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 Where can you get health insurance with a low monthly payment in Wisconsin.?
I just lost my health insurance and am wondering where I can get health insurnace in wisconsin? I am 22 and healthy. I cannot pay alot per month so that is my main worry....


 How does itworks,when your car get total lose but you still old money to the bank?
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 HEY!! is it illegal to get ur car or whatever covered by more than one insurance co.?
like if i totaled my car and I got full coverage from three different co.,would it be fraud to end up collecting my cars worth x3?...


 Insurance for all electronic goods at home.?
Wnat's the best way to insure all the elcetronic goods at Your home.? What's the best way to buy insurance not for a home ( wchich isn't mine) but for the content especially those ...


 Does health insurance cover children if you are not married?
Will my boyfriend's insurance plan cover our baby?...


 Is therte any insurance co. which will double my investment in within 10 years.?
...


 Why is the insurance important in our life?
W...


 Im 16 i saved 2 years for a car, bought one now cant afford insurance can someone help me? i live in kentucky?
ok like i said i bought a car and im just wanting to be a secondary driver for right now but the cheapest place ive found is 1152 dollars every 6 month... and that is liability... im looking for ...


 Lovers love it frends need it relationship starts with it life ends with it _ _ _ D _ A _ _ _ z what is it????
...


 Please tell me the name of best life insurance company in India and why is it best?
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 If I live with my boyfriend can he claim me as a dependent on his health insurance.?
I'm 18 with no job. I think I have a major health problem but haven't went to the doctor yet. I don't have any health insurance because the insurance from my parents stopped after I ...


 Where to get health insurance if you do not have social security number?
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 What subject do i need in order to study Insurance?
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 How much to settle with insurance company for severed right index finger?
I lost the use of my fight index finder in an accident. I am a preschool teacher. 3 surgeries and 9 month of therapy. I can not type with it nor can i lift more than 3 ounces....


 Where Can You Buy E&O Insurance?
We are starting a new insurance agency and need some Errors and Omissions coverage please help/...


 Who's liable in this wreck?
My dad works for a nationwide corporation. He has a company truck and my sister was driving it. She was hit by someone pulling out into the road. It was her fault.

My sister is not ...


 Health Insurance Coverage for our new born?
We have a one week old baby and I was told repeatedly by doctors/insruance agencies that our new baby is covered under our family insurance for 1st month (for first 30 days) for FREE. My employer ...


 How are we homeowners supposed to be able to afford insurance?
my homeowner premiums go up 200.00 a year. i know i'm not the only one with this grip. i'm gonna have to drop my ins. it doesn't cover that much anyway. i don't make a bunch of ...


 What do i do with no insurance? when i go to the doctor and no insurance?
i work at mcdonalds part time, and have no insurance or health benefits, how do i get insurance to pay for doctors visits? How can i afford health insurance or where do i apply 4 health insurance?...


 What kind of settlement should we expect from an auto accident?
Me and my fiance were involved in an auto accident where the other driver was completely at fault. This accident happened over 2 1/2 years ago. I was pregnant at the time and my fiance had to have ...



Holy Cow
Why are health insurance rates so high?
                     
 




dds27us
I would agree with some of these answers... but we as people have to stop and take some responsibility. Here is a situation: A 19 year old female thinks she may be pregnant, she is only 3 days late. She calls her clinic and they can't see her for a month (ob gyn's tend to take a while). What is this young ladies idea... Go to the ER and get a pregnancy test. If her policy does not have a restriction (chosen my them employer) that states non emergency medical is not covered, or has a max, the insurance company paid out $300.00 for a test that she could have bought at the store for $10.00. Had she went to her dr or a different dr (walk in clinics are great in time of need) It would have cost them a whole $50.00. Now how many people go to the ER under a non emergency condition... In turn all rates go up. Add that to the law suits, ignorance and greedy people, and we have high rates.


we_build_champions
I agree with captain skillet and would like to add that due to Copays for Dr. Visits and prescription drugs, most patients don't care what things cost. This takes the normal economic pressures of supply and demand out of the equation. Most people with insurance don't ask what things cost or do comparison shopping.


guitar_junkie_
Rating
Because people keep sueing doctors for medical malpractice which makes medical insurance high which makes doctor costs high which makes insurance rates high. There.


mdp
Because you are covering a portion of the unhealthy's health care, especially if you have group coverage.


asking-a-question
1) you help pay for those who can't or won't - not that you have a choice not to
2) fraud
3) your health


Captain Skillet
Health insurance rates are high because health bills are high. Health bills are high because doctors and hospitals pay really high insurance. They pay really high insurance because people sue them so much. People sue doctors and hospitals so much because people have gotten away with it in the past. People have gotten away with it because of the rediculous judicial system in most states. We have a rediculous judicial system because nothing has been done about it.

That help?


crutnacker
Rating
Simple answer... because they can be.


Thomas R
Rating
It is a natural chain of events with an exhausting answer. 1. Medical care is so high so naturally the insurance has to be higher to make money. Medical care is high due to high malpractice insurance the doctors are reqwuired to carry, research and development of drugs and medical equipment etc.
2. Insurance fraud also plays a role in the high cost of medical insurance


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