 Anyone know of insurance company for the over 80yrs old? |
| i am 73 and my husband is 81 we both have health problems we want to go to usa to visit our son and family dreding the insurance !!... |
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 Can anyone help? UK only please? |
| I am 33 weeks pregnant this Thursday and live in Glasgow. I had a distressing call about my father who lives in Canada (in intensive care, bleeding on the brain), I want to fly home tomorrow but I am ... |
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 Question about life insurance clause.? |
| My parents have beening buying life insurance for my great aunt for many years now. It is normal for there to be a clause that states that if the insured still have passed away by her 100th birthday ... |
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 Health Insurance Claim? |
Hi,
I have a question on health insurance claim.
My employer provided me and my family the Pacificare PPO plan.
This plan was valid up to 03/31/2007.
Starting 04/01/2007, my ... |
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 Is there anyway not to be forced to get flood ins.? |
Additional Details
We were not aware of needing flood ins. until day of closing! I have changed flood ins. comp. {lower cost] and when they checked it out they said NO claims have ever ... |
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 Who is the best provider of home owner's insurance? |
| I am buying a house in St. Louis and I am shopping for home owners insurance and I would like advise as to which provider I should use. Thanks!... |
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 Can i pay the other car damage myself after been reported to the insurance comp.? |
| I would like to pay for the damage myself since the damage is $700 and my deductable is $500,in order to avoid premium increase,or will it go up anyway?The insurance appraiser will see the car ... |
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 Fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant?? |
I fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant??
I fell and hurt myself at a restaurant about 2 weeks ago. I was actually there to do ... |
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 Is it possible to get individual health insurance in Arkansas if you have sleep apnea? |
| I have sleep apnea which is well controlled through the use of a CPAP machine, but I was turned down for health insurance by Blue Cross Blue Shield because of it. I recently left a job through which ... |
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 I'm selling insurance.....? |
| How do I call a prospect and say "Hey I wanna write your insurance". What is the appropriate lingo?... |
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 A question about medical insurance billing? |
| I received fairly expensive medical services and received a statement that my insurance paid 90%, and that I owed the additional 10%. However, several months have gone by and I have still not ... |
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 What do you plan to do when you get out of higshool? |
i plan to go to college and become a doctor or own my own business with computers
Additional Details
i mean ... |
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 If you babtsit other children in your home, do you have to have insurance? |
| I am thinking about keeping children in my home for extra money during the week and my husband is insisting that we need insurance just in case anything happens. I told him that we did not need it ... |
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 Whic is the Best L I C policy with low premium and high returns? |
| I have limited income. With so much expenses it is difficult for me to save. I want best LIC policy or some other fund which is safe to invest my ... |
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jambam | Why get Cobra insurance if it costs at least 2x? |
I recently left my job, and I received a Cobra notice in the mail that I qualify for Cobra for around $400 per month (health, dental, vision) But when I search the web, it seems like I can just buy my own policy for less than $200 per month. And it appears to be the exact same Blue Cross plan I was on. Am I missing something?
Thanks |
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Tom Z
 |
If you qualify for the individual Blue Cross plan you will likely save money over the COBRA offering however it is not likely the same health coverage and most certainly does not include dental or vision coverage. As an agent I helped many clients save money by purchasing individual coverage.
However, be very sure that you are approved for the new coverage before you reject COBRA. You don't want to find yourself in a position where you reject COBRA and not qualified for the Blue Cross individual plan. |
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v b
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If you are young and healthy and don't plan to have a baby, go for it.
If you are old, have pre-existing health conditions or might need maternity coverage, your COBRA was a better plan. |
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mbrcatz
 |
OK, when you search the web, it only gives you price. It does NOT guarantee, that they will actually write you a policy.
A private insurer does NOT have to give you a policy, and they do not have to COVER all the stuff that's currently wrong with you. If you're pregnant, they flat out won't give you a policy at all. That's the problem with buying your coverage off the internet.
SO. The point in Cobra, is that it WILL cover all the stuff that's wrong with you, it WILL cover your pregnancy, etc. IF you're perfectly healthy and nothing is wrong with you, take the private plan at half cost. If you have something you currently take meds for, apply for the coverage, and see what they offer you - or how much they're going to charge you, BEFORE you decline the Cobra.
People take Cobra, because that's the ONLY way to cover, for example, their depression meds. Or their pregnancy. Or their diabetes. Or their Crohn's Disease. |
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Insurance Pickle.com
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Because you just got knee surgery. You'll want the COBRA until all is clear and then you can try to get an indiviudal policy....
http://www.InsurancePickle.com |
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Richie Rich
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Cobra usually requires you to pay your share AND your previous employers share.
You can get your own personal policy for cheaper than a group because the risk pool is greater.
Example: At your previous job there were probably about 50k employees. The insurance pool was 50k. Private insurance has a pool about 1 - 2 million in size. Bigger pool, more premiums coming in, less claims, lower premium. |
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