 Why is it that a person without health insurance has to pay full price for a doctor's visit...? |
... but when someone with heath insurance visits the doctor, there is a discount on the cost when it is covered by the insurance?
I had gone for a year without health insurance, and I had ... |
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 How Benefical is life insurance for children? |
| Is it better to invest in bonds or start a savings acct ?... |
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 What insurance covers Cosmetic Surgery?? |
| If you have an insurance that covers it or a site that shows a search for insurance companies, or a policy Ican get to cover it please let me know.... |
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 I need $ and I already burnt down my car and house for insurance. What else can I burn? |
Aw please... you gotta help me! I'm 50 grand in the hole! Maybe I can beg Midge to let me move in with her.
Additional Details
Burn myself? Listen, you little yellow-bellied rat ... |
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 Whats most important about Home Insurance - Price or Cover? |
| Do you think it is better to go for an unlimited more expensive policy or a specified policy with limits if it is cheaper?... |
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 Do car insurance pay for flood damage? |
| my daughter got caught in floods yesterday and her car is knakered do car insurance companys pay for flood damage ,when she rang them they told her it sounded mechanical but RAC said it was flood ... |
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 How can I get out of debt without filing bankrupcy? This is rediculous!? |
| My family could never afford health insurance, well I had it through my dad for a while but when I turned 19 (almost 1 yr ago) I got dropped off his plan. I was pregnant at the time and they are not ... |
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 What can my son do. His finished basement got flooded, and his insurance company told him he's not covered. |
| Because of high winds and rain the electricity went out and because of this his sump pump failed. The sewer backed up and he got 6 inches of water. His insurance said since it wasn't a broken ... |
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 Can I sue AXA Insurance? |
I am with AXA insurance for several years and in August 2005 My home was burnt down. They settled on the buildings and only partial payment on the contents.
I supplied them with all the ... |
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 I'm 24 yrs old. should I get whole life or term insurance? |
Currently I have no children yet, what's best for me?
Additional Details
They say "get Term and invest the difference" I know I would be getting more returns in this way. ... |
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 Should I hire a lawyer to handle my insurance claim? |
| my house burnt to the ground a week and a half ago, I was out of town and we lost everything we owned except some clothing. The fire marshal came out that night and told me that it was suspicious ... |
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 Can the hospital bill me from 2005? |
| We recieved a hospital bill from 2005 this week. It is the first time we have gotten this bill, and, for those of you who havent noticed, it is 2008! Is there a statute of limitations on this ... |
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 What do you do when someone cancels an check written to you for a service you have already done? |
| My husband painted a car for someone. The guy paid him with a check. He was moving to another state. A week later my husband found out from the bank the guy put a stop payment on the check. He ... |
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 Am I obligated to pay a collection agency? |
| I had an accident at school where my shoulder got dislocated. The school agreed to pay for all bills that pertained to that accident, and I signed a paper in which I agreed to only be responsible for ... |
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 Should we get life insurance before my husband joins the military?? |
| Should we get life insurance before my husband joins the military. My new york life friend told me that it's better because we can get more money if we do it before he joins. My husband says ... |
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miss.trying | Will insurance cover an accidental rifle shooting with in my truck? |
I accidentally shot through my back door of my extended cab damaging my leather seat and door panel. The bullet did not come through, so there is an indentation on the outside of my door; a little bulge.
Additional Details
Thank you for all the answers. Yes it was an accident. No one was hurt. I dont know the gun that well, preparing for target practice, that is why it accidentally shot off in the truck. I was loading it in there, even making sure I didnt have my finger around the trigger (or so I thought). The gun can not be on saftey to load. Oh and I dont have a husband, but not because I accidentally shot him. Single. :) fyi |
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mbrcatz
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EXCELLENT question. Because off the top of my head, I'm not sure. Off to pull my sample policy forms:
Assuming you have collision,(and whipping out my sample policy form), Part D, under the insuring agreement, section B, part 1., loss caused by the following (missles or falling objects) is considered "other than collision".
Comprehensive (aka, other than collision) - can't find an exclusion that would apply.
So yes, IF you have comprehensive coverage, this would be covered. Your deductible would apply. |
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no2censors
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certainly should, but won't the fine and loss of rifle and hunting priveledges cost you more than paying for the repair yourself? blatantly ther is a charge of careless discharge here, probably can get you for shooting to close to a roadway, and a variety of others |
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Bat Thumb
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Read your policy, and get an estimate. Your deductible might be more than the damage. |
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MSAD
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If you have comprehensive coverage - it may cover it.
Depends on the language in your policy.
However, your insurance company will probably cancel you. I know I would recommend that to my underwriting department if your claim came across my desk. |
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aguila_monster
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That depends, is your husband still breathing? |
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efflandt
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If you have a gun that cannot have the safety on to load it, that is downright negligent of the manufacturer, sue them.
But you are more negligent for violating the first rule of guns, which is never to point a gun at something you do not intended to shoot, or in a safe direct. And NEVER load a gun at the range until you are ON the firing line (they probably have rules about that).
You also violated state laws of most states by having a loaded gun in a vehicle, which except in a few states should be unloaded and encased in or on a vehicle. |
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Alex
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Call them and ask. |
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Gambit
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It depends. What are the laws regarding the safe transportation of a firearm in your jurisdiction? If you were breaking any of them then this loss would not be covered as the loss was caused by an illegal act.If you did not break any laws then the loss would be covered under Comprehensive coverage. I would expect your insurer would include a letter of non-renewal along with the cheque to save themselves the extra stamp. |
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itsjustme
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More than likely it totally depends upon the laws in your state concerning the transportation of firearms. I know that in my own state the weapon has to be unloaded and the bolt either locked open or removed. If it will be a violation of law then your insurance company will more than likely not cover the damage. |
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Nivea N
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Are you sure it was an accident?? ...
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Max Power
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I doubt it , carrying a loaded gun ??? |
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Joelymoley
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Well, first you must prove it was an accident with pictures and so on.
Look up on your insurance service provider's website for details. If you cannot find what you were looking for, Then send them an e-mail with clear photographs of the damages along with detailed descriptions.
If possible, witnesses are always awesome in these cases |
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Lloyd Bonafied
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probly not.... |
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Not4ThisWorld
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Call 1-800 DICK CHENEY.
You are a pefect testament as to why we need gun control. Lucky your dog wasn't in there . . . |
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