 My friend is 19 years old and lives in wisconsin and has to pay 1600 for seizure medication, has no insurance? |
| she suffers from seizures and needs medication, but because she isnt in school anymore she her parents plan wont cover her. is there any aid she can recieve for this? anything she can do?... |
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 Dose an Life Insurance company really want to payout for the death claim or just keep delaying? |
| I've been dealing with one of the big insurance company. Every time I called them, they always said " still pending" . I've been 3 months already since they received the claim ... |
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 Can I get life insurance for another person? |
| Can I get life insurance for another person? Like, let's say I think Fidel Castro is going to die soon. Can I get a life insurance policy on his life so when he croaks I make some money? That ... |
|
 What insurance do I need? |
| I have set up a limited company focusing on training and personal coaching. Do I need public liability insurance? Do I need insurance to cover if I am ill? Is there anything else to consider? Where ... |
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 My husband and I need private health insurance, any recommendations? |
| My husband and I need private health insurance because his job does not offer it and I am a stay at home mother of our two year old son. We live in California, make about 2000.00 a month and are a ... |
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 Life Insurance Claim...VOID re: lack of Knowledge of Full Medical History.....? |
......The accountant we used had failed to put 'has Arthritis in foot' and thus failing to mention hospital visits and medications prescribed relating to this condition.
This 'non-... |
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 If a motel catches on fire and all my stuff is lost in the fire, who replaces it? |
| My boyfriend was working out of town and in the middle of the night the lady next door to them decides to take her life by fire... So he wakes up his room is on fire and he lost all his clothes, and ... |
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 I am a single mother looking for Health Insurance? |
Hello all!
I am a single mother looking for health insurance in Florida. I am self-employed. It is quite overwhelming to look for health insurance on the internet as there are literally thousand ... |
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 I cant get the insurnace compnay to pay for damages....? |
| 6 mos. ago we bought our dream house (it is old but well kept )anyways we are all at work and school and some old guy did the impossible and plowed into the corner of our house (keep in mind we are ... |
|
 What happens to my policy if AIG goes under? |
| I have a very inexpensive life insurance policy with AIG that I got about 3 years ago. I was healthier and weighed less back then, so I really don't want to have to go find another policy ... |
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 Renters insurance? Do i have to? |
My apt. complex is forcing me (it's in my lease) to get renter's insurance and list them as an additional insured? All insurances have refused to so far.
Only one will but they are ... |
|
 I need a second opinion on this bus.fianance question? |
| Bob Brown was recently involved in a minor auto accident. His car was hit from behind, and he, in turn, slammed into the car in front of him. He would like someone to explain his coverage and show ... |
|
 Is it possible to work to the government without any type of insurance? |
| Ok , here's the thing, there is this business that works for the government, (Coast guard, border patrol, navy...) This is an industrial shop, that works repairing their equipment. But is it ... |
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 COBRA Fraud? |
| My husband voluntarily left his company last Oct. We have been paying the COBRA since then but the company will not release the payment updates to the insurance company and we have been without ... |
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 What is an average price for health insurance for a 20 year old male? |
| i am no longer going to be a dependent on my parents health plan. i am about to be employed full time and don't go to college.... |
|
 When you die? |
| would you like to be proped up to next to the juke ... |
|
 Are there Health Insurance Scams? |
| I tried to get some on the internet and a guy called me and almost to the end of the conversation he said his phone was about to die. Weird.... |
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 Why do claims estimators want to know if insurance is paying or if you are paying on an estimate? |
Will claims estimators charge more if insurance is paying? After all it's an estimate and they wouldn't need to know if insurance is paying until you decide to get the work done.
... |
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Josh M | Wife is pregnant not on my insurance has no prior insurance. once she is onmy insurance will she be covered? |
my wife is pregnant and isnt yet on my insurance. When I add her will her pregnancy be considered a pre existing condition. Also, she has never had medical insurane before since she is not from the US. |
 |
 
makg
|
It looks like it depends on the plan -- see http://parenting.ivillage.com/pregnancy/phealthcare/0,,midwife_46wb,00.html
If you do determine that she is not covered, there are a few things you can try. You can first go plead your case with human resources to see if someone there can help you out. You can contact your local health department to see if there are any governmental programs which would help you out. (That will vary from state to state and likely depend on income.) If all else fails, you can also try to make arrangements with the hospital and/or doctor up front to work out payment, and perhaps negotiate a better rate.
Good luck, and congratulations ahead of time! |
|
Lori S
 |
If this is your group coverage, pregnancy cannot be considered pre-existing. If this is individual, it is and will not be covered.
Look at this link under the question "What is a pre-exisitng condition"
http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html |
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KG Mom
|
None of the above matters. When you are able and put her on your plan, the pregnancy will be covered. Pregnancy cannot be considered pre-ex under federal (meaning it applies to all states and self-funded) plans.
Congrats on the baby! |
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Team Modify
|
You better ask you insurance company. Seeign as some will and some won't..Anthem I know does not cover pre-existing conditions. If they do not you can either switch companies or go to the county and ask for Medical Assistance from the state. I had to do that for my wife! It kinda sucks but unfortunately thats how Ins. Co. are today. That is why it is a hot button issue in the cirrent campaign |
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mbrcatz
|
You can only add her during open enrollment, HOWEVER, you need a social security number in order to add her, so you'd better get hopping on that!
They ARE allowed to exclude preexisting conditions for up to 18 months - but on a group plan, that does NOT include pregnancy.
So IF You can add her, the pregnancy would NOT be considered preexisiting, IF this plan is through your employer.
Keep in mind, not ALL employers offer maternity coverage. |
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lori c
|
Usually if it is a group insurance plan offered through an employer, there are no problems with "pre-existing conditions". Check with your human resources department to make sure, though. |
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