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 How much does house, auto insurance cost from allstate?
i'm doing the "marriage" project in health and i need to know how much insurance cost and utilities ...


 I have ownership to a insurance policy my Mom left my Dad wants me to sign it over to him do I have ro?
My Mom passed away a few months ago and my father already remarried. I recieved a letter from my dad asking me to sign ownership of a life insurance policy my Mom had to him. If I don't he said ...


 Is there a insuance company that i can get some life insurance on my father who has preexisting conditon?
my father is 75 and has no life insurance. is there a way i can get insurance on him now with high blood pressure, diabeties,depression but no suicidal tendacies?...


 I was burgled, will my home insuance give me the items back or will i get it in money?
I was burgled, will my home insuance give me the items back or will i get it in money?

yea thanks, we was burgled yesterday, just wanted to know if anyone knew how i would get my items ...


 Should my husband put me on his health insurance?
My hubby took me off of his policy last year and I've been without this whole year. Thank the universe nothing too serious happened to me that I couldn't take care of either myself or with ...


 Why is it that a person without health insurance has to pay full price for a doctor's visit...?
... but when someone with heath insurance visits the doctor, there is a discount on the cost when it is covered by the insurance?

I had gone for a year without health insurance, and I had ...


 How Benefical is life insurance for children?
Is it better to invest in bonds or start a savings acct ?...


 What insurance covers Cosmetic Surgery??
If you have an insurance that covers it or a site that shows a search for insurance companies, or a policy Ican get to cover it please let me know....


 I need $ and I already burnt down my car and house for insurance. What else can I burn?
Aw please... you gotta help me! I'm 50 grand in the hole! Maybe I can beg Midge to let me move in with her.
Additional Details
Burn myself? Listen, you little yellow-bellied rat ...


 Whats most important about Home Insurance - Price or Cover?
Do you think it is better to go for an unlimited more expensive policy or a specified policy with limits if it is cheaper?...


 Do car insurance pay for flood damage?
my daughter got caught in floods yesterday and her car is knakered do car insurance companys pay for flood damage ,when she rang them they told her it sounded mechanical but RAC said it was flood ...


 Can you get a life insurance policy and make ur self the beneficiary?
...


 How can I get out of debt without filing bankrupcy? This is rediculous!?
My family could never afford health insurance, well I had it through my dad for a while but when I turned 19 (almost 1 yr ago) I got dropped off his plan. I was pregnant at the time and they are not ...


 What can my son do. His finished basement got flooded, and his insurance company told him he's not covered.
Because of high winds and rain the electricity went out and because of this his sump pump failed. The sewer backed up and he got 6 inches of water. His insurance said since it wasn't a broken ...


 Can I sue AXA Insurance?
I am with AXA insurance for several years and in August 2005 My home was burnt down. They settled on the buildings and only partial payment on the contents.
I supplied them with all the ...


 I'm 24 yrs old. should I get whole life or term insurance?
Currently I have no children yet, what's best for me?
Additional Details
They say "get Term and invest the difference" I know I would be getting more returns in this way. ...


 Wat is a good name for a insurance company?
...


 Should I hire a lawyer to handle my insurance claim?
my house burnt to the ground a week and a half ago, I was out of town and we lost everything we owned except some clothing. The fire marshal came out that night and told me that it was suspicious ...


 Are empoyers supposed to let you go to hospital appointments?
or can they refuse to pay you for that ...


 Should I buy life insurance? I mean, they’re betting I’m going to live, and I’m betting I’m going to die
Who's side am I on anyway?...



glasgow girl
Why are 46m Americans living with-out health insurance.?
Thank God I live in Canada.
                     
 




Wiley
Rating
Because they are so God damn healthy, they don't need it.


Phantom Limb
Rating
It is so expensive. At my job for my daughter and I it is over 200.00 a month. I have a horrible deductible as well and my prescriptions for brand are 60.00 a month - after my deductible is met even. It is so expensive but a trip to the hospital if you cannot pay it ever goes on your credit. Health care is outrageous.


front_up_evol
Rating
I am one of those 46 million. The answer is money, and how much our pathetic excuse for a government and the crooks who run it can keep for themselves.


kroosct
Rating
IT IS OUTRAGEOUSLY EXPENSIVE!!!!!!


