 How to start talk with the person when you don't know him? |
| Actually, I am the advisor in "Reliance Life Insurance", this difficulty I am facing to contact the unknown person.... |
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| I work at a local family owned real estate office. I've been needing to get health insurance and my employer does not provide it. Someone mentioned to me to apply for ACCESS but I dont know what ... |
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 I HAVE HAD A CAR ACCIDENT IN CYPRUS AND I WAS PASSANGER,SHOULD THE INSURANCE PAY ME NOW BECAUSE I CANT WORK? |
| I CANT FLY HOME BECAUSE OF INJURIES AND THE INSURANCE WILL PAY FOR ALL DAMAGES AFTER IT IS SETTLED BUT ARE THEY OBLIGED TO PAY ME SOME MONEY NOW BECAUSE I CANT WORK AND I AM STUCK IN A COUNTRY WITH NO... |
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 I am a high risk driver and need sr22 form. Does anyone know who would insure me.? |
Additional Details
It's actually for my 18 year daughter who had license suspended for 3 months for 18 points in 18 months. Needs insurance badly.... |
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| I have Geico and a $500.00 deductible. They say if I file with the at-fault driver's insurance, it will save me the deductible. They only go after the other person's insurance if I file ... |
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 I am pretty much homeless, I have an annuity, can i take that out for emergencies? |
Additional Details
Um yea, thanks for your answer Erica. I am on my uncles pc just so you know. And I said pretty much. If you didnt know, there was no reason for you to answer. Thank ... |
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I am going to try Zyban or Chantix, but are they covered by my company health insurance?
Some of my friends say Yes, some say No.
T... |
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 Seriously...How do you really understand your car insurance coverage? |
| It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on ... |
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| My car was broken into at my parents house. The stereo was stolen out of the car along with personal items (Clothes & such). I filed a claim with my car insurance and they are paying for the ... |
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 Hazard insurance??? |
Im buying my first home and i need some help finding out what i have to pay other than my basic mortgage.....
so.. what is hazard insurance estimated at 150/mo
what is real estate taxes..... |
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 Do you have a suggestion for a health insurance company? |
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 Car damage? |
I work for a bread factory. I parked my car parked in the staff car park. There was a flour accident and it went all over my car.
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tinku x | Why shud an yougster, single, take life insurence? |
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Chris C
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The only benefit would be in purchasing something to lock in the low cost of a whole life or universal life plan. There is no point in locking in a term rate becuase it will go up eventually anyways!
If you have debts, kids or anything like that it would also be beneficial.
Depending on exactly how old you are, you may qualify for Gauranteed insurability, where you are eligible to purchsase more insurance down the road without providing medical evidence. This is key if you get diagnosed with smething and become uninsurable down the road, you will still be able to get insurance.
It also depends on your goals and where you live. If you live in a country like Canada, where a Universal Life policy is endorsed as a legal tax shelter, it might be good to start one to build an estate or a resource for tax free income in your retirement years.
Also, whether you are young and single or old and married, a funeral still costs money and someone will have to pay for it. There is no magic system that pays for it if people don't have money. No money = no funeral. |
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karpakarajan
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the younger you are when you buy the insurance; they lesser would be the cost. being single and young today does not mean that you would not become married and old later. |
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Clive L
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You should take out life insurance when you are young because you are able to get it at the best possible price while being in the best possible health. As you get older it becomes dearer to buy and sometimes you are unable to get insured because you may no longer be fit.
When you buy life insurance you should consider buying Term Life Insurance. This is the lowest priced insurance available. It only pays out upon your death and has no saving built into the premium. The premium will increase each year, but because it starts off at an very low rate even when you reach middle age it is still cheaper than other forms of life insurance. The annual premium for $1,000,000 of cover for somebody 25 years of age next birthday would be approximately $765.
By the way, another type of insurance you should also consider very seriously, is Sickness and Accident Insurance. This protects your income when you are unable to work due to a sickness or accident. |
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hadley2120
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There are several reasons a young person who is single may want to buy life insurance:
1. To pay for your final expenses, including burial, funeral, casket, and plot.
2. To pay off your existing debt, including credit cards, loans, home loan, auto loan, college tuition loans, etc.
3. To leave money for any person who relies on you for financial support.
4. To leave money to your family members.
5. To leave money to pay off your estate taxes.
6. To leave money to a charity.
7. To guarantee future coverage and lock-in lower rates for your life insurance.
These are a few reasons you may want to buy life insurance. |
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Anand V
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Tinku,
If you do not have any dependants then you probably don't need life insurance...
Insurance is something that we hear all the time. Car Insurance, Bike Insurance, Health Insurance Personal accident Insurance, there are a whole bunch of insurance products available.
What is Insurance?
Insurance is nothing but an agreement between the insurer (The Insurance Company) and the insured (You) to pay an amount as compensation if any unexpected event occurs. This amount may vary from a few hundred to even a few crores. The maximum amount the insured person can claim depends on the amount agreed upon as per the insurance policy.
To know more about insurance check: http://anandvijayakumar.blogspot.com/2008/11/insurance.html
Cheers,
Anand
mail me at anandvijayakumar@ymail.com if you need any more details. |
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Shreeniwas Gadiyar
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Because there is no alternative to life insurance.
Because the earlier in life you take, cheaper you get.
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dadforfive
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because someone will have to pay for your funeral. |
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bhushan s
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Just mail me your email id. There is a superb write up that you would give some value addition to you, beacuse there would otherwise be too much explain here.
Bhushan Sheth
9967280006
bhushansheth@gmail.com |
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I Own Ryan
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he only reason i would say to do so is if you are in debt and don't want to leave that burden to your family if you were to die. Other than that, I don't see it necessary as a young person usually doesn't have any dependents to care for. Another thing that is coming to mind is that you are healthy when you're young, so it will be cheaper now than if you wait. It would suck if you get ill and can't get insurance when you're older because of health issues. |
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Gambit
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Maybe that youngster should be more concerned about spelling and grammar and less about life insurance. |
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m_brink
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The longer you wait to buy a policy, the harder and more expansive it will be to get. So it's only really not worth getting a life insurance policy if you are absolutely sure you will never get married or have kids or anything like that. |
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