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 Can my lender request my home insurance be equal to the loan amout.?
While in the proccess of re-financing my home the lender is requiring that the home insurance be equal to the loan amount instead of the value of the home. My insuance agent says that's illegal. ...


 Is $1000 deductible too much??
I needed to cut my cost for this monthly insurance bill, but i m thinking that the $1000 deductible is too high??
we have never been in an accident, so im just hoping that we never have to use ...


 I had a house fire the kitchen was destroyed.my oven was destroyed,1957 oven the insurer only gave 800.00,why
i want to know how to get the most out of my fire claim to replace the things in my kitchen. i had notty pine cabinets,oven and countertop are the originals. i have nottypinedoor framesetc. i need to ...


 Can a insurance company, not pay on a life policy, after they have been taking premium for 3 years,missed form
the company is saying the person did not pervide 1 form.
for three years,the policy should have been caneled long before 3 years if that was the case?...


 What is the most expensive/significant thing stolen from you?
...


 What is the best insurence policy for 3 year old baby.Note that i'm not required any tax benifits.?
...


 Whats the point of Third Party Insurance?
Why do insurance companies in the UK try to sell off temptingly cheap third party insurance policies to customers even if they have expensive cars? Are they trying to tempt you to take a risk incase ...


 How to buy insurance?
...


 State Farm insurance...would you subscribe to them ?
Katrina victims got the shaft !...


 Does anyone know if a hospital will discount a bill or let you may monthly payment for an emergency room visit
bill from hospital is 4,500 and the statment says that there are other related bills coming.
we have no insurance?...


 Is getting life insurance at age nineteen normal?
...


 Tell me a word which explain Insurance in a single line?
I need a good tagline for I...


 What is the difference in whole life insurance and term life insurance. Which is best?
...


 How long does it take for car insurance to start? Do all policies start as soon as you sign up?
A friend of mine was in an acciedent but their insurance doesnt start til December. Is this possible? Do car insurance companies actually allow a driver to be uninsured for a month before starting ...


 Who owns Geico insurance?
...


 Can I get my insurance company to pay for my tummy tuck as a medical necessity?
I have lost over 140 pounds and have a lot of excess skin on my belly. It is a problem when I run, as it can hang....


 Which of my 4 medical conditions cause me to have high premiums?
I do not have health insurance available at my place of employment and have to pay $470 per month for a high deductible, bare-bones policy.
I am a 48-year-old female living with depression, S...


 Why is it that all americans can not have health insurance?
http://www.msnbc.msn.com I was reading this and thought I should ask this question. I know it's a big money maker with the HMO's. But why is this not being changed?...


 I am 25 years old, and I work as an insurance sales rep... Is my pay to low? Am I being cheated?
I only get paid $9.00/hr, I am supposed to work 40 hours a week, but due to being a single mother, and having 2 sick kids, I average about 30-35..... I used up all my paid sick days in the 1st month ...


 Having a baby with no medical insurance?
About a month and a half ago I got a new job as a temp-hire. It can take 3 months to 2 years to get hired on. Last week I found out that I'm pregnant; I have no medical benefits at all.
...



roshny_sparkle_14
Why dont Insurance Companies provide cover to Housewives?
I am a housewife myself. I also used to work for an Insurace Company.
                     
 




aaron p
You didn't specify what TYPE of coverage you are talking about.

Disability insurance is the only type of coverage I can think of that most companies exclude housewives. There are a few out there that will do it with the husband, though. Check Illinois Mutual and Lloyds. Most life insurers, for instance, will insure a housewife dollar-for-dollar for the same amount as the working spouse up to $1m.

I'm unimpressed by what any ONE company thinks because there are so many good ones to choose from.


Alchemist
Rating
You can purchase any kind of insurance you want. It's expensive and you don't have an employer helping offset the cost with a collective group rate, but you can get it. The husband can provide coverage through his own insurance as well.


serena_dee
Rating
You can get insurance, but it will cost you an arm and a leg. People who work get the lower price because it's through the company (some kind of discount perhaps?).


Pritpal S
Rating
Insurance companies are already providing cover to housewives to an some extent like 4.5 lac of risk cover not more than this


periwinkle
Insurance is basically income protection for the beneficiaries of the insured.

Housewives don't generate their own income. Hence, housewives are under the category of unemployed. In case of death, there won't be any financial lost on the part of the beneficiaries since the housewife is not an income earner. In this case, there isn't any need for housewives to get income protection or insurance coverage.


Shobana D
Rating
Life Insurance


nitin
Rating
insurance company provide cover to housewifes but to a certain limit like not more then 1.5 lakh... if husaband having cover more than 5 lakh then only we can consider for more life cover


Pooja G
Rating
insurance co.s do provide insurance cover to housewives. but for that your husband should be adqueately insured. Poojagandhi1402@gmail.com


Charles Bunch
Who told you that you cannot?


CEE B
Hi
I myself use Ameriplan . They cover up to 80% in medical . Dental vision, chiropractic, and prescriptions are included . It 49.95 per month or 59.95 for a family of up to 20

http://www.everyonebenefits.com/rdasent

And you have 30 days to try the company or money back


Bijeet
It is not that . insurance companies provide cover to house wifes who have a personal source of income such as a job or a business of there own .as according to the past experience of indian insurance the cover given on life to house wifes was enjoyed by there husbands by murdering them and getting the claim as accidental death.


murthyssr9
Rating
One more reason for money hungry husbands and in laws to attack you. Actually, initially it happened,that many unscrupulous elements insured their illiterate wives and killed for insurance money.Since then rules are very rigid to insure a woman.She should be educated and preferably employed and so on.
There are some relaxations but all women must be careful and don't over insure.


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