 Home Insurance - Buildings & Contents? |
| Its home insurance renewal time and i've got the hump with Lloyds TSB up to the back teeth. Anyone got any comments about good bad in surance companies - value for money / performance etc. T... |
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 Affordable health insurance in NYC? |
Hi,
I am 30 years old and my wife and I had a combined income of approx $62,000 for 2006. In august of this year I will be quitting my full time job and going back to school full time. M... |
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 Insurance Tips! Needed ASAP!? |
i have to get new insurance before i register my car. i have an 2006 chevy cobalt ive been in 2 car accidents and i haven't had my D.L for more then 3yrs.
Could i take some kind of ... |
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 Business Insurance? |
| I am opening a cleaning service. Any ideas on where to obtain liabilty insurance?... |
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 Non-dependants in college -can I still put them on my health insurance plan? |
| I have two daughters who file their own taxes, which means i do not claim them as dependents. One lives at home (age 18 full time college and part time work) and the other has been away in another ... |
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 Life insurance questions-need to get a policy? |
| I started a new job and have no insurance. My husband picked me up on his health plan and I have life coverage with his comp also but would like a seperate plan that I can establish now (before ... |
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 Need advice from financial or insurance expert? |
| A friend's mother recently entered a nursing home. She was told she would have to spend down her resources before she could go on Medicaid. Her will names her two sons and a grandchild as ... |
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 If you're married can your parents still put you on their health insurance? |
| I got married when I turned 18 in Las Vegas to a Marine, so there was really no need to worry about insurance because I was already covered through him. We decided not to tell our parents because ... |
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 I need to see a gynecologist? |
| i need to find me a gynecologist who takes affinity health insurance. i live in brooklyn new york n i cant find one who take my insurance...can somebody plzz help me........ |
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 Can life insurance increase your net worth? |
| If you want to start a buissness and need more net worth for the Lendor, can a Life insurance policy help your net worth grow?... |
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 How do I obtain event insurance? |
| For my wedding, the venue told me I need to purchase event insurance to cover the place for $1 million. He said it would cost around $100 to get it. Where can I get this?... |
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 Is there an insurance that will cover me, Old house built in early 50's? |
| I have an old house 2000 sq ft built in the early 50's, problem is the electric wiring is still original...Everything works perfectly but it is still old. I want to change it ASAP but is there ... |
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 Change insurance after just getting it.? |
| I recently bought a 6 month policy with allstate yesterday as it was the cheapest around. I was looking over quote from other companies again and found geico was now $35 cheaper a month. Do i have to ... |
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 Would I lose my insurance? |
| I am 23 and I have insurance coverage thanks to my dad's workplace. I am currently pregnant. Would I lose this insurance is I were to get married? My fiance is still a student, and I do not ... |
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 Do you recommend a Variable Universal Life Plan (VUL)? |
Our Financial Advisor recommends this plan. I am 36 yrs old and Married, we are in a high income bracket.
Are the excessive fees? Are they Risky?... |
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Jessica T | Will an insurance company know if I leave another insurance company without paying? |
I am actually on my mom's policy, (we split the bill) and we are unable to come up with all the money they want(two months payments) totaling $1200.00. today is the cutoff day on our insurance now. she told me just to go to a different insurance company. her name is the name on the insurance we have now, so i don't think they will find out, or will they? please help! |
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miamac49616
 |
Yes they will know because insurance companies go by your credit now instead of your word. It will show up on your credit that you defaulted on your insurance premium. Your rates may be higher someplace else. If your mom is the primary insurance holder then it may not affect you but you may want to check into it. |
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lil_hem_n_va
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No, they will not know. Unfortunately, I've been in the same position. Just make sure you make arrangements to pay back the debt as soon as possible. You really don't want that to follow you around.
Good luck!!! |
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melissa31011
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I was an auto insurance agent for 3 years and the answer to your question is that it depends on the company. There are alot of insurance companies that are interlinked with each other and will see that balance and will not take you until that is paid if that is a premium that the other company is owed. |
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floozy_niki
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Erm, if you can't come up with the money for one insurance company, how are you going to buy from another insurance company? Wouldn't the same problem occur again? Furthermore, it is very expensive to change insurers all the time. Imagine all the costs and charges and fees! |
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Rexy
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Most large insurers now have access to a database which includes your current policy information such as the policy effective and expiration dates, your current policy limits, the vehicles insured, drivers listed, etc. So it is possible that they can see your other policy, but no company will deny you coverage if you have insurance elsewhere. You can legally be double-insured, but it would just be a hassle for you if you file a claim as each company will try to push the claim on the other to pay. I would advise you to contact your previous insurer and tell them to cancel the policy instead of not paying, as it will hurt your credit and if you ever want to go back to them, they probably will make you pay that amount before allowing you to come back. |
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wondering one
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if your name is on the policy and it has expired, then yes other insurance companies will see that information... you can still get insurance through another provider.. your premium will be a little higher because they consider you a flight risk. |
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mbrcatz
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Usually the policy is in the same name as the title on the car. So if the car is Jane Smith, the policy needs to say Jane Smith, or your insurance card and registration will not match up.
So if Fred Smith gets a policy on a car owned by Jane Smith, although the insurance company won't know Jane got cancelled for nonpay (or care), they'll use Fred's credit score to figure the rates, and the car will need to be titled to Fred. |
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