 Cost to see a doctor without insurance? |
| What would it cost to see a doctor at a walk-in clinic if you are paying out of your pocket? My roommate has been sick for a couple weeks and I think he really needs to see a doctor. He does not ... |
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 Does your primary car insurance extend to rental cars?If so, does it really cover all expenses of an accident? |
| Ever since I switched to Geico, I have verified with them that my car insurance policy extends to rental cars whenever I rent them out. Which is great, because it saves me money by waiving all the ... |
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 How long can a person suck on workers comp?? |
| i have a relative who worked for halliburton.. he says he got injured on the job, however i think he took a fall because he didn't want to be there anymore... he wanted out of his contract but ... |
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 Auto insurance question? |
| I was rear-ended a few weeks ago. The othe rguy had insurance, and I've gotten people from my insurance company and his to come out and take a look at the damage. The problem each damage ... |
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 Company not paying? |
| When I went to pick up my check yesterday they told me that they couldnt afford to pay me yet and would let me know when they could. What do I do?... |
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 Can you have all or part of your life assurance money before you die? |
Additional Details
Thank you for your answers they are very interesting...i like a few of you thought it was not possible to take out all or part of your assurance until after death.
... |
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 I have got two tickets in the past 5 months for window tint...................? |
| i thought if you already had a ticket in progress that you couldnt get another ticket for the same thing, at least until you have your other ticket paid for. Does anyone know what you have to do to ... |
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 Medical Insurance "PREDETERMINED" Going CRAZY!! Help Me Figure This Out!!!!!? |
| My son needs a surgery and the insurance company says the only way they will cover any costs is if the doctor shows it is predetermined, the letter from the doctor says that this surgery is the only ... |
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 What is everyone's view on what is going on with Education and Health Insurance in this Country? *****? |
***** Does everyone believe that all persons are entitled to a free Higher (college) Education and that everyone should have Health Insurance (even if we have to pay for it)?
If some ... |
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 Why pay $800 a month for health insurance when it does not guarantee to cover anything? |
| On top of that there is a $500 dollar deductable so how many people do you know that can pay $500 dollars out of pocket at a time. Most people I know just live paycheck to paycheck.So what do you ... |
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 No real business taking place in the home but will homeowners insurance give me a problem? |
| None of my business takes place in the home as I run a limo company with only 1 limo. The only thing I have in the home is my computer but that is it. Will homeowners have a problem with it if ... |
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 Cobra insurance coverage? |
| How long can one carry cobra? If one drop the coverage ,yet wants to reinstate the policy within 30 days is that possible?... |
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 How to get worker's comp. after 1st doc says you're not...? |
| illness such as depression qualify, i passed out at work due to stress, and went to the ER, and im denied, worker's comp???Whats up with that, what steps can i take to get comp?... |
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| I've never had health insurance before....? |
The four plans I have to choose from are...
PPO FlexBLue (HSA)
PPO Option 14
Blue Care Network (HMO) Basic
Blue Care Network (HMO) Deductible 3
I'm 24 and ... |
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 What is the financial status of Life insurance in India/Mumbai. Which Insurance company is good status today? |
| In today world insurance is very important.For every humanbeing it is most.But to which company should i think off to do so.... |
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 How much do you pay for insurance? |
| I would like to know what kinds of insurance you have, how much you pay for it and what company. I would also like to know if the insurance that you have is mandatory by law or if you have just to ... |
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 Is it a good idea to get life insurance |
| is it a good idea to get life insurance at the age of 22. and if so any suggestions about a company that`s ... |
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BUTCH | Who should pay? |
I just read a on line story that said that smokers& overweight people should pay more for insurance because they caused their own medical problems. Yes I used to smoke but havent in 30 years.yes I am over weight (55lbs). I have diebetes, renial failer of the left kidney, heart problems. So should I pay more for my insurance? What about people who take drugs(Illegal drugs),drunks Aids. Should they also have to pay more?
Additional Details
The illegal drugs show up in blood test. Aids is life style. |
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mbrcatz
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Well, look at it this way. Insurance is all about grouping people together in similar risk groups, figuring out how much a year it's going to cost that particular group for claims, and dividing up the estimated claims projections between all the people in the group. So yes, high risk people grouped together should pay the same high risk premiums. That's why 16 year old kids pay a small fortune for car insurance, and a 40 year old man doesn't. In general.
Younger people pay less for life insurance than older people. It's common sense.
So IF you can find a company willing to cover what we all know right now, will be A LOT of medical bills this coming year, yes, you should pay more than a healthy person.
People who have Aids are usually not insurable AT ALL on a new policy. But yes, they should pay more. Drunks, well, that's harder to prove, but they should pay more, too (detox costs A LOT!!). |
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wayfaroutthere
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No way. All the people who want smokers and obese people to pay more assume that non-smoking skinny people's premiums will go down when they don't have to pay for other people's bad habits. Do they really think the insurance companies will give them a discount--or do you think they will just say 'thank you' and take more money from these high-risk groups, while still collecting high premiums from people who avoid these health risks. |
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Jordan K
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In theory, yes. But it would be impossible to prove.
I am healthily, take care of myself, and almost never go to the doctor. Why should I have to pay the same as everyone else? |
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waggy_33
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no, all insurance claims should be pooled. you pay your share of the claims and expenses |
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Vanguard
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Proving that people are smoking, or taking drugs may be a little difficult. Overweight is hard to hide. However, many insurance policies will be rendered invalid if the holder was found to be taking illegal drugs.
They may not pay more, but they run the risk of having no insurance at all. |
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klumzy
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Yes tough question:
smokers: hmm i can see yes they inflict on themselves. so yes. past smoker...yu have ralised ur mistakes, i dont think they count, health concerns might not have been around then.
illegal drugs: noones going to admit they do it so how would they get them. if somehow they find out they are using drugs, most definitely they too should pay!
drunks: YES! thats worse than smoking it think...so yes yes yes...more health and auto insurance!
aids: i dont agree, its a disease contracted in one single moment and you never know when. not everyone gets it from using needles! and if they do, then it goes to the drugs category above.
heres who i think also need to pay more: Obese people IF and only IF its not due to an underlying medical condition, and if nothing is being done to control it. nothing against obese people, and i know not everyone chooses it, i know many try eating healthy, living healthier, etc..but theres manty other who are obese due to their actions (eating junk, etc)...for the people with no reason, yes make them pay more too. |
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