 Can you get life insurance if your already sick? |
I have life insurance, and my children have the gerber grow up plan, but my husband doesn't have any and now he's sick.
He's 21 - in case his age matters - he was tested ... |
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 Are life insurance monies considered part of the "estate" of the decedent? |
| If my mom has thousands in debt when she dies with no other estate to cover it, will her creditors be after me to pay her debts if they know she has a large life insurance policy and I'm the ... |
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 I'm being sued from a Car Accident...? |
| About a month ago, I rear-ended someone doing about 15mph while slowing to a stop. The lady that I hit had OnStar and she requested that EMS come and take a look at her. They apparently reported that ... |
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 How can I arrange for my life insurance to be automaticaly put in a trust for my kids? |
| I was wondering how one would go about having the benifits from a life insurance policy put into a trust fund for her children. Say I wanted to leave each of my children with $150K in a trust fund ... |
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 Could someone take out a life insurance policy on me without my knowledge? |
Could a husband take out a policy on a wife w/o her knowledge? And is there any way you can find out if a policy has been taken out?
Additional Details
Dont ya think a husband would have ... |
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 Would you settle? |
| If you were rear ended on a friday afternoon, had minor injuries to your back and neck, but are ok right now for 500 dollars? I went to the doctor, and he said nothing was wrong, and prescribed ... |
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 Can you get a refund of car insurance paid if you get a driving ban? |
| I have 8 months to go on my car insurance and am looking at a ban of 12 months shortly for bring over the limit.... |
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 Is my settlement offer fair? |
| seems like there are plenty of these questions on yahoo. here's my case. accident in december of 2006. police report says im not at fault. ambulance took me to ER. extent of my injuries: broken ... |
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 If i'm 16 and living alone,do i get bennifits? |
i live in england.i'm thinking of moving out and if i do and don't work,do i get bennifits?
Additional Details
and no i can't work because i am studying,but only part time.... |
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 Is getting insurance online reliable???? |
| because theres 10% discount,but is it reliable??... |
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 House insurance cancellation notice.? |
I was just notified that my house insurance will be cancelled in June with the insurance company I have had
on my house since day one. Someone came and said they
were updating files and ... |
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 Is it possible to insure certain items on their own? |
I own an original authentic costume of a famous popstar and want to get it insured. Is it possible to do this / how do I go about doing this?
I know you can insure stuff under house & ... |
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 Will a person get insurance claim in this situation??? |
| if a person gets lost in a plane crash........will his/her family get its claim??????? if yes how much???????... |
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 Collision loss or Comprehensive loss? |
| OK, a question on a different board got me to thinking . . . Those cars on that bridge that collapsed . . .is the damage going to be covered under Collision or Comp? What about the cars that got ... |
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bootsiegirl2004 | Why does it take so long for life insurance to pay for death benefits? |
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aaron p
 |
They usually cut the check within a couple of weeks of getting the completed form and death certificate.
If the insured died during the contestability period (2 years in most states), they do spend a little extra time making sure there wasn't a mis-representation on the application (ie. no one lied to get insurance or a better rate). This might include the release of medical records, which you might be able to speed along. If you are the executor, check with the company and offer your help if they got stuck getting a piece of information.
Sorry for your loss. |
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src50
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It normally doesn't once they are presented with the correct verification of death documents. |
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Carrie
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it depends on how long it takes for them to get the information they need. once they have everything needed to process the claim then it usually only takes a few days to a week or so before the check is cut and mailed. |
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amust2407
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Because there is such a high rate of attempted insurance fraud associated with life insurance. They want to be absolutley sure they have all needed documentation and make sure that everything on the application has been verified.
Despite what many people think, not ALL insurance companies are monsters. There are MANY reputable companies that handle claims ethically. You just never hear about them because the people who were completely satisfied with their company don't go out of their way to post how great everything was on the internet. Unfortunately, you only hear about the negative feedback.
Also, if you have personally experienced the situation you're asking about, my condolences to you and your family. |
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Left Footed
 |
It depends. They need to get a claim and a death certificate. If the death is suspicious, they may need to investigate. If they can't locate the beneficiaries, they may need to track them down. If the policy is through an employer, maybe the employer is holding up the claim since there are parts that they need to fill out on the form as well.
The good news is that a beneficiary should receive interest on the claim for the time it was in "limbo". |
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bradhart2
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They must receive verification from the grim reaper home office. |
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Kay G
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they want to make sure the person insn't going to become a zombie. or, they just want to hold on to their money for as long as they can because then you can't pay for the funeral with the money - forces you to pay by other means. because they are evil and deserve to go to hell. any of these 3 reasons will do. |
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Lily
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If your living in America,
Go rent Michael Moores "SICKO" its well worth the watch. |
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marie f
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Because they have the luxury of creating systems that ultimately tie up the process of sending the check. |
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Pam H
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They don't want to let go of their money. It shouldn't take as long as it does. They drag their feet. |
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