 What's my chances on taking someone to court after their auto insurance fail to pay my medical expense? |
| i didn't go immediatedly to the doctor, because i had just started worked and couldn't take time off or else....... |
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 Insurance question? |
i was wondering,
let say i have insurance right now, i was in a dui accident(hit a tree) in febuary, my insurance rates went up already for the accident, (the dui i have a trial in a couple ... |
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 Anyone know about insurance adjusting--anyone in the business--I would rather not hear sob stories? |
Additional Details
i need to learn about the business before I invest time and money,,have been in Residential construction over 30 years,,tired of the business but need to work,,... |
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 Can they deny the claim? |
| My sister-in-law was at work, and started to feel a pain in her neck and then few minutes later her right side of the body got numb and had extreme pain. She could not move her right arm and had to ... |
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 How can I become a better salesmen? |
Im a Life and Health Insurance Agent and have been for about 5 months but I suck at it. How can I become a more effective salesmen?
I'm great with people and people trust me. Im ... |
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 How long until I can access my money from family death? |
| So I am making a long story short, my parents divorced when I was very young (5 years old) and my mother died, so then the money that she left behind did not go to my dad, since they divorced it went ... |
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| If i have one product insurance with two companies can i claim both? |
| I lost a mobile phone. I have insurance from my bank and network provider, so can i claim from both of them?... |
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 I'm in the Hospital H.R. Person forgot to send my application to the carrier!? |
| I applied for insurance, but the H.R. person of the company forgot to send the application to the carrier to be process now what should i do? I'm in the hospital with no insurance. Is there ... |
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 Is $67.00 too much for a term life insurance policy worrh $500k? |
| I finally got life insurance and it is pretty much the same price for the next 34 years. However, I have not searched around and compared prices. Is $67 per month too much for a $500,000.00 policy ... |
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 What are first steps in getting into the insurance business? |
| I want to start a new career, and insurance is a great field. I have no experience where should I start?... |
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 Do insurers come to your house for a small contents claim? |
hello. my brother just rang me to ask if i can ask this for him. he has agoraphobia and social phobia, meaning he doesnt go out, nor like to be around people he doesnt know.
Anyway he has broke ... |
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 Mother going to assited living that I will pay for. Can I write it off? |
It will be costing my wife and I around $20,000 a year. Is there any other options or ways to recoup some money from the government? The place she is in does not except medicaid.
We live ... |
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 What's the difference between HMO and PPO? |
I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and PPO?
Also, which is better in terms of coverage, annual premium, annual deductable and ... |
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 How long can an insurance company wait to settle a case? |
Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer ... |
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mamatohaley+1 | Why is it everytime someone has a question about insurance everyone says to get an attorney? |
I would argue that most attorneys are as corrupt as the insurance companies (just kidding, well kind of)
It seems to be the blanket answer. Do people not realize the role an attorney plays? Do they not know they get 35% of a settlement? It just blows my mind and really irritates me.
What do you think?
Additional Details
I guess I should clarify. The answers that are suggesting an attorney aren't even legal based questions. Someone had a question on a medical bill and there was a response to get an attorney and sue becuase the doctor misbilled. For the love of God. This country is sue happy. |
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mbrcatz
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Yes, we're very sue happy in the US. We're so sue happy, that we don't look to find the easy answers - we want someone else to do the legwork.
I don't think attorneys are corrupt, at least, not most of them. But they DO take a huge chunk of your settlement, OR they bill you by the hour.
Sometimes, an attorney IS the correct answer. But a lot of times, there's a better, smarter, faster answer with a different resource.
Particularly on this insurance board, there are a LOT of "nonprofessional" answers mixed in with the real answers.
My personal pet peeve are all the people referring to insurance covering or not covering "acts of God". I've read maybe a thousand policies in my career, and I've never ONCE seen a policy refer to an "act of God".
OK. I'll get off my soapbox now and change the channel. |
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Joey H
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Simple answer--insurance policies are contracts. Who best to interpret insurance contracts--attorneys and insurance coverage specialists.
Why? Have you ever thought of what exactly comprises a building? What is an auto? These are issues that, to you and I, seem rather pedestrian and "common sense"; however, to insurance companies, people impacted by denied claims, and others are extremely important points that need to be clarified.
Moreover, most insurance policies are slightly different (thanks to endorsements, which limit, clarify, or expand coverage). Just because your friend has a auto policy with ABC Insurance does not mean that your auto policy with ABC insurance is the same and affords the same coverage. Most people mistakenly assume this and they discover this only at claim time. Angry about the subterfuge of the insurance company, they retain and attorney and thus begins the cycle of defining what autos are are what constitutes being "in" and auto. You and I may think we know exactly what the answers are but you would be surprised. |
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Suzanne: YPA
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I agree with you 100%. The vast majority of folks should call their state insurance commissioner's office to discuss the situation and obtain (free) advice. I guarantee those folks know more about insurance law than 99.9% of attorneys in private practice. |
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just visiting
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You are right, we need tort reform!!
The general public doesn't know how hard it is to make a buck in the insurance biz. |
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LasVegasMomma
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It is sad, but it is true. Most people need an attorney to deal with an insurance company. Insurance companies work really hard NOT to pay out any money. Even paying an attorney 50% will get you more than dealing with the insurance company on your own. If an attorney is taking the case on a contingency, then you know they are not going to work for free and you have a legitimate case.
The system sucks. I am not defending attorneys, but the insurance companies have made it impossible to deal with them without legal counsel -- and then the insurance companies blame attorneys for increasing rates.... |
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J&C H
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That blows your mind and irritates you. You need an attorney. Because no one else is qualified to give legal advice. If you cannot see that then you need more then an attorney. You need to get smart. |
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