 Anyone know of insurance company for the over 80yrs old? |
| i am 73 and my husband is 81 we both have health problems we want to go to usa to visit our son and family dreding the insurance !!... |
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 Can anyone help? UK only please? |
| I am 33 weeks pregnant this Thursday and live in Glasgow. I had a distressing call about my father who lives in Canada (in intensive care, bleeding on the brain), I want to fly home tomorrow but I am ... |
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 Question about life insurance clause.? |
| My parents have beening buying life insurance for my great aunt for many years now. It is normal for there to be a clause that states that if the insured still have passed away by her 100th birthday ... |
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 Health Insurance Claim? |
Hi,
I have a question on health insurance claim.
My employer provided me and my family the Pacificare PPO plan.
This plan was valid up to 03/31/2007.
Starting 04/01/2007, my ... |
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 Is there anyway not to be forced to get flood ins.? |
Additional Details
We were not aware of needing flood ins. until day of closing! I have changed flood ins. comp. {lower cost] and when they checked it out they said NO claims have ever ... |
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 Who is the best provider of home owner's insurance? |
| I am buying a house in St. Louis and I am shopping for home owners insurance and I would like advise as to which provider I should use. Thanks!... |
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 Can i pay the other car damage myself after been reported to the insurance comp.? |
| I would like to pay for the damage myself since the damage is $700 and my deductable is $500,in order to avoid premium increase,or will it go up anyway?The insurance appraiser will see the car ... |
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 Fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant?? |
I fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant??
I fell and hurt myself at a restaurant about 2 weeks ago. I was actually there to do ... |
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 Is it possible to get individual health insurance in Arkansas if you have sleep apnea? |
| I have sleep apnea which is well controlled through the use of a CPAP machine, but I was turned down for health insurance by Blue Cross Blue Shield because of it. I recently left a job through which ... |
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 I'm selling insurance.....? |
| How do I call a prospect and say "Hey I wanna write your insurance". What is the appropriate lingo?... |
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 A question about medical insurance billing? |
| I received fairly expensive medical services and received a statement that my insurance paid 90%, and that I owed the additional 10%. However, several months have gone by and I have still not ... |
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 What do you plan to do when you get out of higshool? |
i plan to go to college and become a doctor or own my own business with computers
Additional Details
i mean ... |
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 If you babtsit other children in your home, do you have to have insurance? |
| I am thinking about keeping children in my home for extra money during the week and my husband is insisting that we need insurance just in case anything happens. I told him that we did not need it ... |
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 Whic is the Best L I C policy with low premium and high returns? |
| I have limited income. With so much expenses it is difficult for me to save. I want best LIC policy or some other fund which is safe to invest my ... |
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coolguy_as | Who will give the claim if the insurance company becomes insolvent? |
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Tom Z
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Guaranty Associations
Guaranty associations are non-profit organizations created by statute for the purpose of protecting policyholders from severe financial losses and delays in claim payment due to the insolvency of an insurance carrier. They do this by assuming responsibility for the payment of claims that would otherwise have been paid by the insurance carrier, had it not become insolvent. However, only certain types of claims are eligible for coverage, and there are certain limits on how much the guaranty association will pay per claim and in the aggregate per policy.
Each state has one or more guaranty association, with each association handling certain types of insurance. Insurance companies are required to be members of the state guaranty association as a condition of being licensed to do business in the state. Guaranty associations obtain funds for their operations and payment of claims through assessments against the solvent insurance companies licensed to do business in the state and from the recovery of amounts paid on claims from the insolvent estate.
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jupiter s
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I R D A is controlling all the insurance agencies of India, at the time of filling application to an agency there is a form to be filled by applicant which goes to IRDA, in which the IRDA have a gauranty of particular amount to be returned to the policy holder if the agency failed or the money invested have lost due to market fluctuations. |
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riya M
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irda |
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bhushan s
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Well, here are the FACTS.
There is no guarantor for any private insurance company in India! Yes, shocking. So the fact is, if the private insurance co. becomes insolvent, there will NOT be any claim payment.
Whereas, LIC (although its chances for insolvency are close to zero) is Guaranteed by the Govt. of India - LIC Act 1956.
Although, IRDA lays down regulations with respect to solvenct margin, so chances for insolvency of any company are relatively low. But then again, IRDA can not look out for surprise internations depressions leading to indian company's insolvency. So it is possible.
So, if you are looking for LIC, contact me on bhushansheth@gmail.com or 9967280006 |
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DANIEL B
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I am not going to say I am one hundred percent sure about the answer.Besides it really depends on the personal feelings.SO it would better for you to find yourself.Here http://www.InsuranceFreeTip.info/insurance-for-free.htm is a good resource.
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Ramesh Babu G
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It is Depending on country. In india IRDA will responce for that insurence |
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