 My husband and I have a joint life policy to cover our joint mortgage, if one of us dies can the kids claim? |
can any of our children make a claim on part of it, we have no other assets and at the moment no will
Additional Details
I also need to mention my husband has children from a previous ... |
|
 Could some one give mesome advice ? |
| Okay here is the issue. I bought a car on the fourth of July a 1994 Chrysler new yorker its not worth much but that's not the point an oak branch the size of a tree fell out of the tree. My car ... |
|
 How do I find a misplaced insurance policy.? |
I took a policy out 38 years ago.
With profits to cover my morgage at that time.
I know that it is worth a few thousand pounds.
But I can not find the policy or remember the name of ... |
|
 Which insurance is responsible the drivers insurance or Pizza Hut's? |
| Last Sunday I was hit, and my car totaled, by a Pizza Hut delivery driver. His personal insurance told me that because he was on the clock he is not covered. So that falls back to my insurance, but I ... |
|
 What is a good insurance plan if my wife and I plan on having a baby soon? |
| One with good coverage and low Co payments, I don't care about monthly cost aslong as its a good plan.... |
|
 The other partys insurance company doesnt want to pay my claim what should i do? |
| I was in an accident months ago and i was moving with traffic, i crossed an intersection and the other driver pulled threw the intersection out of no where very fast and i hit him. my light was green ... |
|
 Where can i find cheap auto insurance? |
i'm paying 150 a month for a 94 ford thunderbird, but i'm looking for something cheaper that i can afford. i'm just wondering how much other people pay for cars like mine...
A... |
|
 Does house insurance cover a collapsed sun deck roof? |
I'm wondering because it was piled on with snow and one
side has just given up..... |
|
 Can I sell my health insurance policy since I haven't made a claim all year? ? |
| Does this make sense that since I've been paying for health insurance but haven't made a claim that my policy has accrued value... is there a way to get some of my money back from the ... |
|
 I cancelled my car insurance last year in June 07 after finding a cheaper one.? |
| Two weeks ago the insurance I had previously cancelled wrote to me to ask me if I wanted to renew my car insurance, this made me suspicious so I phoned them and they said that I have'nt ... |
|
 Can anyone tell me what questions they ask for a life insurance policy? |
| If you are in your 20s what kind of medical questions do they ask when applying for life insurance? If you have been exposed to asbestos do you think they will turn you down? Help.......if you are ... |
|
 A tree fell on my house during a tornado and mashed the 2nd story front wall? |
the house was built@1895 and has very old siding that cannot be replaced or matched cause they don't make it anymore.
Shouldn't my insurance pay to replace all the siding on the house?... |
|
 So why buy whole life insurance at all? |
| I've dedicated much of the past month researching life insurance. A metlife rep swears whole life is the best thing since "sliced bread" and has dedicated much of her time selling it ... |
|
| How do I convince my insurance that this medical bill should be COVERED?!? |
| About 5 years ago I was unable to get an appointment at my PCP, but I was referred to the after-hours clinic to see a doctor. I had been to the clinic before and they are part of the same medical ... |
|
 I am 3 months pregnant and the father did not want anything to do with it. Medicare stepped in for me...? |
| Now the father does want to help with the baby, wants to be on the birth certificate and everything. Medicaid has paid for my pregnancy medical costs and baby care until now. We are concerned that if ... |
|
|  |
Drake | Why do women get lower Auto insurance rates? |
Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even women with violations can still manage to have a lower rate than men who have clean records. Is there any real reason behind this or just another way Auto insurance companies like to take our money. |
 |
 
mbrcatz
 |
They don't EVERYWHERE - in MA, for example, women and men pay the same for auto insurance, just like they pay the same for life insurance, even though men are more likely to die sooner. Gender basis for rates vary by states. MA prohibits having different rates based on gender.
In states that DO allow different rates based on gender, it's because they've found a corrolation between claims payout and gender - just like they charge more for 16 year old drivers, and just like they charge more for someone with 2 DUI's.
It's all about the numbers. If there wasn't a corrolation, the states' insurance departments wouldn't allow the rate difference. |
|
TaxGurl
 |
Statistically, young males have the most accidents and are the biggest risk takers. Insurance is based on risk. The more potential you have to be in an accident, the higher your rates. Other factors that are used to calculate your rate can include: your type of vehicle (age, safety features, cost), driving record, credit score, and theft rates in your area. |
|
Tessa ♥
|
I had a long discussion with this over the phone with my ins. agent the other day. I was pissed because my boyfriend is 23 (two years younger than I am) and he pays less for insurance than I do and his truck is valued at more than my car. My agent explained that your gender and your age have nothing to do with what you pay for your car insurance. You pay based on the type of car you have (and how likely it is to get stolen or the availability of parts for it) and the length of time you've been licensed. Maybe it's different in other states, but that's how it works in Massachusetts. I was confused because of all the things I had heard from my friends on the subject. Well, none of my friends are insurance agents! Fact of the matter, any questions you have about your car insurance should be directed at your insurance agent.... that's why you pay them!!! |
|
Daniel C
|
In PA, men generally pay more because our accident rates are higher than women. There are other factors that determine your specific rate; different insurers charge drastically different rates. The model of vehicle is a strong influence; I pay more for my Subaru than I did for my old Saturn, largely because the Subaru has about twice the horsepower. |
|
DFK
 |
Insurance is a business of acturarial statistics.
Women "Statistically" have fewer claims than men.
Thereore, They are a Better risk than men...which in turn results in better rates. |
|
truly speaking
 |
because women are thought to be less risk takers. |
|
Joel
|
it is calculated based on dollar amounts of losses for any one group, not violations of the like. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 30 minutes(s) ago
| | | |
7 | 34 minutes(s) ago
| | | |
7 | 43 minutes(s) ago
| | | |
6 | 44 minutes(s) ago
| | | |
7 | 54 minutes(s) ago
| | | |
7 | 1 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 1 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