Latin Techie
Have you seen the costs of Health Insurance in the USA ?


mamatohaley+1
We may have issues with the uninsured but they can walk into almost any hospital and receive care if needed. I don't see public health care as the solution.

Don't Canadians have to pay a tax rate of almost 50% and wait years for some medical services.

I am glad you are happy in Canada but I wouldn't leave the good old USA for anything. To each their own I suppose.


Christina
Because they can't afford it.


zippythejessi
Rating
Because it's absurdly expensive. NY has a plan where they subsidize the cost of insurance for working people who can't afford the crazy amounts per month for insurance - it's called Healthy New York. It's the BEST thing Gov. Pataki EVER did! I wish more states did it.


Iceman
cause they cant afford it. I only have it cause my job offers it.


a_theangel
Overall premiums have increased 87 percent in the last six years, increases of more than 5 times the rate of inflation.

According to the Employee Benefit Research Institute, of the working uninsured, who make up 83 percent of our nation’s uninsured population, 61 percent either work for a small business with fewer than 100 employees or are self-employed.

Struggling with skyrocketing premiums, these employers are forced to share this rising cost with employees by raising co-pays and deductibles in order to continue to provide any benefit at all.

Small businesses represent more than the American dream - they represent the American economy. Small businesses account for 95 percent of all employers, create half of our gross domestic product, and provide three out of four new jobs in this country. Many small-business owners say healthcare costs is one of their biggest problems. The cost of health-insurance premiums ranked as the top concern for small-business owners in a recent Federal Reserve survey (for the survey, small business was defined as fewer than 100 employees). Nearly two thirds of the business owners who responded to the survey said health-care costs limited their growth. Many small businesses want to offer health insurance, not only because it is a good business practice that helps them compete for good workers, but because it is the right thing to do. However, these small businesses face significant challenges in accessing affordable health insurance coverage. On average, their premiums are 20 to 30 percent higher than those of large, self-insured companies. Moreover, administrative expenses for small group plans account for 25 to 27 percent of premiums, compared to about 5 to 10 percent for large businesses. Only 47 percent of the smallest businesses, those with 3 to 9 workers, now offer health insurance as a workplace benefit. This is down from 52 percent in 2004, and 58 percent in 2002. In sharp contrast, 98 percent of larger businesses, those with 200 or more workers, offer health insurance as a benefit.

-A
licensed agent


nbr660
That figure you gave is correct to an extent. Those Americans that qualify for medicaid, such as disabled & low income have medical insurance paid by the state they live in. Disabled persons have medicare & medicaid. Medicare is paid by the federal government. True the system is not perfect but it's better than nothing. Yes Canada has medical insurance and it's good but it's not free by a longshot. For example I recently renewed my drivers license in the US before I came to Ontario. It cost $15.00 to renew, last month I got an Ontario driver license for 6 year just like US for $75.00. So you see, there is always more to the story than meets the eye.


Christen S
Rating
because of bush and all the buget cuts


Carlotta
Rating
Because the folks that make that decision believe that there other things of greater priority. Money can be spent on a great many things. Insurance payments provide no immediate satisfaction. Their purpose is to provide a cushion during a medically tough time. When healthy priorities become cars, vacations, clothes etc.

The above comment is more applicable to younger folks. Older folks who find themselves without insurance and can't afford to pay made decisions earlier in life that did not include saving for things that they determined were not important like health insurance.

People need to live with their decisions. They made their beds and now should lie in them without society at large paying for their poor decision making.

And I am glad I do not live in Canada where I am taxed too much, for mediocre services.


mbrcatz
Rating
Most of the Americans without health insurance are the 18-26 group, healthy, and dont' think anything will go wrong with them, at least for the next ten years or so. It's a very short-sighted, stupid financial decision to not take the health insurance offered by their employers.

Most of the time, it cost them maybe $100 a month, the employer pays the rest. They'd rather have the $100 in pocket, and the possiblity of $100,000's of medical bills, than the protection.

It's a CHOICE, for the vast majority of Americans, and they just are being stupid about it.

THANK GOD I don't live in Canada. I've heard of the long waits for needed medical procedures, and the long waits for medical equipment - months and months and months. Public medicine works about as well as public housing - people who can afford private, get private.


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