 Life insurance: Which would you pick? |
Scenario: 30 year old purchasing a $250,000 policy. Would you buy:
A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value.
B) 35 year ... |
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 How much is too much to pay for health ins for a family, through you employer? |
Almost 400 a month is taken out from my check to pay for insurance.
Additional Details
Had an HMO and switched to PPO to save money. Ended up paying about the same because the rates went ... |
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 What is covered under your home owners insurance? |
| I have a main wall in my house that over time hase become week due to high winds. I can actually see the wall move, i have a big moon window and a crack going done. I have folks out who hae told ... |
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 Life Insurance from AIG!? |
Hello,
I have a life insurance from AIG. If AIG goes bankcrupcy, what will happen to my life insurance?
What should I do now?
Thank you!
Additional Details
Thank you ... |
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 Why are insurance companys rip offs? |
| how is it that you pay extra for dental ins. and they tell you that you can't use it for a year. let's see if they could live with a toothache for a year. can i get my money back that was ... |
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 Insurance claim? |
Scratched car?
while going to the bank i parked my car in a short stay free car park i packed up fine. On returned to my car as i had forgot something there was a different car parked next to ... |
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 How do you get your Lienholder to sign off on an auto insurance check so you can cash it? |
| I got in a minor accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and ... |
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 My apartment is making me get renters insurance, can they do this? |
| We have been living in this apartment now for over a year, and now they are telling us that we have to get renters insurance. We have to have at least liability, so basically if our appliances cause ... |
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 Should parents buy life insurance policies for their young children? |
| What do you think? Give good reasoning for your argument...THANKS!!!... |
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 How can I get my insurance to pay for a boob job? |
| I'm trying to figure out how I can get my insurance to pay for me to have a boob job. (Not because I don't have any and I just want some.) I have a what I think to be huge breasts for my ... |
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 If you shop for insurance would u pay extra for better costumer service, or get the best rate instead? |
| Would u be happy with better service and pay extra or would u like to get the best rate, doesn't matter who the company is? I sell insurance and I want to know what u want.... |
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 I have a HO3 insurance policy and had power outtage for 3 days, had food spoilage is that covered? |
| I had a power outtage in my neighborhood for 3 days and when I returned I had food spoliage in my house. Would that be covered under my HO3 insurance policy?... |
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 Who do you honestly think is the best overall car insurance agency? |
or you can break it down
to cheapest
friendliest
most trustworthy
why do u like them and why?
also i would like to hear about the shady ones and some examples of what ... |
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 Is there some where or way to get inexpensive percripctions? |
| The insurance I currently have does not cover any cost of my percriptions. Unfortunately, do to health issues, I have to have a few percriptions and the cost of them is pretty outrageous. Does anyone ... |
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 I have recently been to the ER , the bill is 2,500 and they want full payment now ,? |
| I am self employed and I just do not have the resources to do this , I do have insurance but it did not cover this H... |
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august | Why do some people in US refused to buy Health Insurance policy? |
Are there free health care for the poor in US? |
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brian777999
 |
because they do not have the money ! |
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Pamela B
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Most people don't refuse to buy insurance they just can't afford it. There are some free clinics and children can sometimes get on a federal program for health care but adults are pretty much on their own. |
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leonard s
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for a lot of people its a choice between rent or health insurance they cannot have both. If you work(any job) there is no governement health care,ZERO. poor children have some free health care but not much. |
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MSAD
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Because health insurance is very expensive. Do you have 600-800 to pay per month for a health insurance policy? |
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Kate
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Pathetic pathetic pathetic....and disgusting in my opinion...
SHAME on the american GOV'T
booooooooooooooooooooooooooooooooooooo... |
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zippythejessi
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There is free health care for the poor in the States, but you need to be REALLY poor - there's strict income requirements. The middle class always gets screwed. That's why there's so many uninsured Americans. The premium on a plan for one person can be $500 a month, and if you make $1500 a month, that's a big chunk of your income. |
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joe_tillman
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Health Insurance in the United States is still a free market business sector, though government is increasingly encroaching and, thereby, raising costs. Many, like myself, believe the expenses, due to the way it is marketed, are too high for the value delivered. Yes, some CAN'T afford the insurance, but most, actually, that do not take insurance in the US, prefer to spend the money on other things or invest it for a more profitable return and remain "self-insured".
The impoverished, in the United States have acute and chronic health care anyway, through government subsidies. (Which means other people pay for them). Health Insurance has become unbalanced by too many people that have immediate and/or chronic need vs. persons who have the insurance but do not need it yet. This drives up the cost/benefit ratio and many of us, therefore, place our limited financial resources in areas that have, for us, a higher value. |
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mbrcatz
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Occasionally you see a charity clinic in the big cities, but they don't stay around for long - can't afford to stay in business.
So generally, people in the US refuse to buy health insurance because 1. they're here illegally, and want to "stay below the radar" or 2. they're young & healthy, and think nothing will happen to them, so they want to save the money for a new car 3. They just can't afford the premiums, with all their other living expenses or 4. they were young & healthy and thought nothing would happen, but it did, so now no private insurance company will cover them. |
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Jeri E
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Because health insurance is to much example my shop offers health insurance for my family it would be 165 a week. My families doctor & hospital fees in a year average are about 2000 less than what I would pay the health ins Not including the copays & such!! I would rather put this money in the bank & collect the interest myself. |
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Sal
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While some people cannot afford it, I believe many people choose not to afford it. Instead they buy other things, its a matter of priorities - the beautiful thing for these people is that in an emergency they will still get medical help regardless of their insurance status. |
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