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 What do I need to know about buying life insurance?

Additional Details
How do you know if an agent is reputable?...


 So what are the pros and cons of life insurance?
...


 Can I get life insurance for my brother-in-law? Because he always say he going to kill himself.?
...


 Term Life Insurance vs. Whole Life Insurance??
I have heard many arguments, can you guys give me some input please? I have been told that whole life is a ripoff, but I need some examples. T...


 If the car which i have was to get burnt out would my insurance company pay the hp company off. ?
on third party fire and ...


 My mother just passed away with a 300,000 life insurance policy?
I am the beneficiary and live in massachusetts... will i have to pay taxes on this money?
also, any investment ideas i should think about with this money?...


 Should insurance companies use your credit information?
http://badboyd.blogspot....


 How can I insure a bright future for myself when i am only a kid?
I'm in middle school and wondering how can i get that dream job that pays a lot or that big scholarship. Want to know whats really out there in the world when i leave the providing guardians and ...


 Can an apartment complex require you to have renters insurance before renewing your lease?
My apartment complex is requiring us to have renters insurance before we can renew our leases. Is this legal?...


 Need advice on Whole Life Insurance Policy!?
Just to make a long story short: I have had a life insurance policy since I was 22. I put in $1200/year. I am now 26. I was talked into getting this policy from someone who I respected but does not ...


 House fire, should we get a lawyer?
we had a house fire two days after chrismas and pretty much lost everything now im having to deal with filing claims and talking to the insurance people and i have no clue about any of that legal ...


 Denied home insurannce?
i've been denied home home insurance due to number of claims and non-dosclosure of details, what can i do....


 Other than confused.com where can i search for cheap car insurance for a 20 year old male?
that will give me competitive prices. the best i have had is 1050.00...


 Paying out of pocket. My fault or the dentists?
My dental office assured me my insurance would take care of most of the cost for a tooth removal procedure. I payed the premium and went on my way but a month later the dental office called me saying ...


 I have 4 cars and i wondered if there was a car insurance which would cover all 4 cars?
is there anything out there like a fleet insurance or something? Can you give me the companies names? i am in the ...


 What comes to your mind when you hear the word "insurance"?
Without thinking about it. What was the first response that pops into your head? If it is more than one thought please list them all. Not any particular type, just the word itself.

INSUR...


 Is there such a thing as joint life insurance?
I'm looking for a life insurance policy that insures 2 people with just 1 policy (like a husband-wife policy). So that if 1 dies, the survivor becomes the beneficiary.
I was thinking if ...


 How much does health insurance cost?
18 year old, no dependents, on my own, no parental support. Tell me the cost of buying it myself....


 How much life insurance is really necessary?
I am a 26 year old married mother of 3, and the sole income of the household. We have no assests, and do not own a house....


 Just broke new phone. Insurance?
I broke my phone the day after I got it and didn't get insurance.

The phone was dropped and was ran over by a car. My friend gave me the idea to get insurance (since the 14 days isn�...



drunknfaded
Why is it that all americans can not have health insurance?
http://www.msnbc.msn.com/id/17929063/ I was reading this and thought I should ask this question. I know it's a big money maker with the HMO's. But why is this not being changed?
                     
 




Laura G
Rating
not sure, we really should for crying out loud


patrickmcc55
Rating
Why cant all Americans have a car? Their own house? a swimming pool? Cable Plasma TVs? 3 week vacations?
Being born an American guarantees you life, liberty, and the ability to pursue happiness. No where does it guarantee health coverage or plasma TVs.
As it so happens 77% of all Americans have health coverage. For the remaining 23%, there are options, some not so expensive. However if you cant afford health insurance, then you need to do something about it.
Get a bettwer education to improve your lot in life, and purchase insurance.


vgstl
Rating
Ours is a true democracy with checks and balances. Politicians take advantage of it in many ways. Adding pet projects to Iraq withdrawal plan, blocking affordable group health insurance rates for small businesses are some examples.

The candidates may promise universal health care to get votes, but do not expect anything to happen.

One solution is for all interest groups and individuals to join together, monitor health insurance bill voting patterns closely and support only the right candidates across party lines. The health insurance issue is a big opportunity if someone can set up a website and work for it.


tire chick
Rating
ask our government. also ask the lawyers who sue the crap out of doctors & insurance companies, that in turn drive the rates through the roof. making it unaffordable for everyone to have insurance.


Scott M
Rating
This is a horrible question to ask! It should be "Why is it that all Americans can not afford decent health care?" -- and not "Why is it that all Americans can not have health insurance?"

The question implies that health insurance is a good thing, when in reality, you pay 10 times what the actual care is worth. Insurance is a huge business that has taken over the medical industry. Sure I am an investor, and I understand capitalism, but I still think people's lives should always come before business.


mbrcatz
Not all Americans WANT health insurance.

The numbers in that article are off. Although 25,000,000 people in America (note, NOT Americans) do not have health insurance, HALF of those are here ILLEGALLY. Half of the remainder CHOOSE NOT TO BUY IT. They can afford it, it's just a financial decision to go uninsured.

The truth of the matter is, many people would rather spend $300 a month on cigarettes or booze than health insurance. Even the truly poor people in the US, WHO ARE CITIZENS, can get health insurance for free, via Medicaid.


gsschulte
Rating
the american economy is capitalist not socialist so things fall by the wayside. if you have a decent job your company provides a health plan which by what i have seen is a better system than government controlled health care shorter lines and more attention after the visit.


Tapestry6
Consider that the 23% they say has no health care includes teenagers that work in a fast food joint and their parents have them covered from their work anyways.
My grandparents didn't have health care they paid as they went, you died young but at least you weren't wired up to a dozen machines amid a sterile atmosphere of white gowned strangers. My folks health care was still expensive and the doctor stopped by the house before going home.
My husband works for an HMO so its a given. When you have kids its really vital, after that well do you really want to live to a ripe old age so you can have a room in a convalescent hospital?
p.s. we don't have the tv or afford to go on vacation but somehow we manage ;-)


nurse ratchet
All American CAN have health insurance. The problem is that all Americans cannot afford health insurance. But, nobody goes without health care here. It may not be quality care, but you do get care. This goes for illegal immigrants, too.


old school
Rating
I have answered this before. Taxes would have to go up, malpractice insurance would have to come down, bogus lawsuits would have to be thrown out. There is money involved in all of these. Those that live off of it do not want it to change. It will not happen in my lifetime.


jake78745
Good point. It SHOULD be, but we live in a capitalistic society. One wherein medicine is BIG business...


Relax Guy
Because John Edwards sued them all into bankrupcy.


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