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 Joint car insurance policy with boyfriend?
My car insurance company is willing to give me and my boyfriend joint coverage for our vehicles.... but my BF's medical insurance won't cover "co-habitating heterosexual couples".....


 Where can I find a web site that recommends home insurance?
...


 Can a 17 year old get their own medical coverage in California?
I'm 17 and live in California. I was wondering if I am legally allowed to sign up for my own medical insurance, like through MediCal or something, and not through my parents. It's a long ...


 Health insurance question?
I will be 18 next month. I dont live with my parents I havent had insurance for a few months either.. I live with my bf. and I want to get insurance but I am looking for a good insurance that I wont ...


 I wanted to know whats the best and cheapest health insurance out there.?
I am no longer covered under my parents insurance and i need one once i get into nursing program....


 How much is fair for employee health insurance contribution?
My company used-to pay 100% of employee and family health premium. Now, they're asking the employees to contribute, $125/mo for employee, $400/mo for employee+family. They're giving a 1 ...


 Travel Insurance?
Hello everyone, I have a friend who wants to visit her son in Canada. She has been quoted £22 for travel insurance, but they say she will have to pay a surcharge of £200. They say this is due to ...


 Can someone please tell me how to start my own insurance company?
...


 Eligibility on your parents Health Insurance.?
can you include someone that is not your family in your parents health insurance? We have United health care. How do i find if the person wanting to be added in the insurance plan is eligible? He is 2...


 I am single,disabled and no dependents...Do I need Life Insurance??
...


 Cheapest Insurance for me?
I am looking to get insured for a 2006 Mitsubishi Evolution. I am 20 years old, and a clean record. I applied for progressive, and for the basic I was quoted $150 per month. But since I have a loan I ...


 I got an offer of 2500 from insurance company for a finger injury, how do you get max, payout without lawyer?
...


 Do I have to get flood insurance? My mortgage company sent me a letter?
I got a letter from my mtg company saying flood coverage is required. Apparently, I'm in Zone A. What can I do about this? I can't afford hundreds in additional premiums - I already have to ...


 My insurance pay for my truck but my bank say's i still own 6,000 dollars of interest?
well i total my truck but now my bank says that i still need to pay 6000 worth of interest so i dont know what to do im need to get into a car but i still have to pay for my other truck but does this ...


 What happens if you loose uninsured jewery? Can you get any money back?
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 Mobile home insurance, does anyone know of a company that I can purchase a policy right online?
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 Should I let the policy lapse or surrender it?
I hold 2 policies: an endowment and a whole life policy. I have bought these policies for about 1.5 year already. Now, I realized the higher costs are not justifiable and like to terminate these ...


 Insurance didn’t pay for my delivery, why??
I had my baby Jan 3, 2.5 weeks early. I looked on the insurance website just a minute ago and they have denied everything that had to do with my hospital stay. Why and how can they do that. I am ...


 What do you think is the best health insurance company in southern california?
i need to purchase individual coverage....


 Anybody thinks it is a waste of time to have Property Insurance?
I live in a hurricane zone and apart from that I have always been afraid of fire or earthquakes. The cost is almost prohibitive, but my house is now insured, in time for the hurricane season and I ...



dude.
Will home insurance cover a wet cell phone?
I have a cell phone that I just dropped into the pool. My cell phone insurance won't cover it, will home insurance cover it?
                     
 




mbrcatz
"oops I dropped it into the pool" is not a named peril on the standard homeowners policy. So no.

Likely, the phone isn't worth enough anyway, to be more than the deductible on your coverages.


Mia P
Rating
I really dont think so because you can get insurance on your phone so I dont think you house insurance would be responsible for things that can get their own insurance.


Brian G
Rating
Very unlikely. Even if it did, you wouldn't want to make a claim for something as minor as that and take a chance your rate would go up.


thrill88
Rating
Most cell phones have a little dot sticker that turns colors if it gets wet so I would not try to exchange it. And your deductible on your insurance is probably higher than the cost of your phone unless you have a super deluxe phone.


Paris P
Homeowner's insurance only covers the house itself and permanent fixtures in the house- TVs, desktop computers, appliances, stereo equipment etc... things that are not easily portable or moved out of the house. Since your cell phone is portable and is frequently outside of the house, your homeowners insurance will not cover it, just like your insurance won't cover laptops, some jewelry, cars, sports equipment, and cell phones.


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