 Can i be billed for physical therapy visits from 5 years ago that were never billed to my insurance? |
| to begin with i was a minor at the time and they are sending me to collections for visits my insurance was never billed for in 2002. I guess the physical therapy place never mailed the bill to my ... |
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 Will GAP insurance pay the difference after the car is repossessed? |
My son had GAP insurance on his new vehicle. Now he can't continue the payment and may have his vehicle repossessed.
There will be a big difference between what he still owe on his loan ... |
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 I hope this doesn't sound terrible!? |
| I am looking to get life insurance for my mother. She has no terrible health problems or anything, and I don't expect her to fall ill anytime soon. She is really not in the position to pay any ... |
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 How long does nicotine/tobacco stay in your bloodstream? |
| I need to get my blood taken for an insurance exam, how long do I need to wait since having a cigarette to pass the bloodwork exam and get the non-tobacco rate? I have been told 30 days should be ... |
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 Health insurance? |
who are the uninsured?
why are ppl uninsured?... |
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 What do i do if i got hurt at work and boss has no insurance? |
| I recently got hurt at work and my boss has no insurance. he says no work no pay. i have a broken wrist and a ruptured disc in my back. i live in california and he never paid workmans ... |
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 Can someone my age get life insurance? How? |
| I am a nineteen year old college student, and I would like to purchase some life insurance just in case I get in a car accident or something. It doesn't have to be a lot of coverage, just enough ... |
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 I am so confused...we pay insurance premiums for our homes yet..if I'm understanding correctly... if we actual |
| if we actually use the theft insurance ..our rates go up? i thought that's why we bought insurance with a theft policy..otherwise... why bother.... |
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| Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and that’s way to much.... |
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 Could a 17 year old new driver get insurance for a 1.8-2.0 litre? |
Hi...
If i was to get a car lets say a 1.8 to a 2.0 litre could i put this car on one of my parents policies and be able to get affordable insurance... My parents have many years no ... |
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 Do we all go back to the farm now? |
We left the farm to go to work in the factories. Now that the factories are gone, are we supposed to go back to the farm?
Additional Details
graduates out of college like popcorn, ... |
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 Can i get vacation pay if i abandon my job after over one year working for the company? please help? |
| i live in nyc and i came back from vacation my employers whom i told them in writing that i will be away on vacation never responded. now they are refusing my vacation pay leave alone that i have to ... |
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 Where can i get some health insurance @ a reasonable price? |
| I'm need health insurance my income is very low.. where can i get health insurance at a reasonable price?... |
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 Can an illegal immigrant purchase legal life insurance in the USA? |
If you don't know or can't use propper grammar, don't answer. I don't like sorting through peoples poorly written opinions. Thanks.
Additional Details
Thanks for the ... |
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| Life Insurance? |
| How much life insurance should I have on myself? Im single with no dependents and own my own home and Im 28.... |
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 Whats the best life insurance? |
| I am a 35 year old smoker ,i rent a property and looking for some info on wots the best life insurance for me that will obviously pay for funeral costs,outstanding debts and make life comfy for my ... |
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T-Dog | Why should I purchase Whole Life insurance? |
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Halloween
 |
Whole life insurance not only insures your life but also accumulates cash value (you can borrow against it if you need to). In order to determine which life insurance product best suits your needs, please consult with a licensed life insurance agent. |
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529s.com
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Whole Life can be good for some of your insurance needs. The most important part of buying life insurance is determining how much coverage you need. Then if you can afford it, mix some whole life or VUL into the plan.
Talk to a professional advisor to determine how much coverage you need - http://www.insuremylife.org |
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Renegado
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You should not buy Whole Life: Either buy Term and invest the rest, or get a VUL and use it as a tax shelter, not just for the benefits of insurance.
If you have any more questions, post them here and we will give you a variety of opinions. |
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Financial Answer Guy
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It is impossible to answer your question without more information about you. Rich is right when he suggests speaking to a professional. Avoid captive life insurance salespeople (those who work for one company) even if they tell you they can offer policies from many different companies. Alot of their benefits, such as health coverage, overhead expenses and retirement plan contributions ar tied to the sale of proprietary insurance. ABSOLUTELY RUN AWAY from anyone who uses a "multiple of salary" approach to determining how much insurance to buy.
Also, do not trust anyone who makes a judgement about what type if insurance is right for your situation without a thorough analysis. If they tell you that you should only consider term coverage without finding anything out about your situation they are not objective and are simply trying to peddle an easy sale.
It is better to find an independent financial planner who will work with you to determine the appropriate level of coverage for you and design an insurance portfolio. Try the planner search feature on the Financial Planning Association's website, www.fpanet.org |
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Dr Universe
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so you can leave your love ones somehting behind after your gone |
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oil field trash
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Most ethical financial planners will tell you to buy term life insurance. You either pay less for a fixed amount of insurance or for a fixed payment you get more insurance. |
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Irish
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You shouldn't buy whole life insurance. You should ONLY buy term insurance. |
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johnroder1
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i considered that exact question some years back and the break point in terms of a cost-benefit analysis, by doing a whole lot of analysis was at 40 years old for me. you can pencil it out yourself and you'll find term is better up to a certain age and then whole life becomes more beneficial at that certain age. |
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z_712001
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hi T-Dog, really the only way to find out if you should purchase and why you should purchase is to find out more about you. Insurance is not for everyone. Get what you need ... don't over insure. I can help out more if you like. ;) |
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