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 Does medicare require you to have supplemental policy from private carrier many thanks to all?
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 Insurance without getting bummed?
Anybody know where I can get car insurance, as an 18 year old male, without being screwed up the **** and given maddddd quotes. I have one year experience, no accidents, but as a named driver no ...


 How much money/commission % do Life Insurance sales people make when they sell you a policy?
Any kind.... or if specific needed- 30 yr term life 250K...


 Can I receive benefits from my ex?
I was married for over 20 years before my divorce. My ex husband is 58 years old, and is not retired. However, he does receive a disability check from the government. I know that I can receive social ...


 Is going into the insurance field a joke and really even safe right now?
I ask this because I have a job opportunity at allstate doing auto and homeowners. However with the coming recession/depression it seems likely that the field will be severely affected and jobs will ...


 I know this may seem like a silly question, but can you insure just a body part?
my husband is an artist, and I was thinking one day what if (God Forbid) my husband injured his arm. That is basically something that could devastate us financially. Could I insure his arm/hand?...


 Why are insurance companies such scams, they deny coverage for everything. they make me sick!?
what can we do as consumers?...


 Does ICICI Prudential handles insurance claims genuinely?
I heard that ICICI Prudential is not handling the insurance claims genuinely and they are naive and are worst in dealing death claims and funds settlement....


 Which is the best life insurance?
I want a million dollars divided evenly for my adopted 10 kids. Being no matter of which way to self destruct or die....


 Have renters ins.a 50,000 policy with state farm in tn. will it cover my detached garage 3 4 wheelers stolen?
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 Is it legal for a car dealership to charge a salesperson for a customer's bounced check?
My mother is an assistant for the top-selling sales person at a local car dealership. It is a reputable dealership, and is one of the largest in the area. A customer of theirs had written a $1500 ...


 Will my homeowners insurance cover electronic devices?
Recently a bad storm hit and we were out of power for a few days and when we finally regained power I noticed my t.v. does not work properly. The colors seem to be all messed up now. Also I had roof ...


 Health insurance benefits...deductible??
Ok I need help explaining health insurance to me. My husband and I (and our son) receive insurance through my husbands work. We have a $400/individual deductible and $1000/family deductible (I guess ...


 A guy dies accidentally in your car, are you personally liable for death benefits that exceed the insurance?
If a person dies accidentally in your car, can you be held personally liable for death benefits that exceed your policies limits?...


 What's the best term life insurance company?
preferably with no blood test.. i hate ...


 I have an old laptop bought in 2003. was working fine uptill now when my son spilled a glass of water on it.?
I tried to dry it in the sun, took out the battery dried that too. Now, the laptop does work but most keys of the keyboard dont work. I can only make it work by a keyboard connected via USB.
I ...


 What is State Farm Universal Life Insurance Option 1?
My brother passed away about 2 weeks ago and the other day he received a letter from State Farm telling him that his policy had started (about 20 days before he was killed). I think that it is Life I...


 Is there a diffent in whole or ordinary life insurance.
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 Got my life and health insurance producer's license.Whose a good company?
Feel like I got the license in vain.Everyone that I look into wants money from me(UGA,Cornerstone) to join even though I have the license....


 What should insurance companies do to deal with the possible implementation of Obamas healthcare proposal?
I want to know what is going to change in the market and what companies should anticipate with the new program that will be implemented in 2010.
Additional Details
I need to know what to ...



granny_sp
Who told me State Farm was reputable?
I almost got life insurance with State Farm. I searched Consumer Reports no insurance company complaints were forth coming. I called the commissioner of Insurance and they said they no longer disclose complaints because people are complainers.

Today I find out they are the company that manipulated the law in payment of Katrina victims that lost the house.
Additional Details
I would not consider a homeowner insurance company claiming hurricane damage was not caused by wind a reputable company. I would not consider denial of claims to these people reputable. I consider it criminal morally and ethically corrupt.
                     
 




Superman
Rating
State Farce is no different from any other blood sucking society leaching giant company taking advantage of people. One common theme in today's age is that you can expect all large companies to take advantage of low and middle income people. They do it because they can get away with it. This is especially true when you have learning disabled cowboys for presidents.

State Farm will take advantage of people the same as many medium and large size businesses have grown accustom to over the last several years. American businesses do not feel any responsibility to their country so Americans are feeling less and less responsible for taking care of American businesses.

We have to hope that Foreign insurance companies come in and take over the same as the Japanese car companies have. Foreign companies understand that profits will fluctuate and that 500% profile may not be likely on a year to year basis. Toyota was the first company to introduce the slow and stead wins the race mantalitiy here in the US. GM and Ford may never rebound.


karen h
State Farm is a very reputable company. I have my car insurance with them and I like my agent.


Me
Rating
Pick a company you respect.


Dave
Rating
state farm is terrible. they have always done whatever they had to do to try to avoid claims. my cousin was dropped by them because "she was hit' by too many people. lol isn't that the crap, too many people ran into her. I think it was like 3, she never had a ticket but they dropped her any way.


james m
Rating
ALL insurance companies, unless they are having financial problems, pay the claims that they are bound to pay. If the policy covers it, and there's a covered loss, they pay.

State farm is a very reputable company. they are the #1 writer of auto insurance in the U.S.

The only companies I would hesitate to buy insurance from are the ones rated "C" or less, (with "A+" being the best rating) with A.M. Best. A.M. Best rates insurance companies on their financial ability to pay claims.

To try to answer "Dave's" complaint about State Farm dropping his cousin because she had "been hit" about 3 times by another driver, I would like to ask a question.

Did State Farm have to pay? Is this the reason she was canceled? in an at-fault state, if her policy paid, she was at fault, so the company paid to repair the other person's car, and hers, if she has collision coverage. If she is a no-fault state, and whether it was her fault or not, her policy pays 3 times to repair her car. I don't blame the company for dropping her. She's an accident looking for a place to happen.

State Farm was not bound to pay for flooding during the Katrina episode. Homeowners policies do not cover flood damage. Flood insurance is bought seperately through the NFIP (National Flood Insurance Plan). Some independent agents can write this coverage.

Just for anyone's info, I am not and never have been a State Farm agent.


mbrcatz
Rating
State Farm doesn't sell flood insurance. That's not a news flash here, NO homeowners policy covers flood.

Katrina was 3 years ago, you're a bit behind on the times.

BUT, State Farm is the largest personal insurance writer in the USA, and as the lowest percentage of "upheld complaints". An Upheld Complaint, is where the insurance commissioner decides that the insurance company is WRONG.

Yep, lots of people complain, and most of them are wrong. But TX insurance department still lists UPHELD complaints on their website.

Oh, I've never sold for State Farm in my life - but my personal insurance is through them.


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