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Insurance Agent? |
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Does having an STD make your LIFE INSURANCE higher? |
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High deductible, low premium? |
hello,
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How can I stop the computerized sales calls about any kind of insurance? |
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Why is it that some small companies don't offer health insurance for employees? |
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What's required of me to start a business in Insurance? |
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<... |
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Why are insurance companies allowed to take information like sex and age into account? |
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Need health Insurance in Illinois, unemployed with preexisting medical condition? |
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How can I get remibursed for psychic readings/spirtiual help? |
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Where can I shop for health insurance? |
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What will happen to my money if any private insurance company bankrupts in india.Will IRDA pay my money? |
| If any private insurance company bankrupts Then whether IRDA will pay the money.This can be possible company is showing false solvency rate for a long time.The solvency rate the company maintains ... |
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Manitu | Why people resist buying life insurance? |
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Doing the Right Thing
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Few reasons
1) They don't believe in it.
2) They don't understand it.
3) They believe they can't afford it
4) They don't see the need for it. |
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Jake S
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A lot of people don't like to think of the idea that they can and will die someday. They feel that if they are buying life insuance then they are preparing for death. Kinda like planning and paying for your own funeral. |
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Hadley
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There are many reasons people may not buy life insurance, inlcuding:
1. They think it is a rip-off.
2. They don't think they will die soon.
3. They can't afford it.
4. They don't believe in life insurance.
5. They don't want to make anyone wealthy by dying.
6. No one ever left them any money, so why should they.
7. They don't understand life insurance and how it works.
8. They think their beneficiaries will have to pay taxes on the proceeds.
9. They don't want the high pressure tactics of a life insurance agent pressuring them to buy a policy.
10. They don't know how to compare rates online without the hassle.
11. They don't realize that people rely on them for financial support and how life insurance would help secure the financial future of their family.
I hope that helps! |
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jeffpa
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There are different types of life insurance,and each has its place.
Whole Life, Term, Annuities, etc.
Whole life is essentially Term Life with a cash addition.
Also it has a big sales commision builtinto it. |
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Mark S
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It all boils down to fear. We know we are going to die but we don't want to think about it. It becomes emotional when we think about leaving our loved ones behind. However, we need to keep the love of our families in mind when we purchase life insurance. Do we really want our spouse and children to be left with bills, a mortgage, educational expenses (on one income), funeral expenses and daily living expenses? It makes sense to purchase insurance to cover all, if you can afford it, or most of these needs. This is why it is personal and customizeable- no two people are the same and no two families are the same. |
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cargo
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Some people see it as bad luck to get life insurance |
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coastcheaney
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in many instances, they have enough set aside to meet their financial needs when death occurs. others resist i suspect becasue they see it as a discretionary expense not high on their important lish. family providers should make it a responisbility to maintain insurance to provide car for their loved ones if they were to die |
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mbrcatz
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They don't feel they have a need. Or they figure, hey, after I'm dead, who cares? |
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