 How should i word a letter to a customer about a new product we're offering? |
| I work at an insurance company and we now offer life and health insurance. we also offer lower rates for auto insurance.... |
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 Life insurance question.? |
| can your family collect it if someone commits suicide. for instance,when i shoot myself in the head and die,will my family get anything for it? honest answers only.... |
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 Adding "step-children" to insurance policy? |
| i have a daughter from a previous relationship who is 7. I just recently had my second child, who is 4 weeks old. Her father is adding her to his insurance and we were wondering if he can add my ... |
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| During the hosepipe ban, my mother has been struggling round the flowers with a two gallon watering can and it's pulled her tripes out. Can she sue the water company?... |
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 Pregnant with no health insurance? |
| My homegirl is pregnant and this retard just told me she has no health insurance and hasn't been to see a doctor. She is 12 weeks pregnant. She does have a job, but only makes 12.00 and says she ... |
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 Help! about getting into a health insurance? |
Hi. I have a problem with my intestine and the doctor said that i needed an insurance in order to look into my intestine by an exam because it will cost too much.
So, to get an insurance, would ... |
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 Other than building insurance and car insurance is it worth having any other insurance? |
in this throw away culture we live in. I mean the access you have to pay is almost as much as going out and buying new?
My husband ACCIDENTLY dropped our expensive TV and we have been ... |
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 Will my car insurance payment get there on time? |
| I mailed my payment today and it's due 12:01am, Sunday, 9/16, Philadelphia. Do you think it'll get there on time? What if the office is closed on Saturday?... |
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 Is car insurance in uk one big fraud ? Was your car insurer ok when u made a claim ? |
i know that the cheapest one is tesco, i know there is confused.com etc, but the cheapest is not the best, i need reliable insurer
i read scary reviews on car insurers in uk(www.dooyoo.co.... |
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| What is that thing mean in those life insurance commercials? |
| They keep saying your benefits will never decrease and your premium never increase?... |
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| Looking for health insurance? |
| i have just been removed from my dad's insurance. i am a 19 year old student and i am attending hair school. i am un-employed at the moment, but i am looking for a job. he says that they are ... |
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 I just got my insurance check with my name and the body shop name on it, do i have to get it fix? |
Additional Details
most of the hail damage already pop out because its been 6 months since i file that claim and now just got my check and i don't want to ruin my paint trying to ... |
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| If you have life insuance...........? |
| and you were struck by lightning or another 'act of god' was the cause of your death would your loved ones still be able to claim the insurance... i ask this as you can't on your ... |
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water yu | Why it is cheaper for an 18 year old to buy life insurance than it is for a 40 year old? |
why it is cheaper for 40 year old to buy automobile insurance than it is for an 18 year old?
why some people prefer term insurance even though it does not have any cash in value? why other people prefer straight life insurance even though it is more expensive than term?
why it pay to buy fire insurance for your home or apartment even though you may never have a fire? why a healthy person still needs health insurance? |
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Insurance Pickle.com
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1) cheaper for an 18 yr old to buy life insurance because he has a longer life expectancy.
2) cheaper for a 40 year old to buy car insurance because they have a lower crash expectancy.
3) they buy term because it's cheaper and fits the current need
4) the buy whole life because the term insurance their neighbor bought 20 years ago is now more expensive than the whole life policy they bought 20 years ago. So, they keep insurance and their neighbor drops it (you have to buy for the length of time you need it up front)
5) you buy fire insurance because the bank requires it and if you don't have a mortgage you buy it so you don't lose your most valuable asset to a disaster.
6) healthy people buy health insurance because they're the only ones who can. If you're not healthy then you can't buy it. AND MOST IMPORTANTLY OF ALL....a drunk driver doesn't just wreck into the sickly...the crash into healthy people too. So, you need health insurance.
INSURANCE is for unexpected items...so if you expected to have a baby, or expected a hurricane to hit your home, or expected the winds to change and the wild fires burn all of your belongings, etc...you wouldn't be able to insure them. |
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lasingparuparo
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statistically a 18 year old person would be more likely to get into automobile accidents, thus it is more expensive for them. term insurance is the cheapest life insurance there is for the most coverage. what most people don't realize is that cash value 1) the savings accrued DO NOT go the family/beneficieries when the policy owner dies, 2) the interest rate in the savings portion is often lower inflation (4%) so you are losing money/ buying power as it stays there, 3) if you need to take money out of the savings for an emergency and the policy owner is still alive you have to BORROW your own money, as in pay a high rate of interest on the amount you borrowed. advocates of term say buy term because it is the cheapest and invest the difference between what you pay for in the term policy versus the cash value in mutual funds which average 12% in the last 30 years. so less than 4% interest or averaging 12%, which one sounds better for you and your family? |
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editor@bcdisabilities.com
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It's all about risk. At 18, life is ahead of you. The slings and arrows of outrageous fortune that will one day blow you out of the water are still in the quiver, as it were. At 40, if you've lived somewhat largely, your longevity is diminished. You've become more of a risk (to insurer of beneficiaries making a claim). To compensate for hard livin', insurer ups the premium accordingly.
You don't need insurance if you're willing and able to self-insure (basically suck up whatever meltdowns life hands you). It costs money because there is no free lunch. Insurer risks that you will make a claim in excess of your premiums (payments). The odds of that happening are how insurers calculate premiums. |
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aaron p
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The more likely an insured event is to occur, the more expensive it will tend to be to cover. The less likely an insured even is to occur, the less expensive it will tend to be to cover.
There are other factors too like how well known the risk is and how large any potential payment might be, but the sentences above will get you to the answer you need most of the time in terms of insurance pricing. |
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src50
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So, you don't like insurance. Is that the general idea you're getting at? |
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VIRGINIA C
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i have ever had good experience. |
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mbrcatz
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Because more 40 year olds have heart attacks, than 18 year olds.
The older you are, the more likely it is that you will die.
Cash value is a RIPOFF. People who do math, like me, prefer term. More people get "sold" on whole life, then after a few years, realize how bad a deal it is, and cancel the policy.
Fire insurance covers a lot more than fires - but most people buy it, because they HAVE to - either their lease requires it, or their mortgage company requires it.
Healthy people need health insurance, because once they get sick, no one will sell it to them.
Kinda like, you can't buy your lottery ticket AFTER the drawing. You play your numbers BEFORE they come up - not after. |
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Darla V
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Home insurance covers lots of different things. I'm not familiar with all the details of my homeowners policy, but my home insurance agent is always helpful. Try contacting your agent or a agent in your city. http://www.easyhomeinsuranceguide.com They should be able to assist you. |
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