Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 I got an email saying that someone died in 2002 that had me on their insurance policy, and was for 6 million?
i don't want to write them because they might ask for infromation that they might use to con me or something what should i do....


 Would my insurance cover weight loss surgery?
I am 20 years old and I weigh 215lbs and my BMI is calculated to be 38.1. I was wondering if my insurance would cover a type of surgery for weight loss. I have Tricare under my dad's name, and I ...


 My Condo wants to be named as additional insured on my condo policy. ?
What does this mean? Also, do they share in an award if I sue someone under my condo policy. I live in Florida....


 How much is workman's comp insurance?
I am starting a new company and I have (5) full time and (3) part time employees........

The company will gross just under 100k....

I would like to know what the cost will be.<...


 Help!! Caught in a 3-way with my dentist, finance company, and insurer!?
This is very complicated. Can anyone help? I was informed by my dentist that I needed 4 bridges and that my insurance would not pay for it. So he had the financing coordinator come in and she filled ...


 How do you start a home based auto insurance? Example making quotes, issuing insurance and taking payments.?
...


 Should maternity coverage be optional?
Maternity coverage (usually at 100% coverage) is usually included in most health benefit coverages and yet only applies to a small fraction of the people who have health coverage. It's also the ...


 How do I get 3 million dollars worth of life insurance?
...


 What qualifies as a pre-existing condition for insurance, and is there any way around it?
My boyfriend is self-employed and also works about 20 hours/week for a retail store. (No benefits.) He is uninsured and now just learned he needs to have surgery. It is not life-threatening, but ...


 How can I apply for Insurance???
Is there a site where i can go and Apply for Insurance??? Is there another way to do it??

Thanks that would be great....


 How much of ther interior of my condo is covered under "bare walls" policy?
Will a bare walls fire policy cover bathroom fixtures and flooring etc? what about plumbing and lighting?...


 When obtaining life insurance, why do they do a cheek swab?
...


 Do you have to be added to car insurance if you live in the house and only have a photo id/not a license?
...


 Is Pre-Paid Legal in South Dakota?
Trying to help a friend get legal help!...


 How do life insurance companies make money?
I mean, there's not really an ideal customer. Everyone's gonna die.

I did the math for my life insurance. I'm 22. I'm young, healthy, and I don't smoke. I ...


 Blue Cross/Blue Sheild Customer Serivce Representative?
Does anyone know what this posistion pays? They have openings for this, but give no indication at if it is hourly or salary.
Additional Details
it doesn't say online or in their ...


 How much money "commission-wise" would an insurance broker make if I bought an $8 million dollar life policy?
I am purchasing an $8million policy on my life through my insurance broker. I want to know how much he make monthly, yearly, or however the payments come?

Any idea?...


 How can I find about a old insurance policy that I have that is paid in full but bought by another company??
I have several old policies that have been paid in full but the company was bought out. I need to find the new company but dont know how!!!...


 Does all the insurance companies offer a car while your is not working?
I recently was involve in a car accident and I need the car I have Mercury insurance do they paid fro a rental car?...


 How do I get my license to sell life and auto insurance?
...



Chris D
Will my homeowners insurance cover this?
I left my mac powerbook on the workbench in my garage. When I pulled my motorcycle into the garage, I knocked it off onto the floor and broke the screen. Is this kind of thing covered by most homeowner's policies?
                     
 




glenn
Rating
Sort of. But the insurance policy would only give you money for a used powerbook minus the deductible on your policy.

So there is no real coverage on most policies and your rates would likely go up simply for reporting the loss.


Tom Z
Rating
No, under the standard HO-3 contract that most people have it is not covered for accidental breakage.

However, you could have coverage (subject to a deductible) if you purchased the more expensive HO-5 form (very few people opt for that form due to the cost).

The other possibility is to have scheduled your computer, all companies offer a special endorsement to cover personal computers. If you purchased that coverage the computer would be covered for breakage.

Only way to be sure is to call your agent.


Wendy S
Rating
Not unless you have the computer specifically listed on a rider on the policy.

Homeowners policies (HO3 and HO5) don't cover if you drop a lamp, spill paint on a rug or tear a painting unless THAT lamp, THAT rug and/or THAT painting are specifically listed and you pay an additional premium for the broader coverage.
HO-5's DO offer broader coverage for jewelry and furs and a few other items, but not computers.

So, unless you have a separate rider for the computer you're out of luck on this one, my friend. Sorry!


MSAD
Rating
This would not be covered under the standard Homeowners Policy (HO3).

The coverage for contents on an HO policy is named peril. That means - that if order for it to be covered the cause of the damage has to be specifically listed. None of the named perils would cover this.

There is a peril for "falling objects" but this does not mean the object fell. It means an object falls -makes a hole in the structure and then damages the personal property.

Also- dropping you plat panel tv is also not covered.

However, if you are not sure or want to double check, call your agent and ask them.


debijs
Rating
~~It is not a normally covered issue with homeowners insurance.
If you purchased it with a credit card, check out the coverage with them. Many times they cover this exact sort of accident.
Best of luck!~~


mrsdeli
Go back to Mac...most likely they will replace the screen. Don't bother with homeowner's....your deductible is more than the laptob is worth.


Glen Kinard
Does homeowners insurance cover if someone falls in a hole on my property?


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy