 Long Term Care Insurance Question? |
| I have signed up for it through my employer and it is appx. $80 a month with inflation protection for $200 a day coverage through John Hancock. Anyone else have it? Is it REALLY worth it? I met ... |
|
 Can a hospital refuse a patient without health insurance when the paitent is not pregnant? |
| I recently lost my job and I do not have health insurance. I have been paying to go to the doctors. I currently can not afford to keep going that route. I have a child that I believes has a U.T.I. I ... |
|
 Car health insurance...? |
| Why does car health insurance not exist I mean if it did then you would just pay a premium and then when you took it to a repair shop the insurance would cover it.... |
|
 Insurance- is there anything I can do?!? |
Long story- I will appreciate if you read it-
My husband was in the hopsital last summer becuase of a mold allergy (from mold at his work). He was in for 14 days and in very serious condition. W... |
|
 [Health Insurance] What is the difference between "deductible" and "maximum out-of-pocket expense limit"? |
| [Health Insurance] I dont exactly understand how both the terms apply to my expenses towards a medical care. I am talking about Physican and Hospital Services in particular, rather than Preventive C... |
|
 Anyone bought a trampoline, put it up and then have an insurance company demand you take it down or drop you? |
| Insurance company has demanded trampoline come down. Saftety nets, adult supervisor followed to a "T". Spent good amount of $$$ on it! Been up for less than a year. Under warranty. Anyone ... |
|
 Have you screwed up more than me? |
| I wrecked my car twice in 1 year, that sucks, 2000 ford mustang GT, hot rodding is not wise people, what should I do, I have a job but deductibles, and insurance have eaten me up within the last 12 ... |
|
 Neighbor's gigantic tree falls on my garage. In PA.? |
know this.
My insurance company will pay for the damage to my garage.
Who pays for the removal of the tree?
They say it is an "Act of God" so the person who'... |
|
 How safe are Aig annunitys .They are not Fdic insured? |
| My wife and I each have AIG annuitys .They are not FDIC insured. How safe are they . Can they be rolled over to a FDIC insured fund?... |
|
 Question about insurance covering dental procedures? Please answer!!? |
My insurance covered my orthodontics as a teen.
They covered all routine dental work.
They covered a procedure in which I had a baby tooth pulled, because there was no adult tooth ... |
|
| Can health insurance coverage be denied (because of a prexisting condition) after COBRA expires? |
| I retired from my job at 65. After my retirement my company "kicked out" our two dependent children from the company health plan. Both children are at this time still covered under COBRA. <... |
|
 I am a commercial insurance producer. What are the most profitable industries to go after? |
| I just got started in commercial insurance, property & casualty, risk management, workers comp, etc. I have been told I need to find a niche to specialize in and go after it. My goal obviously is ... |
|
 Does Home Insurance cover vandalaism to a car ? |
| Someone threw a bunch of salt into the gas tank of my 89 chevy van. Found this out since the van wouldn't start. Spent a bunch to have it flushed, got pump, filter replaced. Now have a cap with ... |
|
|  |
rg | Will health insurance cover getting rid of a birthmark? |
If it will, how can I find out insurance information for my family without asking my dad (I'm 19 and I'm under his plan beacuse I'm student and I still live at home)
I have a birthmark that Im trying to get rid of, Ive been asking around clinics/spas ect. and they reffed me to a dermatologist, i called one up and they asked about my insurance beacuse they might be able to cover it.
Im trying to do this under my parents noise beacuse we tried to get it removed when I was a kid but I didin't work so I kind of just gave up for a few years, (It was 12 years ago, i am now 19) I think it might be possible now a days, Its not that big ive been doing some research and I think its called a
Cafe au lait spot
I think either Microdermabrasion or a chemical peel could help me.
Ive been trying to keep it a secret but I don't have any money, so if my parents insurance could cover it It would really be great. My birthday is next month (Sept 28) and If I got it all checked out enough to where I could get a treatment to get rid of it I was gonna try to ask for it for my birthday
Its a brown patch on my face, its really been hindering my life. phycologicly, its not doing any harm physically, its purely cosmetic |
 |
 
stephenweinstein
|
Cosmetic procedures are typically covered in the following circumstances:
1) Breast reconstruction following cancer surgery
2) To repair accident damage
3) To repair a congenital birth defect
The only one of these that might possibly apply is "birth defect", but I think that applies only to serious deformities, not this. |
|
mlsaj84
|
They may but usually stuff like that needs to be medically necessary. So basically if it isn't hurting you they may not cover it. Best way to know is to call and ask them if they cover the procedure. |
|
zongu
|
most of the company does not cover cosmetic surgery untill and uless it is vital for ur life.
you have to prove that it is medically necessary to get rid of this mark in a bid to live a normal life.
sorry man! i dsapntd you. but this is the fact. |
|
sarah314
 |
You mentioned in the last sentence of your question that "its purely cosmetic."
If that's true, then it would not be covered. Medical insurance does not cover cosmetic procedures. There would have to be some sort of medical necessity demonstrated to have the procedure covered. |
|
Christie
|
Typically medical insurance won't cover procedures that are not medically necessary. Your procedure would be considered cosmetic, and those are usually excluded from coverage. The only way you can know for sure, though, is to contact the insurance company. |
|
mbrcatz
|
No, it's cosmetic, it's not going to be covered. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 17 minutes(s) ago
| | | |
6 | 19 minutes(s) ago
| | | |
6 | 24 minutes(s) ago
| | | |
6 | 33 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
4 | 7 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
