 In California why mortage lenders require fire insurance but not earthquake insurance? |
| I asked a similar question but I am still curious why with the threat of earthquakes so strong in parts of California why mortgage lenders don't require borrowers to get earthquake insurance ... |
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 I bought tickets online...................... |
| and they never arrived. i went on to the website and found out they had been taken over by an Insolvency company. i paid for the tickets on my credit card. where do i stand with getting my money back?... |
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 Should we be untitled to all or at least some of our hard earned back from insurance .? |
| what the heck is w/ insurance. i use electricity, i pay an electric bill same for phone, water, gas,food even this computer. the only thing i dont use is insurance but i still pay for it ever month. ... |
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 Retroactive Health Insurance? |
| I have been to the ER 3 times in the past week and racked up about 12,000 in medical bills, with no insurance and no definitive answer as to what is wrong with me. If my boyfriend and I marry, is it ... |
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 Can a company legally refuse to cancel your medical plan when you want it cancelled? |
| A young mother of 2 children, going through a divorce signed up for medical through her contract house. She has a low paying job, and they are charging her $125.00 a week. They have only taken 1 ... |
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 What is the best way to be an auto insurance agent and get licensed? |
| I need a midllife career change. I want to get my auto insurance license and to be trained. What options do I have?... |
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 Options other than Primerica? |
| I've been told to look beyond Primerica because of their products and pay structure. I was wondering if anyone knew of any other financial services companies that allow reps to be part-time/... |
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 Is it legal for a company to refuse to put a spouse on health insurance? |
| Is it legal for a company that you work for to refuse to put your spouse on your insurance if they are able to get their own insurance at the company they work for?... |
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 Medical emergency, but no insurance? |
Hello,
I am feeling very strong chest pain but I just had my health insurance canceled.
If I go to a hospital and if I have no money what they are going to do?
Can ... |
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 Borrowing money from Whole Life Policy ? |
| I have a whole life policcy for 25 years, my cash value is built up to $300,000, and my total death benefit is around 1 million. I want to borrow money from the bank, from the total death benefit ... |
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 Are there any insurance companies that will cover abdominoplasty ? |
Additional Details
It is NOT for cosmetic reasons by the way. It is to close a 3 inch gap in the abdominal rectus muscles withe a severe hernia and was told that major organs are not ... |
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 Insurance cost for teens? |
| What is the average insurance cost for teens?... |
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 Can someone tell me the difference between Whole Life and Term Life insurance? Help? |
| I'm not sure if this is the right catagory, but I need some answers before I change insurance companies, so any help here is greatly appreciated.... |
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 Are their any medical insurance policies available with no deductable and no coinsurance? |
| Regardless of monthly payment, is it even possible for an individual to find such a plan?... |
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 Anyone else having problems with HUMANA? |
| My mother was dropped from their system due to a computer glitch. After re-enlisting they raised her monthly premium because she had been without coverage. Even though they admitted that it was their ... |
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| How does med. insurance work? |
| i'd like to get med. insurance but only keep it for a few months (i cant afford to keep it more) and i will get a small 10 min. surgery at the time a polinidal...i think thats what its callled. ... |
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kt | Why do people get insurance on one body part why not the whole shabang? |
my mom said some athlete has insurance on her legs but nothing else |
 |
 
mbrcatz
 |
Well, it's not common to write a policy for this, but it DOES happen. Not so much for athletes, but models, etc. And it's a specialty line, individually underwritten.
See, if Donna Hand Model breaks a finger and it heals wrong, she's lost all her future income as a hand model, so now there's a real loss. But you can't buy a policy like that without 1. proving you've got income directly related to that body part and 2. paying through the nose for it. |
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Jessie R
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when often they do get insurance for the whole body in the form of life insurance- the bodily coverage for ex- Tina Turners legs is an additional premium set for her greatest asset. |
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src50
 |
That is for celebrities, not normal people. |
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GG
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because thats her money maker...her elbows and eyebrows are of no "money" value but her legs only are. thats why. |
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Mike G
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Well, that's not quite correct. All of these rich people who insure one body part also have regular health insurance, which would cover medical attention if any body part was injured.
The insurance you're talking about is an additional (usually large) monetary payout *beyond* what is required for medical attention. An athlete could insure her legs for a $5 million payout because her career would be over if she lost the use of them, so at least she'd have some money to fall back on.
But this kind of insurance is high-priced (understandably so), so these celebrities and sports figures are unlikely to insure all of their bodies piece by piece when some parts aren't as vital to their careers. For example, if a track star's hair falls out, he can still have a career. |
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