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 Homeowners insurance that lets you have a trampoline!?
I want a trampoline and i also need homeowners insurance.This is when you tell me a company that lets you have a trampoline....


 Term Insurance. How much do I need and for how long?
I am married and in my thirties my wife is the same age. We have an 18 month child and another baby on the way. After doing some research between Whole Life and Term Insurance I decided that Term I...


 My house is over 150 years old, has had subsidence in the past where can I get buildings insurance??
No one wants to insure me for buildings insurance as my house has had subsidence in the past, no evidence of it moveing in the last 70 years. Insurance companies will insure for contence though, ...


 Denied medical coverage?
I am currently going for fetility treatment and was told by Dr. Office that I had coverage for pretesting.I checked a second time with billing and was told again that I had the coverage. Now I am ...


 Pre-existing?
Okay we applied for Healthy New York medical insurance. It is by Community Blue but has lower premiums for small business owners. My question is I just found out that I am about 5 weeks pregnant. The ...


 Can Medicare and Social Security benefits be affected by somones income or life insurance?
I'm wondering if because my grandparents are on social security and Medicare can they receive a large sum of money that I want to do a business transaction from. My mother says that it would ...


 What is best universal life or a 35 year term?
...


 Do i have to declare my modifcations to direct line?
Basically I bought a direct line car insurance (UK) They never asked about Modifications etc... Although i have changed the bumpers on the car and tinted windows with alloy wheels.

Some ...


 How did the banks and insurance companies get in this mess?
Is it greed by the banks, the lack of control or guidlines for them to follow. I recall a mortgage offer being based on 3.5 times my salary and that was a push, but in recent times banks have been ...


 Can someone help me decode my health insurance plan? What does deductible mean? ?
I am looking into individual health insurance. Im using a major insurance company so I dont get screwed. Can you help me decode what all this means? and if what I'm paying is worth it? My rate ...


 Do you have heath insurance?
If not, why? Do you pay out of pocket or does your job have the benefits?...


 Can an homee insurance company cancel you for a fire claim??
We have had 2 house fires in the last 12 years. Can they cancel us or not renew?...


 My 9 yrd old son ran behind my car while I was backing up & i ran over his legs. my ins says he is responsible?
Legal ...


 Help I have Multiple Sclerosis but no prescription insurance coverage for medication?
I was diagnosed with MS about 3 months ago. I work full time from my home and have health insurance but not prescription coverage. I have tried shared solutions and chronic disease fund for help but ...


 Have you ever?
droped a baby, "By accident?"...


 What is the deal with health insurance?
Does it matter to the price of health insurance if you are a male or female? Just one difference is females can get pregnant males cant so should male health insurance be cheaper? Males can get ...


 MY husband doesn't want to get life insurance.?
My husband doesn't want to get life insurance because he feels that he shouldn't secure our future. we have two kids. he even refused when i offered to pay. what can i do in a situation ...


 If i died in a motorcycle accident would term life insurance still pay out to the beneficiary.?
...


 Life Insurance... I am 20 years old and i am looking to get life insurance can anyone give me any information?
...


 Will my husband get my life insurance?
If I am still legally married but seperated for the last 8 years can I make my boyfreind benificery on my life insurance without giving my husband any? I live in T...



dsjnix
Will homeowners insurance cover needed decking once roofing underway?
I am in the process of having roof replaced after hail damage. My insurance company (Travelers) adjustor had given me the verbal go ahead to do roof based on the estimate that we received. We have not yet received check. The roofers were here today and have already found about 19 pieces of decking at $45 a sheet that need to be replaced that are not included in the estimate that adjustor got. Can I get them to pay for that decking now as we have not received any money and claim still shows as open per insurance company?
                     
 




mbrcatz
Rating
If the decking clearly shows the hail damage, they should pay for that as well. If it's rot, they won't.

In either case, DON'T let them throw out the decking - you need to be able to show it to the adjuster.

And you need to call the adjuster in the morning, and ask. Again, it's going to depend on why the decking needs to be replaced.


fighting saints
The decking would have to be damaged by the hail in order for the insurance to pay for it. If the decking is just old or rotted that is not covered in any way.


nkc72
Rating
You should re-contact the Insurance Co. & adjuster before authorizing further work. They might want to reinspect or have the roofer take pictures of the decking and send them in.

I've seen it go both ways, sometimes they pay for decking, sometimes they don't.


smiling_freds_biz_info
Better you spend time with your Adjuster instead of sitting at your 'puter....


mdk
Call the adjustor. He won't "Think" he'll know.


(no subject)
Rating
My guess would be no.
The insurance companies for homeowner's coverage can be very difficult to file claims with.
A few years back on the first home I owned, a back porch on the 2nd floor was rotting and needed replacement but my insurance co.refused to pay for ANY of it.
Ended up having to pay for it out of pocket(thousands of dollars).
They're quick to get your money, but when it comes to filing a claim, they don't want to pay.


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