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 MY BROS USING MY CAR ITS insured TO ME WE DONT LIVE TOGETHER DO I NEED TO ADD HIM TO MY POLICY?OR GET HIS OWN?
JUST WANNA MAKE SURE HE IS COVERD JUST IN CASE!...


 I'm 52. Wife 53. 3 kids, youngest is 21. How much life insurance is recommended?
We both work. Own home - no mortgage.
5 times my salary?
10 times?...


 How much it cost to get buried?
What is the average cost of burial and moseleum?
i'm thinking of getting life insurance (i'm in my 20's). I want a nice casket and to be buried in a moseleum (sp)....what is the ...


 Can just anyone take out life insurance on anyone else without telling that person.?
Can they make them self the beneficiary and claim the money when the person dies.
Additional Details
Ok, first of all, I'm not planning any insurance scam. A lady friend of mine ...


 Individual Health Insurance Premium Increases?
If I have an individual health plan which costs about $150 month, then for some reason I become seriously ill, can my insurance company raise my premium? If so, how much? Is there any kind of legal ...


 Do i have to keep paying insurance on a car that i wrecked if the insurance company is paying for the accident
i got into an accident that was my fault. i wrecked my car and their car. my insurance is paying for their car but since i only had liability they arent paying for mine. my are is a total loss and im ...


 Who should I talk to when my health insurance coverage changes and I can no longer afford my medication?
My medicine went from costing me $40.00 a month to $2000.00 per month and I have no way of affording this cost. My life is dependent upon my medication. I have spoken to the insurance provider to no ...


 Where can I find information about a lawsuit against Progressive insurance?
...


 How To Become An Insurance Adjuster?
How do you become and get into the auto insurance business? Or specifically auto insurance adjusters?...


 Can I drop an unnecessary health insurance policy?
A univeristy in Virginia imposed an unnecessary health insurance on me. It does not allow me to drop it. Is such practice against law? What I can do?...


 How much does it cost to replace a social security card?
...


 Best life insurance company.?
...


 Can a health insurance turn you down for coverage if you have had continue medical coverage? ?
My daughter and her husband recently moved back to California where her husband accepted a good paying job but it does not have medical coverage, therefore they have to purchase one. Her husband ...


 Should corporations be required to provide health insurance to their full-time employees?
this is for an essay i have to write to get a schloarship..please ...


 Getting medical insurance through work.....??
I will be starting a new job at a Pharmaceutical company and I was told that medical insurance will run about 40.00 every 2 weeks which is 80.00 per month,. Is that too expensive?? what would be a ...


 I am a widow and my husband had a 401 (A) plan but forgot to assign a beneficiary how do I go about collecting
...


 Property or liability insurance?
I rent an apartment. I flooded the parquet floors (my own fault). They will have to be replaced but my insurance refuses to pay on property insurance because the floors are not MINE. They say the ...


 My Mom lost the stone on her engagement ring. Is there any solution?? Could she be reimbursed??
Could she be reimbursed by jewelry store/insurance? What if it is not covered on insurance? Then she is probably screwed, right....?...


 How to file for an appeal to health insurance company?
health insurance ...


 My husband did not get offered COBRA?
He left his company after giving 2 months notice. It is a small company,(40 employees) he was a manager and they were very bitter that he was leaving. He was there for 7 years. He left so that we ...



Petra K
Will my fiances health insurance pay for my medical care during pregnancy after we get married?
I am 4 weeks pregnant I am marrying my finace on June 30th. He works for Jewel-Osco and has pretty good health insurance. Is the insurance company going to pay all the expenses during my pregnancy after we get married or not?
Additional Details
Also I am not a US citizen (yet) and therefore do not have a SSN .. will that be a problem with insurance company??
                     
 




stingerlsu02
Rating
It all depends.

Your best bet to figuring out your coverage is to get your fiance/husband to call his health insurance provider and ask them. There should be an 800 number you can call to confirm what coverage there is.

You will also need to verify if the "change in status" (in this case, marriage) will make the insurance coverage instantaneous. Some insurances will make you do a waiting period before you are insured. I'm reasonably sure that marriage is an instant coverage case. Your fiance/husband has probably already served his waiting period time before he was covered.

I don't think pregnancy technically qualifies as a "pre-existing" condition which is something insurers will use to deny coverage. But I'm not an insurance expert.

Lastly, I don't think that the insurance will pay for anything that you have already paid for in regards to your pregnancy or general health. Only when coverage starts (on or after June 30th).

In light of all that, CONGRATULATIONS on your pending nuptials!

*********************************

In regards to your update about your citizenship, I do not think that not having a SSN will be much of a problem. I think with your married status that it would cover you. They may require you to get some form of government ID though. I, again, stress the need to talk to the insurance company to verify all of this.

Also, CVS just purchased Jewel-Osco-Savon so that may have some bearing on what happens to the insurance plan.


namasta@rogers.com
Why do you not ask the the insurance copany through you bethrothed?


paul w
Rating
once you get married, your husband should be able to add you to his health plan immediately with no health questions (HIPAA). If you had no prior coverage, the insurer may impose up to a six month exclusion (waiting period) for pre-existing conditions (your pregnancy). Expenses you incur after the six months must be covered even for a pre-existing condition. Your delivery expenses should be covered based on the facts you give.

read your husband's benefits booklet (insurance certificate) and have him ask his benefits manager if the booklet is unclear.

good luck and congratulations.


de_leon_h
Rating
it may not. he needs to ask his group benifits manager at work. but usually it will not. sorry. if you do not have med. coverage their are some good programs out there. pick a hospital and see what they can offer. some give a payment plan. natural birth is cheeper than c section.


Out of commission
Rating
I strongly urge you to call them, not us.


Honest and fair
Rating
After you get married, if your husband 's plan is like most, you will have 30 days to be added to the plan no questions asked.

If you miss this 30 day period you might have to get a physical to be judged eligible for the health care plan.

Congrats on your marriage and pregnancy. Don't forget to turn in the paperwork for the insurance.


bikerpjb
All you have to do is call the insurance company to find out whether they have a preexisting clause. There should be a customer service phone number on his card.


mbrcatz
You will have to ask them to find out for sure - some companies will exclude pre-existing conditions if they weren't insured before (and a pregnancy is considered pre-existing). Others will cover it, especially if he's part of a large group policy.

Regardless, you'll have to contact them to find out which expenses are covered, and if you will have any co-payments or deductibles.


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