 What is the best company to buy term life insurance? |
| I'm trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies.... |
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 Is it better to file home insurance claims seperate or just one claim? |
| My home sustained some damaged due to a snow fall back in december. I didn't file a claim back then and now that I got some shingles damaged due to strong wind i would like to file a claim. I ... |
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 My husband got a speeding ticket and got 2 points on his liscense, please read? |
| We live in charleston SC, he tried to plead not guilty and question the cop (idiot) and the judge told him he couldn't question him at all, but the same method did work in another county in SC, ... |
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 How do I get affordable health insurance for my son? |
| I was in between jobs last year so I had to put my son on medicaid. As soon as I found a job I let them know but they kicked him off of it anyways. The problem I am having is that my insurance at ... |
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 If someone doesn't list a preexisting condition, how can the Insurance Company find out? |
| If someone was to apply for health insurance, but they did not list a minor preexisting condition, could the company find out about it?... |
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 How does my mother cash an insurance check with multiple lienholders names on it? ? |
| Our home caught on fire Thanksgiving (November 2008 Electrical Fire). The insurance company has finally issued a (small) check for the restructure and rebuilding of our home. However there are 5 ... |
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 What is the best insurance company to take out a policy on someone else? |
| My mom is getting pretty old and my sister and I would like to have something in place to help offset the costs in the event of her death. So, are there any suggestions as to companies that we could ... |
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 Is $1600 a fair offer for a accident settlement? |
| We were in a recent accident and my 18 yr old son went to the hospital with a pain in his side soon after. He was released about 2 hours later and given a muscle relaxer. He seemed fine and didn'... |
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 Who is responsible to pay the extra? |
My partner and his brother have just done a job for someone through insurance. There was a lot of burnt conifers and gardening work to be done.
He gave them an estimate for ex amount of ... |
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 Insurance Agents: is there such thing as free life insurance? |
This is the second year that my father in law gets free life insurance for up to $1,000,000.00 Dlls from a company called
"National Western Life Insurance Company"
A Stock Company<... |
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 How do I file a formal complaint against an insurance company's agent whom hosed me over? Based in California |
| I would like to file a formal complaint with the State of California against an insurance agent & broker whom screwed me on my health insurance.... |
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 Lost wedding ring 2 yrs ago, ins. pd me, bought new one, now I found old ring. Do I give ring or cash back ? |
| Claim was with State Farm - do i give them back $4000 cash or the old ring. I don't really want it anymore since I bought a new one with the claim money. Anyone have experience with this before I... |
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 I Have Been In A car Accident and the Insurance not want to pay All-State Insurance? |
Bodily injury / Which My Leg was Broken into three parts above my knee and below my hip.
I have been in bed for the atlist more than three months.
And The only thing ALL-STATE I... |
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 HELP!! Second home insurance problem. Primary is in Florida...second is in Idaho--where to go for insurance? |
| I'm told by the company who covers my primary here in Florida that I need someone in Idaho to issue this policy...and I'm told my the person in Idaho that I need to have someone here in F... |
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 Insurance Help? |
| My mom's age is 49 yrs & my Dad's 56 yrs.Pl advise which medical plan is most suitable for them.Preferably Cashless Holspitalisation or a joint plan for both of them where I pay just 1 ... |
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 Homeowners Insurance? |
| How long after the accident do you have to file a claim? I'd appreciate if you knew the answer to State Farm's Homeowners policy, but any will do. Thanks.... |
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Maria e | Will my car insurance rate rise if someone on my policy gets in an accident? |
If I add someone onto my car insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same. |
 |
 
Hannah B
 |
Yes, they will likely rise. Most companies will not allow you to delete someone from your policy if they are still living with you, unless they have their OWN car policy. A few will let you, but only if you "exclude" them from all coverage - pretty risky, as if they DO drive while excluded, the policy is void.
If you want some more information, I would check out...
http://www.safelinked.info/go.php?link=insurance
Take care. |
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Queen B
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yes your rates MAY go up, depending on the amount of the claim and if that person ends up with points on his/her driving record. if you want to remove that person you will most likely have to provide proof they now have their own policy in order to remove them from yours, or show proof they do not live in your household. once you remove them the points they have are no longer chargeable on your policy. |
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ellymae3895
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It is dependent upon monetary amount of the damage. If the damage was small and of little cost, then no it will not go up, however if it was costly then it will definitely go up, and for quite awhile. |
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the700
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It will climb. As to the second person- maybe. You can remove them, but your rates may still go up. Some have a one accident forgiveness thing, unless it is someone who is young- 25 or younger. |
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Quicksilver82778
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If the accident wasn't the fault of the driver on your policy your rates shouldn't go up either. |
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mbrcatz
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Yes, it will make your rates go up. You might be able to remove that person - with an operator exclusion form (meaning, no way, no how, will the insurance company cover ANY accident that the person gets in, OR your car), but some companies won't do an operator exclusion form.
Even if you CAN remove them, your policy will lose a "claims free" discount, and can be "uprated" for paying out on an accident. Not surcharged, but definately an increase. It will vary by state and by company, so YOUR AGENT is the best person to ask. |
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