 Expatriates - What Kind of International Health Insurance do You Have? |
| I've been living abroad for 20 years now, and have depended on local national insurance. But now I'm looking for more comprehensive health and life insurance (got married, finally, a ... |
|
 Is medicare part B insurance required if you are working and have group health insurance? |
| group health insurance? I was told Medicare is primary other group insurance is secondary. please give information I can understand and pass on to those 65 and older and the insurance representative. ... |
|
 COBRA medical coverage question, please help.? |
I got laid off and my medical benefits are ending. The benefits officially end on March 1, 2008. The question is:
I have 60 days from that date to elect COBRA. If in those 60 days, if I ... |
|
 ER visit without insurance...how much will it cost me? |
| I went to the ER earlier today because I was having an anaphylactic reaction to about 50+ ant bites along my thighs. I went to the hospital after I blacked out, and I went in and they took my blood ... |
|
 Who told me State Farm was reputable? |
| I almost got life insurance with State Farm. I searched Consumer Reports no insurance company complaints were forth coming. I called the commissioner of Insurance and they said they no longer ... |
|
 Would my insurance be high if so who is cheaper? |
im 20 male
one speeding ticket
and 2 wrecks
since i was 18
will my insurance be high
one company said 5000 a year
Additional Details
currently im paying 40... |
|
 When I buy a house and the insurance comp. comes to take pictures do they do just the outside? |
| Do they need access to my back yard? Also, how long after closing do they usually come to take the pictures? You can tell me from your own experience bc I know there is no set time. Also, if it ... |
|
 Is it beneficial to have all members of household under 1 car insurance policy? |
| Currently my husband, 2 sons, & 1 stepdaughter are all on one car insurance policy,under my name. The kids are adults, 24, 24, & 21. My stepdaughter recently was involved in an accident (... |
|
 Can I sue for getting hurt as I was volunteering repairing appliances? |
| I had a lamp fall as I was repairing a washing machine.I ended up having to have surgery on my finger.It has been months since the accident and the finger is still not the same.Workers Comp has paid ... |
|
 Before I sign up for medical insurance? |
How much does it cost to have it? Should I or should I not sign up for it?
Additional Details
My job offers ... |
|
 What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials? |
| I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???... |
|
 My $500 deductable? |
| I have a $500 deductable, its going to cost $300 to fix, why would I still have to pay $500? that seems alittle crooked.... |
|
 Insurance without getting bummed? |
| Anybody know where I can get car insurance, as an 18 year old male, without being screwed up the **** and given maddddd quotes. I have one year experience, no accidents, but as a named driver no ... |
|
 Can I receive benefits from my ex? |
| I was married for over 20 years before my divorce. My ex husband is 58 years old, and is not retired. However, he does receive a disability check from the government. I know that I can receive social ... |
|
|  |
Cades momma | Why would a prescription not be covered? |
My husband is trying to quit smoking. He got a prescription for Chantix, and our insurance will not cover it. I guess I am a bit confused as to why an insurance company would not cover something that could save your life? If he ends up getting lung cancer they would cover the cost but not something to prevent it. Can someone please help me understand this.
We also have great insurance. My husband is a teacher and they have the best policy. We dont even have a co-pay. |
 |
 
Zefina
|
Call the insurance company and ask them. There could be a zillion reasons its not covered. It could be non-formulary (not on the preferred list). It could be that the employer chose not to cover smoking deterrents. And a lot of policies cover smoking cessation drugs but they need an authorization, so it could just require prior approval. If you have the old traditional or indemnity type of coverage, it may be covered under major medical.
Oh and in response to the person who said to get Wellburtrin, be careful with that too, some groups may not cover mental heath drugs either. |
|
Blackhawk28
|
Tell him to ask his Dr. for a prescription for Wellbutrin. It is considered an anti-depressant and I used it to stop smoking. The insurance will pay for it as it comes up as something diferent than a smoking cessation aid. |
|
Tangy AND sweet :D
|
insurance sucks.... and no, if he does get cancer the insurance will not cover it more then likely. not until much later when its to late they will keep saying "its not life or death at this point" untill its to late then they will cover it or they will blame him and find a way out of covering it. i know my nana died because when she tried to quit insurance wouldnt cover it and then 5 years later ya, it sucks insurance should go die its truely not fair how they play theres no rules too what they do and the goverment wont do crap about it if u wanna hear about good insurance look up how england does theres ud be shocked at how much better theres is. anyways tell him good luck with quitting im also working on quitting and witth the pill i didnt find much good luck but with the patch from rites aid did a huge diffrence it was over the counter and pretty cheap (compared to butts) anyways good luck! |
|
carolathome2099
 |
They probably exclude that under the clause that says they do not pay for any treatment, services, medication that is not medically necessary. Yes, quitting will make you more healthy, but it may be specifically excluded. Look under the plan provisions for "Exclusions and Limitations".
I heard once that one company excluded it because too many do not finish the programs and pick up smoking again. If the program is not considered "effective treatment" it will probably not be considered medically necessary. |
|
Wawa
 |
The insurance company may think there is a generic drug that is cheaper that your husband should take. They may have a purchasing contract with a couple of drug companies who make a competing drug which would be covered. Your husband is entitled to contact the insurance company and ask why not; ask him to find out who at his school (or district) to contact with his question. The insurer is required to give an explanation. |
|
Vishesh K
 |
health insurance policy cover your medicare with mnimum amount of bill fixed or hospitlisatio with minimum time is fixed,insurance company has to maintain his policy |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 18 minutes(s) ago
| | | |
6 | 54 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
4 | 6 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
6 | 4 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
5 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
