 OLD SENIOR CITIZENS..MELLOW AND KIND..or RESENTFUL AND BITTER? |
| SOME THAT YOU MEET SEEM SO INTERESTED IN EVERYTHING...OTHERS SO EMPTY BITTER AND CRABBY .....WHY GO THERE ....WHATS THE POINT IF YOU JUST END UP LIKE GRANDMA AND GRANDPA...OLD...AND BORING..AND T... |
|
 Who do I sue, the insurance company or the negligent driver? |
| A girl didn't look and crashed in to my car a couple months ago. I tweeked my back out and had $5,000 in medical bills. Her insurance accepted full liability, and I wrote her insurance a demand ... |
|
 I got beat up and i have no insurance. I had to have emergency surgery for a broken leg/ankle. What can i do? |
I was breaking up a fight outside a bar when someone put me in a choke hold.
When i woke up i was in the street with my face bloody and my leg was broken. Compund fracture of the ankle and ... |
|
 My father forgot to pay a home insurance premium. Our insurance was cancelled. How can I get new insurance? |
| I have tried to get a new policy, but most companies won't even give me an estimate. I have tried twice to get policies from companies that gave me an estimate but both companies didn't ... |
|
 My insurance company has added $375 every month for my auto insurance. What should I do? |
| In february this year I backed out of a parking space and hit a hyundai that was backed into the spot behind me. The estimated damage was $800. I didn't have the money at the time so we went ... |
|
 Homeowners Insurance Question? |
| I have recently put in an in ground pool at my house. It is vinyl not gunite. Am I required to inform my insurance company or do I need to amend my policy to reflect the pool? I live in Nassau C... |
|
 Car Insurance? |
| I want to get some info on car insurance if anyone has any information. What would the car insurance be if the person owns (or wants to own) a car like Ferrari 360 or Lamborghini or Rolls Royce. If ... |
|
 Religious questions on personality test at State Farm? |
| Due to the results I was denied a job. Do I have a case with the EEOC for employment discrimination because they asked religious questions on a test that would determine my ability to be hired?... |
|
 What happens if I don't notify my life insurance company of depression and I die? |
Will they have a means to find it out (it's registered in my GP's documentation)? Will they not pay my family? Do you know who I can ask about it confidentially?
Additional Details... |
|
 Do you trust people who put life insurance on others just before a divorce? |
| I know a couple of people who got it right along with the divorce. Recommended by the attorney of course. How would you feel if your spouse did this? What would be an acceptable reason for doing ... |
|
 I would like to sign up for life insurance im 26. I have it already but i would like more coverage.? |
| Can anyone tell me a good life insurance. Right now i have term accidental death life insurance through my employer.... |
|
 How do I post a question? |
| How do i post a question in Yahoo Answers?... |
|
 If you decide to change insurance companies do you have to do it when your contact ends? |
| I have a 12 month preiumum with Liberty mutual. I'm in the middle of the preium and pay a montly payment. Do I have to wait for this to expire or can I do it whenever?... |
|
 What does an insurance deductible mean? |
| I am shopping for medical insurance, and I am uneducated in the insurance field, could someone ecplain to me what an insurance deductible means?... |
|
|  |
Mindy M | Will homeowner's insurance cover damage caused by my dog? |
Our dog is 6 yrs old, and has NEVER chewed, dug or ruined anything. We left her home today, for about 3 hours, and when we came home, she had totally ripped up & ruined a large area of carpet! :( Does anyone know if typically homeowner's insurance covers this type of damage? I am going to go look for my policy now, but thought of yahoo answers! Thanks so much. |
 |
 
ernesto_tig
 |
No - Animal damage done by your pets is commonly excluded from HO coverage.
So sorry, |
|
TaxGurl
 |
Probably not. I had to carry an extra rider on my german shepherd in case she bit someone but it did not cover property damage done by the dog. That would be like covering damage done by toddlers drawing on the wall with permanent markers or by a teenage throwing a party.
Dogs get destructive when they are bored. If you no longer trust your dog when you aren't home, try a kennel. After my shepherd ate my carpet for the second time, I had to use a kennel. She actually liked being in there and I didn't have to replace any more carpet or furniture! |
|
schazjmd
|
And suppose your insurance company comes back and says they'll refuse to continue to insure you if you keep the dog? (Yes, that could happen.) |
|
Jules
|
Probably not. Usually animal damage is not covered. You should call your agent and speak with them directly. You also have to put into consideration your deductible, it may be less for you just to get the carpet replaced yourself rather than filing a claim. Secondly, do you really want a claim on your record? That would raise your premium.... |
|
blb
|
There is no coverage for damage that your animal does to your property. If the dog is digging holes in the carpet, kennel the dog while you are away. |
|
Ashley F
|
No. All standard insurance policies exclude damages caused by pet, animals, vermin, etc. (includes skunks, squirrels and mice).
Sorry -you're on your own . Guess she had some separation anxiety. Or had to go potty really bad. :) |
|
Dorissa P
|
sorry to tell you this but no your not covered |
|
robscob311
 |
prrrooobably not. First of all you have to look at it like this...
whats your deductible? $500, $1000? so from the get go you are that much in the hole.
I would be interested in the outcome though. It never hurts to make a call and ask. When you find out if you could email me and let me know that would be great |
|
mbrcatz
|
No. Your homeowners policy specificially excludes any damage that your pet does to your house or property. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 14 minutes(s) ago
| | | |
9 | 20 minutes(s) ago
| | | |
9 | 53 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 5 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 6 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
