 Cancelling unnecessary car insurance? |
| In March of 2007, my mom bought a car which she pays back the loan of the car monthly. The other day she visited the car dealer (Barnes Wheaton) finding that she still has a lot she owes back. B... |
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| Is this a Workers Comp Denial? |
| In March of 2007 my husband fell and sustained injuries to his miniscus. During a doctor visit he mentioned also having some numbness and tingling in his hands and some neck pain. The doctor told him ... |
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 Can an old ticket affect my current insurance rates? Read the situation first before answering please? |
| I bought my first (and only) vehicle a year ago, and purchased insurance through State Farm. My husband has a company truck and company insurance, but since we share the same address they told me I ... |
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 If i have a deviated septum, will insurance cover 1/2 cosmetic.? |
| I have deviated septum that inhibits my breathing. I naturally breathe through my mouth. I also* am unhappy with the overall shape of my nose. honestly..my biggest concern is the appearance. My ... |
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 Is mental health a concern when underwritting ife insurance? |
| I have some mental health issues and was recently declined for a policy. Could my MH have contributed to the decision or is that not a concern for insurers?... |
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 Health insurance and common law marriage? |
| i am wondering if i live in a state that recoginzes common law marriage and we present ourselves as married if i can be placed on my husbands insurace thru his work.... |
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 Getting Health Insurance? |
| When I move out with my boyfriend can I be on his health insurance plan without being married?... |
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 Deductibles? |
| what do they mean on the insurance? does it mean I have to of paid that much with copays before they pay something?... |
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 Workmans comp rules and regulations? |
| if someone works for u and u have workmans comp an they get hurt an the drug test at the hospital is bad does work comp pay the ... |
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 Why do we pay for health insurance? |
| I keep hearing more and more stories about health insurance companies refusing to pay for a procedure for various reasons like "it's experimental", and etc. So why do we even pay for ... |
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 Havent Met Deductable- How much will Dr Visit Cost? |
| So I have aquired me insurance, but I havent met my deductable, but I do need to go and see an obgyn I have my co-pay information and all that, but I was just curious how all the insurance will work ... |
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 I only had a wind insurance policy on my home can my lender still force place insurance on my prooperty? |
| I recently had a forced place insurance policy put on my home by a lender who aquired my loan from another company. they are telling me that my wind policy is just supplemental and doesnt count as ... |
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 What type of life insurance should I get that I can take money out after 20 years if I don't die? |
| I'm 32 years old and in excellent health. I want to have at least $500,000 life insurance for my family. What type of life insurance should I choose.... |
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 Am diabetic, I have no health insurance, am disabled, live in AJ Ariona, I need a doctor, where can I go? |
I am diabetic, I have no health insurance, am disabled, live in Apache Junction, Arizona, I need a doctor, where can I go?
My husband cannot get medical insurance through his work, AHCCS denied ... |
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Roger G | Will getting quotes from car insurance companies affect my credit score? |
I am reluctant to get other quotes to compare coz i have the feeling it affects my credit score negatively. Does it?
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dixy x
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Getting an insurance quote will not affect your credit score in most cases. When you are looking for a car loan it can.
Also, a good resource is this one...
http://car-insurance.22web.net
Take care.
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Joy S
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YES. 100% YES. Getting insurance quotes does affect your credit score.
Call Landa and get a quote. They do not check your credit. |
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JJ
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You are close in your concern. If you are applying for a bunch of loans or credit cards, those companies will pull full reports of your credit activity to be able to analyze your payment history. All of these credit pulls are noted on your full credit report and too many of them will have a small affect on your credit score. (I don't know how many, but it doesn't have too big of an affect).
The insurance company is just getting your score without getting a full analysis. As mbrkatz said, this is a soft hit and does not go against your credit score. Many companies get soft hits on your credit without you even knowing. If you get unsolicited credit card or loan offers, they may have received your credit score and have offered you this deal because of the score alone.
In short, get as many insurance quotes as you can and don't worry about it affecting your credit score. It is good to have a few options to look when you are getting insurance.
Good Luck! |
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WALTER B
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The answer is suppose to be vary by person.From my personal view,always it is a good idea to hear the voices from different sides and try to decide the best one.Here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is a good one that i recommend.
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mythoughts
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No. They check your credit for rating purposes, but it does not go onto your credit as negative. |
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mbrcatz
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No, it's a "soft hit" and will not affect your score. |
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