Which is a reputable life insurance company to get whole life insurance without a physical exam.? |
| Can you name a few companies where I can take out a life insurance policy against myself, my husband without take a lenthly physical exam.... |
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Term Life insurance? |
| If I choose to get a term life insurance policy for say...20 years..and I die before those years are up, will my beneficeries be able to get the money-or will I just have paid that money for nothing? ... |
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Do I need to pay this medical bill if I suppose to be 100% covered inside a network hospital? |
| I rushed to emergency room and be admitted inpatient. My family called the insurance company and got approval right next morning. The hospital is inside network and service over there will be fully ... |
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What to do if i have a life insurance policy that is matured? |
| the insurance co is american family life assurance company out of georgia . i dont know what to do with it can i cash it in.... |
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I was in the emergency room and now i need a way to pay off the bill; what do i do? |
| I'm a college student without a job. I'm on my parents insurance but it doesn't cover all of the bill. Is there anything that I could do to get assistance? The hospital is Blanchard V... |
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Will I still have insurance benefits from my company? |
| I had benefits (insurance) from the company I work for this year. I was sick recently and missed the open enrollment period which ended on Friday. Will I still have the same benefits I had this year ... |
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Personal life insurance, taken out by employer? |
| Has anyone ever heard of such a thing? My late husband worked for a company, for 7 years before he was killed in an auto accident. He had no life insurance, privatly, and no policy at work that I was ... |
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When should you buy a long term care insurance policy? |
| I am considering buying one for my parents, but I was just wondering what is the ideal ... |
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What can someone who is self-employed and needs surgery do to get hospital bill paid. Has no hospital insuranc |
| I have a friend who is self-employed as a hairdresser. She needs surgery on her shoulder. She has no hospital insurance. She has talked to medicaid and vocational rehab people in our town. And ... |
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Leaving Primerica ? |
| Hi, I had joined primerica about 1 month ago as a part time job (sales).I studied and got LLQP certificate from province. I want to leave primerica,beacause i am always told to bring guests rather ... |
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How can I get an insurance license to service all 50 states? |
| I'm licensed to sell health, life, home & auto insurance in Florida. My website gets inquiries from all over the country. What's the best way to get a licenses so I can sell all over ... |
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Go to Litigation or Not???? |
Can I file a Lawsuit to sue someone without having an Attorney? Are there any good websites that I could go to for free information?
Husband has sustained $350,000+ injuries/pain and suffering, ... |
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generasian2001 | Will insurance cover a pre-existing medical condition? |
I have a friend that is out of work and has no medical insurance. Recently, during her annual checkup with her OBGYN, they noticed some cancerous cells in her ovaries that may or may not require surgery. If surgery is required and if she then signs with an insurance company, will her surgery then be covered? |
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mbrcatz
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Nope, this is NOW a pre-existing condition. Actually, she's not going to find someone to take her on, until the issue is resolved. And even then, they'll likely exclude coverage for anything related to this, for a good long time - like years, after it's resolved. |
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Lemme guess
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She had to have been covered by a group insurance plan before signing up with the new one or limitations to coverage will apply. I can't remember for sure, but I think you can have a lapse in coverage for up to 30 days for this to apply. |
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acermill
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She already HAS a pre-existing condition, since the cancerous cells have been detected. The odds of receiving coverage for her condition are slim to none, unless she somehow gets an employer provided group policy. And even then, she may face exclusions to coverage for a specified period of time after signing on for the coverage. |
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JT
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Some insurance does, but very rare, usually with an employer's group insurance plan. So, as long as she has a job, she should be fine. |
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Joshua
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Because she is still in the process of this cancerous situation, no insurance company will touch her now, if ever.
Once you get 'cancer' on your record, your history with health insurance is over, unless with an employer.
Best of luck to your friend. |
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G N A
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Without a formal biopsy, there's no way to tell if the cells are cancerous or not.
As for insurance covering a pre-existing condition, most will not. If she is in the US, she can apply to Medicaid for medical and should further tests and diagnoses need be done, she will have the resources to get them. |
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rayne
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As far as I know, as long as she has not been treated for this condition, or diagnosed, the insurance will cover. |
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