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 Employer is changing our medical insurance, need help!?
My husband works for Hess (delivering gas) and right now we pay $75 a week for our benefits and when we go to the doctor we pay a $20 co-pay and our medical coverage takes care of everything else. B...


 How do they determine what amount to pay?
I have supplemental insurance for heart attack and stroke. I recently had a heart attack and was wondering how they determine how much supplemental insurance pays. I am a state employee of North C...


 I need to buy health insurance for my wife and I - who has the best plan and rates?
...


 What is the legality of putting a picture of someone on your website?
...


 How does one shop for homeowners insurance? What are the variables? What do we look for?
...


 Wondering about the Gerber life program.?
I'm looking for a good life insurance policy for my 7 month old daughter. I want something that she can eventually take over and will be a decent size for her. I also would like the premiums ...


 Never ask your Insurance Company if you are covered for a specific item.?
According to my Insurance Company (The Post Office) this is regarded as a claim and will be on your policy for five years!
Has anyone else had this experience?...


 Choosing between Nationwide Life Insurance or MetLife Insurance. I am not sure how to choose the right compan
Choosing between Nationwide Life Insurance or MetLife Insurance. I am not sure how to choose the right company. I'm planning to buy both life insurance for myself & husband but I want to ...


 What happens to a mattress when it is dried out after being soaked completely through?
Due to a major water leak from the apartment above my apatment was flooded with at least 1 " of standing water. My bed was soaked through to the box spring beneath it. What is the hazzard of ...


 Insurance policies typically define words used in the policy to:?
Choose:
eliminate coverage for certain losses
exclude any other meaning of the word
limit the insurance company's liability
clarify what the insurer intends to ...


 Can specialists help my family choose our health plan between our two employers?
Open enrollment for both our employers (in California) is early Nov. It's very exhausting to analyze all the health plans. What kind of assistance is available? Are there "health plan ...


 Benefiaciary question?
If the primary benefiaciary of an insured policy diesprior to the death of the insured and no contigent beneficiary has been named,should the insurer be allowed to keep the death benefits? If ...


 I need to purchase private insurance, but do not want to pay a HUGE premium does anyone know of a company?
It would be for me and my five year old soon. I would probably like my deductible to range from $500-$1000. If you have any info please give me contact information for the company. Thanks!!!...


 If an irresistable force mets an immovable object, what happens?
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 Exactly what is Term Life insurance? I have been paying on it 2 years and not quite sure what it is all about
...


 Real estate question, legal issues....?
My mother sold her house 2 years ago. The first time she tried to sell it 3 years proir she had it inspected and nothing was found, she was even offering a warranty at that time. She had major ...


 What would be the average pay for car insurance per month?
i am 18 years old and my parents dont want me on there car insurance because they dont want to be liable .what would be the average pay for car insurance per month if i went on my own for the first ...


 Is it possible to live off the interest of life insurance?.?
...


 My estate agent is making me have my house contents insured with them.is that right?
...


 If a person passes away and was part owner of a real estate property, can hospital take the property?
When the final hospital bill is not paid, and the patient passes away, then does the hospital have a right to take the house even though someone else owns the other half of the property? And what if ...



duck
Why is it such a hassel to collect from workers comp claim?
5 months ago i knocked 2 front teeth out at work. an honest accident. bungie strap that is used for holding down loads on trucks and trailers broke and hit me in the mouth. filed a workers comp claim and now they are trying not to pay.
                     
 




ladygodiva1953
Rating
If you are a self insured o/o with your own w/c insurance, you need to contact your agent asap...should of done it immediately.

If you are a company driver, your company should be standing behind you on this one driver. The injury is clearly work related. Turn the matter over to the carrier to take care of.

Did you notify your company immediately of the injury? Did you do what they told you to do? Did the dentist file the right paperwork with w/c company?

If you notified your carrier or agent right away and did what they said to do, ie: go to an emergency dentist, wait til you got to the yard to see a company dentist etc. Then there should not be this problem.

If your dentist did file the right paperwork and didn't get paid from w/c, did you already pay him out of pocket or using other dental insurance? If you paid this out of pocket or with your other insurance, it might be that w/c thinks the dentist is double billing.

From having a couple of workmans comp injuries in my driving career, one being of 17 total months off duty due to a wreck that I had to fight w/c tooth and nail over, I would suggest that you contact a w/c specialist attorney and see what he has to say. Most will do initial consultations for free.

BTW, I pulled flats for 6 years...stand a little to the side and do not pull down so tight...it only compromises the integrity of the tarp strap. ;-)


hirebookkeeper
Rating
The reason it is a hassle because if it was easy, everyone would be filing claims. Keep following up with them


TedEx
Rating
That's strange. A few years ago, I tripped and broke a shoulder at work.
I had absolutely no trouble at all.I just told the provider who I worked for, and that it was a WC case.


Did your dr submit the bill to the WC Carrier? Unless they see a bill, your claim is goingnowhere. Also, why do YOU have to file a claim? That's up to the provider.


Don Drapers woman
Rating
What are they not paying?? You should have dental bills paid and if you missed any time from work over the waiting period, some temporary compensation. If you are getting billed from any medical provider, send them to your adjuster. If your medical provider does not know you have a work comp claim, they will bill you and your adjuster will not know unless you tell them. Otherwise, there is no pain and suffering payment at all for work comp.


mbrcatz
Rating
Ug, dental claims are particularly tough with workers comp, because it's darned hard to find a dentist willing to work with the comp rates.

If the notice and the claim went in in a timely manner (within 3 days), and you saw the dentist right away, then what's the issue? Either they are denying the claim, or they're paying the dental rate. So, which are they telling you?


jannsody
I'm sorry that that happened to you. Worker's compensation claims seem to be difficult to prove and companies may try to get out of paying the injured employee even though they were hurt while working. My friend was clearly injured at work and they've given her such a hard time so she had to get a worker's comp lawyer. They seem to take cases that they feel will garner some type of compensation. Perhaps you can find such a lawyer in the yellow pages of your county phonebook under 'lawyer' and then 'worker's comp' and talk to a couple of different ones who offer free consultations.


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