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I am 19 years old, I just got a speeding ticket, does my insurance go up? I was going 85 in a 55 zone.
Additional Details
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 Please help! car insurance only covering 15% of accident?? |
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SigEpShawn | Will Cobra insurance cover my fiance? |
I am at a job that offers a domestic partner insurance policy that allows me to have my fiance on my plan for our family plan. I was offered another job that does not have the domestic policy but this place said they would pay for the cobra until we were married. Does Cobra cover her since she is not my wife yet? I cannot have her uninsured. |
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Insurance Biz CT
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Under COBRA law, your domestic partner is not a qualified beneficiary. Even though state law recognizes domestic partnership, Federal law does not.
It states that "A qualified beneficiary must be a covered employee, the employee's spouse or former spouse, or the employee's dependent child." Nowhere does it mention domestic partner.
Think your plans through carefully. There are alternatives to COBRA for your fiance, like individual coverage. Keep in mind, however, that usually underwriting applies when seeking individual policies. If she has any pre-existing conditions, she may be ineligible for coverage on an individual basis. |
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lil southern girl
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COBRA is not different insurance; it is a plan (law) that allows you to keep your current insurance at your own expense for up to 18 months after leaving an employer. Since the current plan covers her, the only issue is whether or not the new job will agree to pay for her part like they have offered for you. Worst case scenario, they will pay for yours and you will have to pay her share out-of-pocket. But since they have offered, talk to them about it, maybe they'll cover her too. |
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Answer Machine
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i think no |
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Custo
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Yes. If they're offering to pay for it, sounds like a really good deal! She'll keep your existing coverage, and you will start new coverage. Then when you're married, she'll move to your new plan thought your new job. |
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mbrcatz
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If she's covered under your current policy when you leave, you and she both will be offered cobra coverage.
I haven't heard of "cobra" being accepted by one party but not the other - which means, she has it, but you reject it. I've only ever seen "all or none" covered. I'd double check that bit.
Also, the easier answer is to just go ahead and marry her now - if you're already shacking up, it's silly to wait. |
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