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 Washington Mutual in trouble?
I just heard from a friend today that she heard rumors that Wamu is in financial trouble and might close down (don't know what that means).
Has anybody heard something similar?...


 If a life insurance company goes bankrupt, what happens to whole life insurance benefits?
My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their assets are under water like so many other ...


 Im age 23. Would it be beneficial to me to buy a whole life policy?
The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the ...


 Where do insurance companies get all the money?
How does an insurance company afford to pay out all that money on insurance claims?...


 Who will they sue? I need help!?
Over the weekend my friend was visiting my apartment and she fell on one of the staircases. It was outside of my actual apartment in a common area. She wants to sue my apartment complex. I called ...


 Car Insurance, i have paid my insurance in full. 5 months before end of my policy i have changed my car,?
i had nissan sunny 1993 1.4 auto and now i have peugeot 206 1.6 convertible auto. There is a big difference in price, how can i change my current policy without having to pay an arm and a leg for my ...


 I am a uk citizen flying to the states to have a boob job, do i need to get health insurance?
i am flying to las vegas to have a boob job. i am a uk citizen so we don't have health insurance anyway but if anything was to go wrong after the operation and i had to go to hospital do i need ...


 Which is Better for Me: Term or whole life Insurance?
1'm 40 years old, have a 7 month old baby, my family annual in come is $80,000. thank you!...


 Is there any legal obligation to buy total mortgage protection cover plan with halifax?
I am borrowing amount X as mortgage with halifax. however i do not want to buy any of their total mortgage protection cover plan which covers critical illness etc etc... i am a young fit gentleman ...


 My health ins. paid for surgery after I was in a car accident. Will they want to be reimbursed when I settle?
My health insurance has forked out approximately $50,000 in the last few years. I'm just wondering if they can come after anything I get in a settlement. Need Help!!!...


 Should I talk to the insurance adjuster or get an attorney?
I was recently in a car accident; a car ran a red light and hit me, totaled my car and I was taken to the ER. I have some substantial cuts and bruises, but no major or long-lingering injuries. The ...


 How much would insurance be?
I am a single parent with three kids....10, 5 and 4. No health issues. We live in Tennessee.

I am to start my own business from home and wanted to make sure I could afford insurance. I...


 THE UK GALES - if my neighbour's tree is blown onto my house whose insurance has to pay?
they have a tree and every time there are strong winds I worry the bloody thing is going to come crashing down into my house - who's insurance will pay up, mine or theirs?...


 How long should an insurance claim take to resolve from begining to end?
...


 Auto accident: better to haggle with insurance or get a lawyer?
The accident wasn't my fault, and I'm still waiting to hear if my car was totalled. I have some neck trauma. The other driver had insurance....


 Post nuptial vs. Life or accident Insurance policy?
Me and my husband just had a post nuptial agreement. My agreement is everything that he bought life insurance before and after our marriage either accident, term or family plan insurance for me that ...


 How can the insurance company find out wether or not you got a traffic ticket?
...


 Define insurance?
...


 How does the insurance co. reimburse on recovered vehicle that's major strip but not burned?
...


 Insurance Company dont want to pay for damages. The Person who hit my car had full coverage. What do I do?
My car was parked. A speeder hit my car and 3 other parked cars. My vehicle is has the worse damages in the rear back drivers side. The insurance company saying that they cant pay for the damages in ...



rudens
Why are the hardest working folks in this country not allowed health insurance?
Like all the small businesses with millions of people in them........it seems to be a noble king and queen thing to me, the peasant population parodox, and remember the farmworker parodox in 1800 and the constitution plan for the running of the American economy.............MR. Smith was his name and he did not even plan for a fair wage for all citizens. Does anyone remember? Please read the book " THE PERVERSE ECONOMY" The Adam Smith plan that left out the farmworker, the parodox owned by the American dream............
Additional Details
it came from england buiness plan, and Adam Smith im braced it and lade it at the door of the world bank
                     
 




Andrew Allison Adams
oh get over it we're an aristocracy

Bush and his cronies get everything
real workers don't et a dam thing

yeah Europe and Canada actually CARE about people
sorry, dogg


mamatohaley+1
Rating
Are you insinuating that my husband is not one of the hardest working just because we have insurance? I resent that. He works his *** off to support his family.


McCain ... = Bush's 3rd
Rating
I wish I knew. I am one. 2 kids 2 jobs... middle class. Make too much to get help, don't make enough to purchase my own insurance.

I live in NYS. We have healthy NY here - which is awesome if you make under a certain amount. It's a great program and helps many people. You get a low monthly premium (one person is like $180 per month - not bad)

If you make above that amount (I think it's like 30K per annum) you are no longer eligible and the direct billed insurance is $2300 per MONTH for an HMO family plan. It's crazy.

I have looked into a group through the chamber of commerce here. That is the cheapest available (where I live) at $912 per month for a family plan. yikes. that's about the same as my mortgage.


T'yr
Insurance is a fairly complicated affair, unfortunately, and rules vary from state to state. Most small businesses HAVE options for good health insurance, and just don't know about it.

In California, for example, AB1672 mandates that all groups between 2 and 50 employees in size MUST be accepted by any carrier they apply with. Of course, that is said in legalese, so I am just paraphrasing for simplicity's sake. Farmers and contractors, among others, have a number of organizations they can become a part of that enables them to buy into large-group plans of Health Trusts backed by a major carrier.

Most folk have options, and they are prevented from finding those options because they don't live in the insurance world, and feel (perhaps rightly so) that they can't trust the people that do. Most folk hear "Insurance Company" and think of the used-carsalesman, slick-haired, back-alley dealers that gave the industry such a bad reputation.

But there are options out there, many of them totally feasible and affordable, if you can just find a good, independent agent to help you sort through it all.


Chris
why is this world so screwed up?!?!

does anything make much sense to anyone who isn't working with the government!


mbrcatz
Rating
Is this a question, or are you trying to plug your book?

Anyone here legally in the USA is "allowed" health insurance. You don't get it for free, just like you don't get a brand new Cadillac straight off the lot for free. You have to pay for it. And if you already have stuff wrong, you can't get THAT stuff covered (it's like buying a lottery ticket AFTER the numbers are drawn, TOO LATE!)

Heck, even in other countries, you don't get insurance for free - it's disguised as a 60% income tax.


magnumtripod
Rating
hhhhmmmmmmmmm good question?


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