 What do I do if I think my home owner insurance has been over charging me? ? |
| I think they have been Red Lining! If that is the correct phrase. I recently changed my insurance company and found out that they have been charging me almost 5 Times what I will be paying for the ... |
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 Changed insurance companies car received cover note for 7 days? |
| new company wants proof of ncd rang my old company they said i would receive the proof of ncd, havnt received the proof the cover note ran out yesterday now i cant tax car cos i havnt received ... |
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 Is this a crappy insurance plan? |
| $1500 deductible for husband and self. $40 copay for brand name drugs and $10 copay for generics. An extra $400/year covers all physicals, pap smears and immunizations. Husband is paying $280 per ... |
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 Is there anyone out there who does this that can help me? |
Selling insurance?
The reason I am curious is this: Recently I answered an add in the paper about working from home, well it turns out it is selling insurance. For the most part after ... |
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 United Health Care and Pregnancy ? |
| I'm 15 weeks pregnant and just found out that we make to much money for Medicaid. My husband has insurance thur his work with united health care. Can he just add me on and would it cover my ... |
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 I would like to ask about the policy which named Market Plus? |
| i invested Rs.10,000/- last year towards the payment for market plus (for 3 years duration)Now, for this year I am unable to pay another 10,000/- for this year premium. If i dosen't pay this ... |
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 Can minors file for unemployment insurance in Connecticut? |
If someone is 16 years old, they have had a job for 4 months, and then they lose their job, can they file for unemployment insurance? I doubt it, but I'm just checking.
Additional Details
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 How long does it take to get a replacement social security card ? |
| i lost mine..when i went to a new job they wouldnt hire me until i get ... |
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 How much is your home owners insurance (yearly)? |
| What state do you live in? It is expected to rise up to 85%in Florida and we would like to compare. Florida answers are welcome as well.... |
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 How can I get an insurance co to pay for my breast implants? |
| Not only are my boobs small but there is a significant difference in size in them. How do I swing it so I don't have to pay for them? Any ideas on how I could word it so an insurance company ... |
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 Cheap home insurance? |
| My buildings and contents insurance is up for renewal next month. Does anyone know of a cheap provider for home insurance?. I paid 400 pounds last year for my cover. I am just interested in in ... |
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 Why can't I get Kaiser insurance if I'm not in their area if I am willing to commute to receive health care? |
| I live outside the covered are for Kaiser health insurance coverage. Why can't I get covered if I am willing to commute to receive health care?... |
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 What happens at a functional capacity exam? |
| I was told this exam takes 4 hours...what should I ... |
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 Can I open a bank account If I incorporate anonymously? |
| My engineer says the product is safe but insurance co wants 100k worth of crash testing. I would like to cash checks drawn on my customer's bank account written to my company anonymously.... |
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BNM | Why does health insurance cost so much? |
I dont get it. It is almost impossible to get the care you need if you work. But if you dont work the government will help you a lot. I only make 1300 a month and to get health insurance thru my work for me and my daughter and husband it is 880 a month!! How is someone supposed to live on that?? |
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jwishz
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It's tough. You make too much to get state medical coverage but not enough to be able to afford regular coverage. The answer is you can't really afford it. Medical expenses are high and the insurance companies have to collect enough in premium to pay the expenses that are incurred and make a profit. Not sure if socialized medicine is the answer but something needs to be done! |
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acermill
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Health insurance is expensive because health CARE is expensive. Check out the costs of something as simple an an appendix removal, and then you will understand why the premiums on health insurance are what they are. |
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mbrcatz
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Health insurance costs so much because the claims are high. EVERYONE who has health insurance, puts in claims.
Last year, charges for medical services averaged over $7,000 PER PERSON, for every man, woman and child in the USA, insured or not. Do the math. To divide out the claimse, each person probably needs to pay $583 per month. PER PERSON. So with $880 a month, you're employer is probably picking up about 1/4 of the cost, You're paying half the cost.
Money has to come from SOMEWHERE. The insurance companies don't manufacture it. Neither does the government, actually. So, SOMEONE has to pay for your benefits.
That's why health insurance costs so much. If the insurance companies KNEW you'd be putting in at least two claims a year on your car insurance, that would cost a lot more, too. |
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Tom Z
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The only way you can make health insurance more affordable is to examine the coverages that you have signed up for. You probably can't make any changes until the plan year anniversary.
When you do have the opportunity have the agent who handles the group coverage (or the company HR people) present you with the alternatives available to you. Some changes that can save money are to increase your in hospital deductible, increase the prescription drug copay, increase the copay for doctors office visits, drop vision coverage, reconsider dental (if you have it).
You are right it is very expensive but there are some things you can do to reduce your monthly premium and still maintain protection from enormous hospital bills that could bankrupt you. |
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mamatohaley+1
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I think it is because people are frivoulous treaters. Working in injury accident insurance I would see where people would be mildly sore from an auto accident and go to the ER 4 days later. That bill will be well over 1k...go to your GP or urgent care where the cost would be around $100. I am not saying not go but do so wisely. ER is not your primary care physician. |
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