 Is this insuarance fraud? |
| A friend of mine cashed a check from his insurance company that was supposed to be used to pay the anesthesiology bill for surgery. The check was made out to him and him alone. His disability ... |
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 Does becoming pregnant qualify as a life changing event for most insurance companies/employers? |
| Commonly, life changing events are listed as marriage, divorce, and birth of a child, ect. If a person doesn't have insurance and learns that they are pregnant, will most companies allow ... |
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 What kind of Life Insurance is there, where the payout is at least $1 million? |
Additional Details
can you please give me the names of the insurance companies - thank ... |
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 I am upset with Insurance company after a burglary.? |
| Insurance claim - does it seem fair or right , that our insurance company is replacing a £250 Sony camera purchased 2 years ago with a Canon £49. With the advance in technology over the last 2 ... |
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 Can someone explain term and whole life insurance.? |
| I have been searching for life insurance I am in my 30's already and have children. I am so confused about term and whole what is the difference and what is the best to purchase given my age.... |
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 My dog bit a family member and she has decided to sue our insurance company. what is the approximate amount? |
of money she can collect and can she sue me personally in addition to suing the insurance? Any info would be of grea help. Thank you
Additional Details
The reason for my question is ... |
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 Can they really keep my deposit??? |
| I was signed up to go on a long range fishing trip with a company that runs these trips all the time. Unfortunately, I had to cancel the trip, after making a $900 deposit. When I called to cancel, ... |
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 Can my employer legally refuse my spouse health insurance if he has coverage available if mine is better? |
| They will cover my husband for the 90 days until he is eligible for coverage through his new employer. His plan is from out of state and does not have many doctors and dentists in network as my plan. ... |
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 Is it legit to have two health insurances? |
| Hi, I recently got married and added my husband to my health insurance through my employer, he decides he wants to stick with his employer health insurance and doesn't want mine. So I'm ... |
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 I need to health insurance but i got laid off work...? |
| I understand that i need health insurance. Cuz face it, you never know when it's necessary. I've been looking for a job since I got laid off in March. Cobra turned out to be too ... |
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 Is refusing an 87 yr old a job classed as “age” discrimination? |
| Having recently got rid of the wife I advertised for a housekeeper. I received a letter of enquiry by an 87 yr old woman by the name of Humphrey. I agreed to an interview out of politeness only. When ... |
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 Should i take acid? |
| Im well into my recreational drugs, E, cocaine, speed, weed yadda yadda yadda, but ive heard Acid is a while new level. Ive been asked on a typical drug binge, but i heard this month is the 100year ... |
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 Is insurance optional / mandatory in UK? |
I stumbled on this in Yahoo news, about insurance fraud in UK.
Pls see article here:
http://uk.biz.yahoo.com/
Beyond the ... |
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Ed | Why are insurance agents never in their offices? |
I've had State Farm for 12 years and had four different agents. I've never seen one in their office, nor have I ever met one. What are they doing? |
 |
 
♥~*Momma Bear*~♥
 |
I'm an agent and I'm in my office M-F 8:30-5:00. I don't "go out and sell insurance" people call me for quotes. I've never once had to leave my office for such malarkey. |
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MARK S
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Have you checked the golf course? |
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car253
 |
You can always make an appointment for the Agent. There is usually a licensed staff person in the office that is available to help you with whatever you need. As long as you get good service, who cares about anything else? I am sure if you call your agents office you can make an appointment.
Hopefully the Agent has good staff. He pays them to do the work. That is what happens in any business. The boss pays someone else to do the work. All that matters to you is you get what you need and you get good service. If you don't transfer to another State Farm office.
I am a licensed staff person in a State Farm office. |
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las222005
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Most of the time they are in the field selling insurance. They have to make commission. Otherwise they are probably at lunch. Lol. |
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Insurance Pickle.com
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If it's sunny we're golfing, rainy-- at happy hour...
Dunno...I'm in my office now. |
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arklatexrat
 |
There is a lot of field work involved in being a good insurance agent. Home policies in particular require agency level underwriting which includes on site inspection as well as photographing & meansuring to determine adequate levels of coverage and provide documentation on file in support of the policy, as well as "closing the deal" saleswise.
There is also a lot of marketing and community relations involved in the insurance business. There is no substitute for getting out and beating the bushes and getting known in the community. For my boss, this includes sponsoring local youth things like 4-H, sports teams, etc., as well as just seeing and being seen around our small town.
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Ontario Insurance Broker
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I would think that is why you have had 4 different agents over 12 years - they are not making a commitment to meet their clients at least once a year. All agents and brokers should do that.
That said, an agent can't wait around for the phone to ring. They have to be out of the office meeting new people, taking courses, visiting clients, etc. Most agencies have Customer Service Reps assisting them. These CSR's are licensed and can answer your questions.
Hope that helps
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mbrcatz
 |
THey're out selling insurance. Most of the time, you have to go out to find the clients, they don't usually come to you. Like any selling job, you have to make appointmetns, and go to the buyer.
But, then they have to hire someone to "manage" the existing business - usually a licensed "customer service representative" or account manager. That's the person who can answer your questions or make changes to your policy. |
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Daren C
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As an agent I can answer this with authority.
1. Leave SF and AS they are in the business of turn and burn. Once they get you, they forget you.
2. Locate a COUNTRY Financial office if there is one in your area. You will have better luck because they meet with you at least one time a year to review your coverage.
3. We do take appointments that require drive time and appt time, we cannot be here from 6am (for the early folks) until 9pm (for the late guys) everyday. We have families and lives too.
4. Try email, i find it very helpful and then you have the answers in writing too.
I hope this helps...
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Queen B
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if you can't ever get in contact with your agent its time to find a new one. State Farm and Allstate are notorious for this. they are out in the field selling while their existing clients cannot ever get to them. |
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