I currently have HMO - and a really crappy doctor, who has recently misdiagnosed (or did not diagnose a serious problem) I am still yet to get my tests back - but if it is positive I don't want ...
We've purchased a 200K piece of property & need to have either mortgage insurance or term life to protect me. My husband is 67 yrs. old & I am 65 yrs. old. We can't find anyone to ...
Doen anybody know if your car insurance rates go up if you are a rural carrier for usps ? I have state farm insurance and have been a little nervous my rates would go way up....
my dad was under allstate when he was involved in a car accident a couple of months ago. now he has changed to state farm and just today the other guy involved in the accident is suing him. who does ...
We own a flat but we are about to emigrating, and we are keeping the flat on for 6 months just in case we don't settle there but what about the insurance?...
, and you need to move to another state because you have family there willing to help you because you are 6 months pregnant and have no place to live do you need to start a new case there or can it ...
I just bought a renters insurance policy through assurant and they did not ask me what items I have. If I were to have a fire or a theft how would they be able to tell how much money to pay out or ...
It doesn't cover the cost to fix the problem but it SHOULD cover the damage caused by the short - ie, any resulting fire or damage to electrical items.
It's NOT going to pay to upgrade (or modernize) vintage wiring. That's a maintenance issue.
derek
maintenance is not covered
LoriBeth
it depends on what kind of policy you have, but it most likely wouldn't be worth paying the deductible. call your agent and discuss it with them, they should be able to tell you whether or not it will be worth filing a claim.
burlingtony
Was the room damaged already ? Did you already know that the room needs to be rewired ?
The way insurance companies work ..... if there was damage to a room as a result of a short ..... if it was caused by faulty wiring they would probably pay to fix the room and its wiring.
But there is a risk ... if there is no damage yet and the insurance company deems your wiring is unsafe. ..... they may drop your coverage until the house is rewired and inspected. And that would be at your cost .....
CctbOh
It wouldn't be worth it since it would probably cost less than your deductible.
bundysmom
You'll first need to read your policy, front to back. Read the "covered" items sections, then read the "exclusions." And read everything in between. Depending on what your policy states will determine if there is coverage. There is NEVER coverage for maintenance--that's the responsibility of the homeowner.
Also...insurance is for large loss situations, like your house burned down, a car comes flying through into your living room. File a claim and your rates rise. Is it worth it? Additionally, what's your deductible? If the work is less than your deductible, or slightly over your deductible--I wouldn't file. Why put myself in a situation that would raise my rates????
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