurance?
...


 What do I do to become an Insurance Agent?
I think I should major in Business Administration. I have no idea though. This is my last year in high school and I need to figure out what to do.
Additional Details
and how much can an ...


 Home content insurance?
I am new to the UK. In Japan, few people buy home content insurance because home contents are normally not valuable. It seems to me most people here buy home content insurance. It sounds not ...


 I was notified that I won $.5 Mil from UKLottery. Any advise?
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 Whats the best life insurance.?
i am looking for a good life insurance but the market is so full and confusing....


 My daughter is on my health insurance an is getting married soon will the insurance company find out?
...


 I lost my social security card!?
I lost my SS! Someone told me I could go online and get it instead of having to stay hours in an office. Does anyone know if this is true? If so, what is the online website?...


 If I want something notorized, do I have 2 make up a contract & have it signed then take it 2 b notorized?
I want somebody to agree to something legally. So do I draft up a contract, have us both sign it, then just take it in to get notorized?...


 Would you marry a person just because they were rich?
...


 My roofer does not have insurance. Can I have a lawyer write a no harm release so I dont get sued?

Additional Details
The roofer is a good roofer. He did a neighbor's house and it came out fine.

The price is considerably cheaper than other estimates....


 I am not happy with my insurance claim is there a insurance body that checks out claims?
...


 How much can I expect to pay for cobra insurance?
I was recently offered a job that pays much more than my current job. The downfall is the employer is small and does not currently offer an employee insurance plans. I'm 30 years old and I...


 Can you have more then 1 life insurance policy?
...


 How does the deductible work in health insurance?
is the amount you pay every week out of your paycheck applied to the deductible,or is it a seperate fee?...


 I am 17 and I want to get my permit in NYS but my dad says it will raise his insurance..is this possible?
...


 Can you buy insurance for anything? if so how?
...


 What is the best gift that will apprecitate in value that I can get my new infant?
...



atinytheney
Who should be respondsible for rear-ending someones vechical?
I was rear-ended by a vechical while sitting at a red light and have damage to my bumper. I got whiplash along with my children, we are receiving care for our injuries. who should be responsible for payment?
                     
 




Steve D
Rating
In my state (Arizona) the driver that hits you from behind is at fault. If you're stopped at a light, your case is very strong. So the driver who hit you is responsible. If they're well insured, you should have no problem collecting from their insurance company. You also might want to consult a personal injury lawyer to see about collecting additional damages.

Whatever you do, do not sign anything or agree verbally to anything that the other driver's insurance company offers you without consulting a lawyer. The insurance company will try to get you to agree to accepting some lump sum to cover their entire obligation. If you agree to that, you'll never be able to go back to them and ask for more, even if you find out later that your injuries are chronic and/or more severe than originally thought.


ask the eightball
Rating
If you get hit from behind, the person who hit you is almost always responsible. Especially if you were stopped at a red light. Their insurance should be paying all the damages.


JuJitsu_Fan
Rating
it clearly is the other person's fault, but initially you may have to file claims against your own insurance and then the claims department will determine liability.


itsme
Rating
the person that rear ended you


bigjim6201
Rating
Typically the person who did the rear-ending is responsible for the accident. In a large majority of accidents like this, the person doing the rear-ending is at fault because they "failed to control their vehicle" which is a major knock and something you are required to do while driving.


sixmillionways
The person who hit you is responsible for the damage to your vehicle in addition to any injuries you and/or your children sustained. Just make sure you have the police report when you call your insurance company - it will make the process a lot smoother.


Kitt
Normally a accident where you have been hit in the rear by a travelling vehicle. the one who hits the rear of another is responsible unless the other is not insured.
which of course makes motorway pileups a nightmare. but in your case as long as all is O.K. on your side, IE your Vehicle was road Worthy at the time and your insurance is up to date. as long as you took the proper details, just leave it to your insurance company and don't worry. a good insurance company will take care of this,along with the police


fickle 1
I've never had this happen to me personally...knock on wood...but I've always heard that the person who does the rear-ending is always responsible for the damages because they should have been paying closer attention to avoid such an accident.
Hope you and your children will recover soon. God Bless!


mbrcatz
Rating
The guy who rear-ended you, whether or not he has insurance. Sometimes you have to go to court to get a judgement, and if he has no insurance, you MIGHT not end up getting any money.

Of course, if you're in a no-fault state for medical payments, YOUR insurance company is responsible for the medical payments for the people in your car, and if you have Limited Tort or no-fault on your liability, then YOUR policy is responsible for any pain and suffering (but if you only have damage to your bumper, you're not talking about serious bodily injury anyway.)

So the answer is - for sure, he should be paying for the damage to your car. And there isn't enough information to say who should be paying for the medical & pain & suffering.


♥ady_8e_80♥
The person who was ticketed for the accident.


cagamba
Rating
Now that's a creative way to spell "vehicle".


Mark ABC
Get a lawyer and sue the person who hit you.They have to pay then pay again then if they havent been squeezed enough .....pay again.
Loss of earnings
medical expenses
Carers for the kids
They pay it all.


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