 Post nuptial vs. Life or accident Insurance policy? |
| Me and my husband just had a post nuptial agreement. My agreement is everything that he bought life insurance before and after our marriage either accident, term or family plan insurance for me that ... |
|
 Insurance Company dont want to pay for damages. The Person who hit my car had full coverage. What do I do? |
| My car was parked. A speeder hit my car and 3 other parked cars. My vehicle is has the worse damages in the rear back drivers side. The insurance company saying that they cant pay for the damages in ... |
|
 Five years ago I dropped a term life policy in favor of a universal life policy.Questions then, still have!? |
| At the fifth year the cash value will be just a little more than I have paid in. I bought this policy at the suggestion of my financial adviso. I am retired and do not need this much insurance. My ... |
|
 Where can I find the best family health insurance coverage for the right price? |
| I am working for a small landscaping company that does not offer insurance. I am married with two kids, both under 2 yrs of age, and my wife has a pre-existing condition of asthma. Can someone help ... |
|
 Can I be under my mom's insurance if? |
| I am 21 and over? I would like to get an 06 coupe civic under my mom's name because I dont have enough credit history to qualify for a low rate, so since it is under her name can I be an ... |
|
 Continuing insurance after being fired from a job??? |
| I was told that I could continue my insurance from a program called cobra, this is true but I was wondering if it has a time frame or is it mine to keep as long as I continue to pay on it???... |
|
 I have life insurance for 50,000 dollars that my employer gave me for free, is this a good amount? |
| Ok so I was called to the HR guys office to day, and I was given the option to receive dental, health and life insurance. The life insurance was free, and they said that when i die, 50,000 goes to ... |
|
 I am pregnant and have no insurance(California), can i be on my husbands? |
I am 4 months pregnant and am not covered by my employer, however my husband has new insurance through his new job, can i be covered by his group plan even though i have no coverage currently?
A... |
|
 Home Owners Insurance......Guys I need help...I tried calling my auto insurance company to get an estimate as ? |
| to how much I might be looking at spending annually on a $380,000 property, but they said that they could not give me a idea because a lot of things have to be taken into consideration,,,so this is ... |
|
 How do insurance companies deal with massive claims after something like the Newcastle storm disaster? |
| Will they be able to pay everyone at once? Do they even have enough money to give all the affected people?... |
|
 Can my company enforce a new policy at work that affects my personal life? |
| I am the friend responding to his question. I do have my nails done professionally every two weeks. I am gloved and have very little skin contact with donors. This is a new policy my company is ... |
|
 How come insurance is almost double for 2 cars.? |
I can't drive 2 cars at once, only one at a time. Therefore, the odds of causing an accident are the same as if I had one car.
Why don't insurance actuaries know this?
A... |
|
 I want to sell Life Insurance to a friend...but i am almost positive he has smoked pot within the last month.. |
| I know that for the life insurance, he will have to have a paramed come to his house/work and check him over real quick, and they almost always do a urine test depending on the amount of insurance he ... |
|
|  |
ditzwannabe | Who will they sue? I need help!? |
Over the weekend my friend was visiting my apartment and she fell on one of the staircases. It was outside of my actual apartment in a common area. She wants to sue my apartment complex. I called them to report an accident and they said it would be covered by my renters insurance. I don't think this is correct since renters insurance is only meant to cover what is inside the apartment. Can she really sue me instead of the complex? It isn't my fault the stairs are bad and she happens to be a little clutzy! ( i love her but she really is a clutz) |
 |
 
mbrcatz
|
She can sue them, and whoever owned whatever the object was she fell over. Typically, a renters policy only covers INSIDE the unit, but that policy should defend you, if she sues YOU.
If she goes to a lawyer, a GOOD lawyer is going to name EVERYONE. You, the owner of the complex, the manager of the complex, and the owner or responsible party, for whatever made her fall.
If she's just clutzy, she's not going to WIN a lawsuit. Just because you fall down, does NOT automatically entitle you to a big fat check. Someone has to cause, or contribute to her fall. It's going to depend on how severe her injuries were, how big the medical bills are, and how much she's permanently disabled. |
|
Jason S
 |
In theory, she and her lawyer can name anyone and everyone anywhere near the fall. Will they win against everyone? Absolutely not. A good lawyer would name you both in the accident along with anyone else that may have been a contributing factor in her fall.
Your Renter's insurance WILL cover your defense costs, and you can probably expect to be found not liable for this. The only reason you would be found liable is if you had knocked her down the stairs or it was your child's toy that the slipped on or something like that.
Good luck to you! |
|
confusedguy
|
first of all Calm Down. She can always sue you, but it doesn't meen she can win. You did nothing wrong so you shouldn't have anything to worry about. She will not get money from you and your insurance will not go up. |
|
miz piz
|
The complex. She did not fall inside of your apartment, but outside your door. If the stairs are in bad shape, that would not be your responsibility to fix them, that falls on the owner of the complex. I wouldn't worry too much, it's not your responsibility to fix a complex that is not yours! |
|
sporregar
|
Even if she does sue and perhaps win, she'll probably only get medical bills paid.
No offense, but your friend sounds sue-happy and is looking for easy money. Accidents do happen and not all are worthy of litigation. |
|
njunprincess
|
Keep in mind that if there was not a hazard involved on or with the stairs, she will have a very hard time even finding an attorney to take the case. If they feel their not going to get money out of it, they wont take it...unless she pays retainers and the hourly fees associated with the pursuit. If the stairs really are bad, she definitely has a case and may find an attorney to do it on consignment. I know that anyone can be sued, but I believe that if this occurs to you in this situation, it would be dismissed as the accident did not occur on your rented space. Stairs are the responsibility of the building owners. |
|
marty
 |
the apartment complex owner |
|
Michelle J
 |
No, she can't sue you. Your renters insurance only covers the property contained in your apartment. If she hurt herself due to a defect in the property itself, then it would be covered unther the complex's insurance. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 40 minutes(s) ago
| | | |
8 | 56 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
7 | 5 day(s) ago
| | | |
7 | 2 week(s) ago
| | | |
8 | 1 month(s) ago
| | | |
8 | 3 month(s) ago
| | | |
8 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
