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 Cheap travel ins for my healthy 75 yr old dad to go to usa to his grandsons wedding?
i would like to buy cheap travel insurance for my dad who is 75 years old. in very good health, on no medication to go to his grandsons wedding in america for on week without it costing him a fortune....


 Is the home insurance industry the biggest scam in the united states?
Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a ...


 When is a car totaled by the Insurance co?
I hit a deer recently. The car damage was $15,000. The car is only valued at $18,000. Can I push the company to just write me a check, or do I have to accept the repairs?...


 What type of life insurance should I be looking at for my 64 year old mother?
She is in fairly good health, doesnt smoke or have much of a medical ...


 Fell on hotel parking lot.they say only1000 available for medical-gone over &more needed?
insurance said because hotel didn't know about oil on parking lot they are not liabible? that was in Mo. Broke arm and glasses & still numbness in thumb and wrist pain after 3 ...


 A car ran into our yard, AAA Auto Insurance Company won’t pay for permanent damages to my tree…?
A car ran into our front yard, the driver claimed in the police report that she fell asleep on the steering wheel (this happened at 2pm). The car was totaled and did damage to our: lawn, fences on ...


 What does "term" life insurane mean?
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 Insurance services provider in India ?
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 What would happen if i just stopped paying for my health insurance.. besides obviously losing my coverage.?

Additional Details
Im just wondering if it would have any negative affects on my credit or if I might have problems getting insurance in the future....


 Is it tru that when you buy insurance on your children that the parents/owners must have insurance as well?
...


 Kaiser insurance, is my unborn child covered under the fathers plan?
Im pregnant, my partner (the father) has Kaiser Insurance is his child that i'm carrying covered ?
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Prenatel C...


 Can I carry my live in girlfriend and her children on my health insurance plan?
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 I thinking of buying life insurance is it possible to buy 2 life insurance from 2 different company?

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because i can't afford it....


 Can a diabetic really get life insurance?
My brother called me and asked me to help him find life insurance I could not find any. Even those misleading ads that say NO MEDICAL EXAM required would not touch him just because of his diabetes ...


 Which are the major player in Insurance sector in India?
There are so many Insurance companies in India. Which do you think are best in India....


 How come american family insurance just gave me a quote on my car insurance half of what i pay now?
so right now i have Farmers. How can american family insurance charge me more than half of what i am paying now? Is there a scam? and they told me that i can call my agent from Farmers and drop them ...


 Will my stepson's baby be covered under my husband's health insurance?
my stepson and his ex gf are expecting a baby in about 7 months. he is 17.5 years old and a junior in hs. although he will be 18 when the baby is born will it be covered under my husband's ...


 I am planning to buy term insurance policy. How much assured amount I should have?
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 Does anyone know of an insurance company that won't discriminate against people with multiple sclerosis?
Husband and sister-in-law both have M.S. and we are having great difficulty finding company that will give us a decent proposal.
Ones we tried so far, premiums too high and final payment not ...


 For those who have no medical insurance?
what do you do when you need prescriptions? We don't have medical insurance right now due to my husband switching jobs, and he needs blood pressure medicine that runs over $100. I called his dr ...



Orphans
Why do Some Insurance Companies rip you off on your claims?

Additional Details
My home was destroyed in Aug 2005 and we lost 35 years possessions including a clock collection of some 550 clocks.We followed all the rules never claimed for anything we did not have but to date they have not settled on the contents side.
We got the majority of prices off ebay but they still dispute the prices.
Then they told us to take it to arbitration but so far it has taken 4 months to even answer our solicitor.
Not a nice company would you say.
Can you win with a big company like AXA
                     
 




mcfifi
Because they're lying cheating scumbags, probably.


Susan C
Rating
Unfortunutely, so many people rip them off that they have to protect themselves from fraudulant claims from dirt bags that are trying to make a profit off the insurance company, and their loss (if they really even had one). People like you have to pay the price of providing extra information so that the crooks of the world stop getting away with scamming insurance companies and getting our rates raised.

Certainly, since you are being honest, you will "win" If it seems as it is taking an unreasonable amount of time with no answers, contact the Insurance Commissioner in your state and file a complaint. Nothing gets an insurance company to settle a claim quickly, and to your liking, than getting the Insurance Commissioner involved.

Not all Insurance Companies are greedy, they are just have to make sure that you have a valid claim. It will all work out.


nellyblade
Rating
It's all down to MONEY.


onlyupfrmhere
AXA is not a very reputable carrier. If they have not settled your claim yet, you need to get a lawyer who specialized in fighting insurance disputes and take them to court. Once they know you are going to sue, they will most likely offer a settlement you are happy with. It is sad to have to say this, I am an independent employee benefits agent and work work with many carriers. Unfortunately, there are many carriers out there who we in the industry know are not good about paying claims. The insurance I work with is different from your homeowners insurance, but the issues are still the same. We as brokers do as little work as possible (don't sell) with the carriers we know to be unfair. Unfortunately, those carriers usually 'buy business'. In other words, their rates are so low that our clients often ask us to quote them. If their decisions come down to the lowest quote, then there are always problems later on... as you can attest.

Make sure you have exhausted the appeal process and have reviewed your policy very carefully with the carrier before you go legal. If they are telling you that you have to use their arbitration method, you don't. You can always take them to court.


somekindahero
Same as every other private company - they only exist to make money so they're obviously going to protect their profits in a ny way they can. Plus they're evil!


Joey K
Rating
Did you think they were in it for their health? It's a business, and they will do the minimum they have to do under the law to keep their money. What would you do, give it away without investigating every claim until you are broke?


R W
Rating
One word ...GREED


Gone fishin'
Rating
They love to take your money but when it comes to payouts there are delays and excuses coming out of their yinyangs!


mbrcatz
Rating
Well, the PROBLEM is, you didn't go to your agent in advance, sit down with them, and say, Hey, I have this CLOCK collection worth $500,000.

So now that there's a loss, it's pretty darned hard to prove that 1. you owned them, 2. what they were worth (old stuff has VERY variable prices, ya know? 3. that they were in working order. You DIDN'T have them insured properly to begin with, so that's why you're having a hard time.

Insurance companies don't want to pay out for a Bently, if you tell them up front you have a Ford. Sorry, it's just the way it is.

BTW, if you DID tell your agent up front, you have a professional liability claim against them, for not insuring you properly.


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