 When shopping for homeowners' insurance..? |
| What are some of the factors you need to consider?... |
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 My mother was murdered a week ago, what financial resources are available to me? |
| My mom was murdered by her boyfriend of 7 years in a murder suicide four days before Christmas. I am a 21 year old college student going to Ohio University. I was wondering what financial resources ... |
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 State Farm Insurance Claim. Help!!!? |
| T.L. Thompson and associates has been assigned my sibrogation claim. I was driving without motorcycle insurance and hit a parked car. I've asked them for the documentation as far as ... |
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 Any ideas who to contact if I've been given false information on a compensation claim that I have made? |
| I was originaly told that my claim would be on a no win no fee basis and that all compensation due to me would be mine. The firm that dealt with my claim have now deducted a 30% commission fee which I... |
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 Employer Health Benefits and Pre-existing Conditions...? |
Does anyone have ANY ideas on what I should do next?
s it true that in the state of Califonia that an employer can not deny health benefits to an employee because they have a pre-existing ... |
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 How does an insurance company decide if they are going to total out a car? |
| So last week, my 2001 Ford Focus, which I still owe $1500.00 on rolled down the driveway. Kelly Blue Book says its worth $1800. The estimate I got from the repair shop was between 1850. and 2000 ... |
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 Around how much could I save switching from a $500 deductible to $1000 deductible? |
| Currently my husband and I pay about $212 a month for our car insurance.... he has a 2002 Explorer and I have a 2007 VW Jetta. He had an accident back in 2006 and we are both only 20, almost 21 but I... |
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 Can you buy legal insurance to help you in case you get sued? |
| I am starting a small business and know there are risks of getting sued for crazy reasons. Please share any details! THANKS!... |
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 Life insurance question? |
| My parents are divorced and my dad is trying to get life insurance for himself. He says he needs my brother's and my information like SSN and birth certificates. Does he need them? My mom doesn&#... |
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 Is this how insurance companies work? |
| My daughter had her unattended legally parked car hit and totaled out by a drunk driver with no insurance in a stolen car. The owner of the car had no insurance and both of these people are in jail ... |
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 Auto Insurance - Uninsured/Underinsured? |
| I have auto insurance coverage. I understand the various coverages included in the current policy. 1)Liability a)Bodily Injury b)Property Damage 2)Personal Injury Protection (madatory in MN) 3)C... |
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 My dad is 67 and wants to get a 1 year term insurance. Are there any companies that are reasonable? |
67 Years Old
$250,000 face value
1 Year Term
Additional Details
No, he is in great health, its to satisfy my Mother because he wants to work for another year. So basically he ... |
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 When is it good to cash out a universal policy and replace it with term.? |
| I have had a universal policy for a long time and have just been enlightened about term vrs universal/whole life. The cash value is at 14,000 (which I could really use some now), I'm 40 with a ... |
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 How can I convince insurers that I'm low risk? |
| I'm under 25, haven't had my drivers licence for long and started working at the beginning of this year. The vehicle insurance qoutes that I get are almost double the instalment of the car.... |
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 Car theft...would it be reporting this(read on)? |
My sister in law is 17 and had her car stolen last night
also can you beleive the police want paying to find it?!?!
If she claims on the insurance(as it was only a cheap little runner) ... |
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Jean A | Why when you get a claim from your homeowner Ins. co. on the check it has 3 differ ant companies on the check? |
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mbrcatz
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Each insurance company has lots of little sub-insurance companies. This is so they can offer different rates to different people. (which, btw, is why there's no "one size fits all" cheapest insurance company).
That claim check is listing several of the sub companies on it. |
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Anna P
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Insurance companies are now owned by holding companies--your insurance co. probably has a sister company that does all the financial transactions. You can google both names and you might find the holding company name, if you are interested. It's a very common practice. |
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General Custer
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Many insurance companies are part of a group and it easier to put all the names on on the check/endorsement stamp so some cleck doesn't use the wrong one. |
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Dont_taze_me_bro
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payor or payee? |
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Alan N
 |
Besides the holding co. possibility mentioned by Anna P., some of the others might be other insurance companies that are sharing the risk. When an insurance company takes on what they think is too much risk, they will "self-insure" by selling part of the risk to another company or companies. Some of the other companies mentioned might be one of these.
Also, many large companies have companies within companies. For instance, Farmers Insurance will insure preferred and regular car risks, but if the person is a bad risk (too many accidents, tickets, etc.) they will put him in their sister company, Mid-Century Auto Insurance. If they were to send a claim check, both companies would be listed.
It is hard to say for sure what the case is with yours unless I knew what actual companies were listed. |
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syco
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there part of groups |
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Maryn Bittner
 |
Mine didn't, just Travelers. If it weren't for depreciation, I'd be rich!
It's possible that your insurance company is a subsidiary of another business entity, which is in turn owned by yet another. |
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