 Can a insurance company, not pay on a life policy, after they have been taking premium for 3 years,missed form |
the company is saying the person did not pervide 1 form.
for three years,the policy should have been caneled long before 3 years if that was the case?... |
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 Whats the point of Third Party Insurance? |
| Why do insurance companies in the UK try to sell off temptingly cheap third party insurance policies to customers even if they have expensive cars? Are they trying to tempt you to take a risk incase ... |
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 Does anyone know if a hospital will discount a bill or let you may monthly payment for an emergency room visit |
bill from hospital is 4,500 and the statment says that there are other related bills coming.
we have no insurance?... |
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 How long does it take for car insurance to start? Do all policies start as soon as you sign up? |
| A friend of mine was in an acciedent but their insurance doesnt start til December. Is this possible? Do car insurance companies actually allow a driver to be uninsured for a month before starting ... |
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 Can I get my insurance company to pay for my tummy tuck as a medical necessity? |
| I have lost over 140 pounds and have a lot of excess skin on my belly. It is a problem when I run, as it can hang.... |
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 Which of my 4 medical conditions cause me to have high premiums? |
I do not have health insurance available at my place of employment and have to pay $470 per month for a high deductible, bare-bones policy.
I am a 48-year-old female living with depression, S... |
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 Why is it that all americans can not have health insurance? |
| http://www.msnbc.msn.com I was reading this and thought I should ask this question. I know it's a big money maker with the HMO's. But why is this not being changed?... |
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 I am 25 years old, and I work as an insurance sales rep... Is my pay to low? Am I being cheated? |
| I only get paid $9.00/hr, I am supposed to work 40 hours a week, but due to being a single mother, and having 2 sick kids, I average about 30-35..... I used up all my paid sick days in the 1st month ... |
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 Having a baby with no medical insurance? |
About a month and a half ago I got a new job as a temp-hire. It can take 3 months to 2 years to get hired on. Last week I found out that I'm pregnant; I have no medical benefits at all.
... |
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 What should I look for or be wary of when choosing life insurance policies? |
| What is this about critical illness? I am in my 20s and no significant medical history, but there is a family history of heart disease and late onset diabetes.... |
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 I have a medical bill I don't think I should pay. |
| Almost a year ago I had a medical procedure which required a biopsy. The biopsied tissue was sent to the pathology lab. Without my knowledge or the knowledge of the doctor who took the biopsy, the ... |
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 Why is health insurance so incredibly expensive? |
I am 32 years old with high blood pressure and obesity. I just started a new job (a small employer- only 3-4 employees), and we all desperately need health insurance.
Kaiser wants to ... |
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Jason | Why would an insurance company ask for my credit score? |
I am getting quotes for insurance on a small apartment building I bought. I'm being asked how my credit is? wtf does that have to do with anything? |
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mariko m
 |
Cody, Home insurance covers lots of different things. I'm not familiar with all the details of my homeowners policy, but my homeowners insurance agent is always helpful. Try contacting your agent or a homeowners agent in your town. http://www.usinsuranceadvisor.com/Home-Insurance.html They should be able to help you. |
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golferwhoworks
 |
people with slow credit are a higher risk of claims like it or not but that is the facts |
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prescientone
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Insurance companies use your credit score to determine your credit worthiness and ability to pay premiums...and believe it or not...it affects the amount of premium you pay...as does driving history...crazy huh |
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mbrcatz
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Clearly, the apartment is in your personal name.
The fact is, there is a direct corrolation between credit score, and claims made/paid. The lower your score, the higher the claims payout is, statistically. Sure, it might not be YOU, but lump 100 people with credit scores like yours in one group, and 100 people with credit scores 100 points higher, and the group with the lower scores will outclaim the group with the higher scores, every time.
Just like, 16 year old drivers are more likely to have a claim. That doesn't mean EVERY 16 year old will, but the odds are are much more even. So they pay more for car insurance.
And if your credit score is lower, you'll pay more to insure these apartments.
You can get out of it, by putting them on a commercial policy - but that commercial policy costs more to begin with. |
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Lilly
 |
what these folks are saying is true, and it totally stinks
It's a thing you can thank State Farm for, they started it and everyone else followed suit unless prohibited by law
Bad credit and bad loss ratio go hand in hand
Other things do too, like race but laws have prohibited the use of those things in determining rates, so insurers use what they can
States ought to outlaw this in my opinion. Maryland already has. |
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Firefightin' Momma
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The higher the credit...the higher the savings.
They assume people with great credit take care of their stuff better. Bastards haven't been subjected to identity theft, I'm sure. |
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itsyaknowwahtever
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Another way the credit bureaus have the ability to rune your life these days is that for most policies Auto, apartment, etc. part of your rate is based upon your credit score. |
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growing inside
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If your credit is good and you have more money you are more likely to fix it yourself than make a claim. So you get a lower rate |
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xtraheavy01
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It does not. But if you want them to finance the policy it may. |
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Ed K
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The insurance companies feel that your credit score is tied to your character....you're slow at or don't pay your bills, they consider you to be a deadbeat and they stick it to you. |
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justgr8
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It's a determing factor as to how much they will charge you for insurance. The car insurance company I am with let me know when they renew my insurance that the credit score I have is an additional factor into my insurance rate. I'm like you though, it shouldn't have anything to do with anything and I personally think its just another way for insurance companies to charge you more. Just keep your credit score good and you shouldn't have a problem getting the best price on insurance. |
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Insurance Pickle.com
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It says something about your character. |
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sian n
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so that they know that u are going to pay ur monthly bill on time all of the time. if u have bad credit they know that u may not pay, but if ur credit is good then they know u proberbly will. |
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