 Is cosmetic surgery covered by health insurance? |
| I'm trying to find out if cosmetic surgery (tummy tuck, lipo, breast aug) is covered by Blue Cross/Blue Shield of Illinois. Anyone have any info on this?... |
|
 My snowplow man hit my house and did some damage. Do snowplow guys have to carry insurance for this? |
I live near Toronto, Ontario, Canada.
Would someone plowing snow there be required to carry insurance for this sort of thing? The damage, which was accidental, will cost at least a few ... |
|
 I am 50 years old and am looking into Life Insurance.? |
| I have 600,000 in savings and still owe about 230,000 on my house. My wife and I are about to adopt a child and I would like to have enough insurance on hand that if something happened to me, the ... |
|
 My friend is buying a 1.8 mil. dollars shopping center. And he want to get a insurance for that.? |
| He want a insurance coverage for rebuilding a shopping center in case of fire,not for the 1.8 mil. dollars building price.!!!!!... |
|
 Can life insurance be forced to go to pay debts if there are named be beneficiaries? |
| My dad passed away in Nov. He had named beneficiaries on his life insurance at work. He has way more debt than assets, he will have a negative estate. Creditors are threatening that we should use the ... |
|
 I have an insurance policy in case of accidental death...Is murder considered accidental? |
| After my car accident I got worried about leaving my daughter nothing and orphaned (her dad is already dead) so I signed up for accidental death coverage since it was only $5/month. So I've ... |
|
| Where can i find a list of insurance terminology and definitions? |
| i teach business english, i have a student who needs to produce insurance policies for his goods. i want to stay clear of health and life insurance. ... |
|
 Life Insurance Proceeds? |
| I do not wish to receive my life insurance settlement all in one lump sum. I was wondering if I can receive it in other ways, like a little at a time over a certain period, or other options.... |
|
 What Monthly Fee Would You Be Willing To Pay For Carbon Insurance? |
| For example, if a Carbon Inspector said your house or car was not carbon neutral and he could fine you heftily, then you would buy carbon insurance to protect yourself. How much would you be willing ... |
|
 How come, My friend paid £2000 for a Diamond ring, but its insured for £6000? |
I thought if you bought a ring it was certified when you bought it at the price you bought it, therefore any insurance company would only insure it for the amount you paid!?
Any ideas?... |
|
 M getting loss in my business from last 2 months. but still i want to struggle. how can i motivate myself ? |
| I am a Sales Manager. From last 2 months i m not able to succees in sales even i am not performing average. my seniors are very angry with me. I am struggling a lot but not getting results. But only ... |
|
 Should I enroll in VGLI (Veteran's Group Life Insurance)? |
| I just recently got out of the military and am eligible for the veteran's life insurance. I was wondering if it is something I should capitalize on or if there are better policies out there for ... |
|
 If my son is named as the sole beneficiary(life insurance) if i were to die, could my husband challenge it? |
| i'm told yes by some, but no from many others. this is not a 401 or 403(which teachers have) which i know can be challenged in court. i do believe spouses have a say so in that. but as far as ... |
|
 I Need Health Insurance? |
I am currently 19years of age and a full time college student.
I am not working but I need to find affordable health coverage. My insurance ran out as soon as i turned 19 and what i paid before ... |
|
|  |
rafflesibmnet | Whole life insurance new York Life or Metlife? which is better; I am 49 years old, buying $500K? |
|
 |
 
Doing the Right Thing
 |
Neither. They are both very expensive, especially for someone your age and for that amount of coverage. You could expect to pay at least $6000/year for a whole life policy.
I would get a 20 year to 30 year term. If you don't have an IRA, get one. |
|
insureman613
 |
The fees in these policies are no different than the ones from your VUL. What you really need is a smaller UL policy, like 100k, that you overfund, and then get a term rider for the other 400k until the cash value of the ul is at 500k. That will minimize your expenses, and give you the insurance protection.
NYL and Met are good companies, but they have career agents, and they are paid quite well. |
|
eofficialsexnews1
|
compare them |
|
EINSTEIN
 |
Check out A.I.G.UNIVERSAL LIFE PLAN.......... |
|
Sparkler
 |
Life insurance is a very bad investment. If you can afford a 500k policy, you can find a much better way to invest your money. [unless of course you have criminal intentions]. |
|
Financial JUSTICE
|
Life insurance with cash value don't pay out cash value when you die! They say its a good way to build savings! How is that so if you lose it all and it doesn't go to anyone when you die? People say you can borrow it. Why do I want to borrow my own money that I paid for? Cash value = scams! |
|
Life Insurance Expert
 |
1) I knock NY Life and MetLife out of competition all the time. Their products typically are not competitive in the wealthy markets. They rely on NAME RECOGNITION and not SUBSTANCE.
2) The companies don't matter much, so long as they are highly rated, and there are many. What matters is the product structuring itself, which 99% of agents don't understand.
3) Term is a temporary answer. It is dirt cheap for what it is because it doesn't pay out frequently. This is obvious as a business matter, because a company cannot charge $1000 per million of coverage for something they pay death claims on frequently.
3) If you need a permanent solution, term is useless. The conversion options are restricted typically to whatever products the company wants to offer you at that time.
Please bear this in mind: Insurance companies are all screw artists. I am a broker who does tremendous business in the Northeast, and I tell it how it is. If you need help from an EXPERT, let me now. Remember, the contract is what it is important. You are only buying that. Cash Value is useless because once you take cash out, you compromise the contractual guarantees. Insurance people are typically very low level individuals. Don't be fooled... |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 25 minutes(s) ago
| | | |
7 | 36 minutes(s) ago
| | | |
7 | 3 hour(s) ago
| | | |
7 | 8 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 4 day(s) ago
| | | |
7 | 5 day(s) ago
| | | |
7 | 2 week(s) ago
| | | |
7 | 1 month(s) ago
| | | |
7 | 4 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
