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 Home Owners Insurance Policy Refund?
I am looking to get a home owners policy with Homesite. They require a 25% down payment and monthly payments. I am thinking I might want to change policies in 2 or 3 months. If I cancel will I be ...


 Have any tips on taking the Life & Health License test?
Its for Missouri, but Im sure any tips from other state exams would help. T...


 Laws In VA for Pit Bull owners?
Does anyone know of any laws that I should be aware of before I get this breed... a link to the laws would be nice, I cant find anything...
Additional Details
My landlord is my boss and ...


 If I get insurance free through my work?
who can I put on it? My kids and hubby I'd assume at least that is what is allowed at my BIL's work but I also have a step-daughter can I put her on it too or not since she is not my ...


 Can parents recieve insurance money of any kind if they find their child is psychotic in any way?
Band: Suicidal Tendencies.
Song: Institutionalized.
Last words in song: "It doesn't matter, the insurance policy's about to run out anyway".

I'm having ...


 If you get life insurance, do you have to tell the beneficiary?
I am changing the beneficiary for my life insurance from my aunt to my sister. Do I now have to inform my sister? What happens if I don't inform the beneficary? will the be contacted somehow?...


 Health Insurance in NC?
Recommendations for Health Insurance in NC for adult and Child. Any good experiences with service and cost?...


 Help with finding Life Insurance after death of a relative?
My nan has died recently and we knew she always said we did not have to worry when she died as her funeral costs are all paid for. We obviously never asked her for the details but now she has died ...


 Best insurance for retirees?
can you tell me the best health insurance , full coverage for the most reasonable price.. something tried and ...


 I'll start CU Boulder for fall semester.I'm looking for helath insurance.Do you know any good insurance?
I'm alone.28 years. looking for good and affordable health insurance in Boulder.Some body told me about Kaiser and Anthem ,but I have no idea about those. Maybe another company have better ...


 Why do health insurance companies deny life ins coverage to people who have a history of malignant melanoma's?
I was just denied life insurance coverage due to a health history of malignant melanoma = 10 years ago, 2 squamous cell carcinoma's = 5 years ago, and 3 displastic nevi removed 6 months ago by ...


 What is it called when you switch insurances and were being treated for something not covered under new insure
I remember when I got my new job and my old insurance company sent me a letter so the new insurance would cover my stuff. I had a gastric bypass under my old insurance that covered it. My new ...


 How do you pull out cash value that's accumulated on a life insurance policy?
I heard that there's a cash value that accumulates on a life insurance policy. If I am the beneficiary, how do I pull out cash on it?...


 I hv taken 2 insurance policies of cover 15L & 5L.can both pollicies be claimed in the event of my death.?
i came to know that only one can be claimed of higher value. If I am paying premium for both insurance then ideally nominee should be able to claim both in the event of my death. Plz clarify....


 Is pregnancy a considerd a pre-existing condition In NY?
I have aetna ... It's terrible i have to pay for my labs out of pocket, possibly my sonogram too, there is a discounted to price but it's still alot of money. My deductible is $600 ( any ...


 AAA vs. Farmers for home and auto insurance?
I'm looking to get a combined homeowners and auto insurance policy. Right now, the package that Farmers is offering based on my specs is 10% cheaper than AAA's.

Any thoughts?
...


 Recently bought a house. need insur that covers pay off in case of death and make payments if disabled lt/st?
I have home owners insurance but i think a need a product that pays off my loan in case of death and also provides for my child, pays my monthly mortgage if i become disabled whether short term or ...


 Why is my personnel injury claim taking so long?uk?
i damaged my knee nearly 4years ago,my solicitor saus he is waiting for the other side to get an engineers report on the floor i slipped on and they seem to be dragging there heels."the floor ...


 How much does and Allstate insurance agent get paid..like as an average. I don't want %. I want # w/ $ signs.
...


 How do i get life insurance for my dad who lives in another country and is not a us resident?
...



pawantarodia2000
Why insurance companies do not advertise about term policies?
                     
 




Bharat
Rating
Anything that do not give too much profit is not advertised. They dont want insurance for you. They want profit for them.


Anand V
Rating
Simple reason, they are not the most profitable policies for them and most importantly they are the lest profitable for insurance agents. hence they dont suggest term policies to any customer.

Cheers,
Anand
http://anandvijayakumar.blogspot.com
mail me at anandvijayakumar@ymail.com if you need any more details.


robert h
Rating
There are two basic reasons. To talk about this would just confuse people. It also would expose possible weakness in the policy's both would frighten people. The last things that someone wants to do when advertising a product is to confuse and frighten people.


hadley2120
Rating
Term policies like term life insurance are advertised on television.

For instance, Select Quote advertises every day on television, as well as, Prudential for their term life insurance policies.


Shweta S
Rating
They will not be profitable policies for them.so they dont advertise .Term policies like term life insurance are advertised on television.


chaitali dutta
Hi,

Term policies are best for you but obviously in India the situation is that no product sellers cares for the client. They sell what is best for them (more profitable) rather than what is best for the purchaser.
Therefore it becomes important to get the best advice from an unbiased advisor. In case you want to know more about suitable insurance, write to me on chaitali attherate transcend-india dot com.


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