 I lost my diamond out of my wedding ring. Can I claim it on my home owners insurance? |
| Just the other night I looked down and noticed my 1.2 karat diamond was missing out of the setting on my ring. I didn't have it listed on our home owners. I can't find the receipt either ... |
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 Question about state farm auto insurance? |
| My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am ... |
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 My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage? |
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage?... |
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 Can i insure my car in england with a insurance co in bulgaria to save money? |
| ive heard that people in england are using insurance companies in bulgaria to insure there cars here at home as it is supposed to be a lot,lot cheaper? and if so does anyone know of these companys?... |
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 I'm interested in getting life insurance? |
| I have 2 kids both under 2 yrs old, I'm 26 yrs old, I have no health problems. 2 of my grandparents died of heart attack, and so did 3 of their parents. I don't smoke. I am aspiring to ... |
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 My Homeowners Insurance cancelled me because I have a Pit bull? |
| My Dog is sweet as ever and wouldn't hurt anyone, why do Insurance do this to homeowners?... |
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 Why does the premium drop when you add home insurance to an auto insurance? |
| When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto ... |
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 Question for people without med insurance? |
| if u have everbeen injured can u tell me wht kind of injury it was and how much u were ... |
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 If you know about term life insurance this question is for you . . I am 40 years old? |
| and am replacing a couple of short term policies with a 20 year 500,000$ policy. House, auto and these policies are with state farm. My quote for preferred was about $70 per month - super preferred ... |
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 What can happen if I already cashed the check? |
| I cancelled my auto insurance after renewing, I did an electronic transfer but changed my mind on the contract and stopped payment on 2/05 (i did not know I could have just cancelled within 72hrs ... |
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 Do I HAVE to have homeowners insurance? |
I am a first time buyer in the housing market, and I am looking to pay for a home in all cash, no house payments.
I have put in a bid on a large modular home that is located in a "... |
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 What type of life insurance is right for me? |
| Hello i am seriously thinking about getting life insurance i am 18 and have an 8 month old baby boy god forbid that anything happened to me but if it did i want my son to be fully protected but I... |
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 Advise on home and auto insurance? |
I am changing my existing insurance company and I have 3 to choose from. I would like to have advise which of these 3 is the best.
Met Life, Traverlers, and Liberty mutual.... |
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| I'm planning on getting Life Insurance through State Farm. I'm 18. Is this plan good? |
| Me being 18, they told me its the best time to get it because it's the cheapest I'll be able to. They quoted a 25,000 dollar plan at $22 a month, which will NEVER go up, even if I'm 84.... |
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 If I were to die, who gets access to my life insurance benefits, if the beneficiary is a minor? |
| I want to make my son the primary benificiary to my life insurance policy, but what if I died when he was only 4 years old? If my sons father (my ex husband) got custody of my son and my son was the ... |
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 How the heck can a homeowners insurance company force you to pay for over twice the value? |
| I am just venting but I called other companies and they all say the same thing. In 2005 my policy was for $60,000.00 dwelling and today I recieved the policy and it called for over $109,000.00 ... |
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VinceStylez | Why do insurance companies ask if you have any other types of insurance? |
i just made a call to my insurance company and we hung up before he asked that question, so then he looked up my number to call me back on my house phone (which i didnt use to call him with) to ask me that question. usually its almost impossible to get them to call you back so why is this question so important to them?
and also are they only asking about other types of health insurance or any insurance at all? |
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Alec I
|
VinceStylez, Home insurance covers lots of different things. I don't understand all the fine print of my home policy, but my home insurance agent is always a phone call away. Try visting your agent or a homeowners agent in your city. http://www.easyhomeinsuranceguide.com They should be able to help you. |
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growing inside
|
To see if they can get some other insurance company to pay the claim and to make sure that you are not getting money from two companies for the same thing. |
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Galen C
 |
It's a way of them keeping track, like a history of all insurances you have had, and make decision based on that. Sort of like a rick factor, or more like car insurance. If u have failed to pay, or caused them drama, then can then refuse service, up ur cost, simple bother you. Also, we all know about being competitive, those good ole' stats do the tricks, " who number one" |
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ANTHONY S
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By google to collect some related information or you may try using answer engines like yahoo answer or yedda.com to get some related ideas.nonetheless,If you prefer some direct resource,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is a good one from my own experience. |
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smartconsumer
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Usually in a health insurance policy there's a subrogation clause, which in effect designates what policy would be considered primary in the event of a claim (e.g. an employee who has coverage under his/her name and who is also covered under a spouse's policy - the employee's coverage would be primary and the spouse's would be secondary) - this enables the carriers to share the risk and prevents double-dipping by the consumer. A similar example would be with medical & disability expenses from an auto accident. An auto policy would provide both of those expenses; however, an employer's policy may also cover those expenses. The injured party would need to designate one of these policies as primary for covering the payment and it would be subrogated. Once again, the purpose is to make sure you don't collect between the two policies more than 100% of your medical expenses and lost wages.
Good luck! |
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**DPFS***
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Its a sales question mainly...they know that if your a believer in Insurance. There might be opportunity to compete for your other insurances i.e., life insurance, auto, home, fire and health. |
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mbrcatz
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Because, legally, some types of insurance are "primary" over other types, for some usages.
Health insurance doesn't pay workers comp claims, and auto insurance doesn't pay homeowners claims. For health insurance, maybe you and your husband BOTH have family policies.
They're trying to set it up "right" so that there aren't payment issues in the future. |
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h_kornman
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If you have renter's or property insurance, and the injury happened on that property, then they can say that the property insurance should cover it and they will try not to pay your claim. Basically it comes down to them being cheap and trying to figure out any way to rip consumers off once again! |
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nontechie
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They want to know if you are covered under any other health plan so they can get another company to pay your medical costs. Insurance companies have worked it out amongst themselves that if you are covered under your own and someone elses medical plan then the medical plan of the person who has the birthday that comes earlier in the year pays the medical costs. |
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Jay
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They want to be able to sell you more insurance is one reason.
Another, if you are over-insured, it raises red flags. |
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