 Life insurance scams? |
| hello - i am writing a screenplay and a small portion of the movie is about a guy getting killed because of his life insurance. i need to set the period in a time where life ins. was sort of a new ... |
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 Health insurance and coverage? |
| I've just been offer health insurance through the temp agency that i work for. It about $20 a week but will only cover up to $7,500 annually in medical expenses. Is that a good deal or should I ... |
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 Do i save money if i get an insurance just for myself or join my dads insurance? |
| im a new driver..i dont have a car yet but im definitely buying a used car maybe honda civic. Im 18 and a female. my dad has been with his insurance for 4 years now..wud i save money if i join his ... |
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 Auto Loan Insurance? |
| Can someone please tell me there is any financial institution that offers some sort of auto loan insurance...something like mortgage insurance..that if the loan originator passes away, the loan will ... |
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 How do I get an Isurance Licence? |
| how do I get an Insurance licence?... |
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 Do health insurance carriers consider prematurity a pre-existing condition non-elegible for coverage? |
| if i have to change jobs and thus change insurance carriers, does anyone know if a dependent child's health issues due to prematurity would be considered a pre-existing condition and not be ... |
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 I'm trying to get myself health insurance but girlfriend is pregnant. Do I just not tell them? |
| Ok, I am trying to setup my health insurance at work. I just found out the other day that my girlfriend is 8weeks pregnant. She has already gotten on medicaid so im not worried about having to ... |
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 Homeowners Insurance-Some insurance agencies such as CHUBB, it appears that they offer personal con't? |
| liability coverage. If my automoble insurance policy had laspted and I was involved in an injury accident, would my homeowners insurance policy cover the medical injury payments?... |
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 How much does Homeowners Insurance usually pay? |
I had a bunch of musical equipment stolen.
The *retail* value of all that stuff is somewhere around $3,600.
The price you'd realistically pay in a store for new equipment ... |
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 My question is about auto insurance.......? |
I live in a fault-based, or “tort liability" state. I have all the usual auto insurance, including $2000 per person medical payments and $50000 bodily injury liability.
If a ... |
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 Forced place insurance? |
| Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?... |
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 How do fight life insurance company? |
I was trying to put my finance in order. I called People Life Insurance and got Monumental. They claim I have a loan on these policies. I said I never received a bill from Monumental.
From P... |
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 Purpose of limited premium payment life insurance? |
| What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in ... |
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 Can my son drive under my insurance? |
| My 33 year old son needs a car for work. Can I let him drive under my insurance ? What am I liable for - accidents? parking tickets - speeding tickets?... |
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| Please help regarding LIC policy? |
Hi, Please help regarding lic policy. what is the best Lic policy for a months baby boy for his studies and future
Additional Details
Thank you actually i want some money from time to ... |
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a girl in the world | Will my husband's insurance cover my pregnancy if I'm already pregnant when added to his policy? |
I just found out that I am pregnant and have no insurance. Fortunately, I am engaged and due to be married next month. My future husband does have health insurance and I can be added. I'm only concerned because most insurers have a mandatory 10 month waiting period for maternity coverage to begin. I'm wondering if this is also true when being added to an existing plan...my fiance has had the plan for two years. To make matters worse, I know I cannot qualify for US medicaid because I am currently living overseas. |
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Scooter girl
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In my state, Illinois, pregnancy can not be considered a pre-existing condition on a group policy. If your husband is on a group policy through his employer, marriage is a qualifying event and you can be added to his policy, just do it in the 30 day window. If you do have a pre-existing condition besides pregnancy that condition would most likely not be covered for 12 months depending on the policy of his company.
If he has an individual policy, then your pregnancy will not be covered. If that is the case, I would see if you could find out if the state has a program for pregnant women and look into that.
Good luck and Congratulations! |
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The Rabbi
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This is a question to be asked by your fiance of his employer. If it is an individual policy, forget it and make a package deal with a doctor and pay monthly. Be sure to raise a smart and caring child. Thank you. |
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Mike L
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All good prior answers:
As was stated, group insurance - maybe / maybe not - leaning more to the "maybe not". Individual insurance - unfortunately definately not. Your being pregnant is a "pre-exisiting condition".
However, the good new's is that your child would be coverered under your future husband's insurance, usually right away - check with his company.
Even with a normal, healthy child, medical costs are high. You shouldn't have to worry about his / her care. |
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Lori S
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If it's a group policy (through an employer) yes. If an individual policy-no. You will need to make arrangements to pay cash for your doctors visits and delivery. All doctors and hospitals (at least in the US) have cash discounts or rates for pregnancy because it is often not covered by insurance. Make arrangements in advance so you know what to expect and don't forget incidentals like charges for epidurals. A c-section will cost you more than a vaginal delivery, so make sure you ask about that! |
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coachpisco@verizon.net
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I'm sure that no one will cover you if you get insurance AFTER the fact. Sorry about that. |
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Gary E
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As long as your husband adds you to his policy within the policy stated time limit following your marriage there is a possibility that your pregnancy will be covered. The only way to be sure is to read the terms of the policy. |
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johny
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my wife is pregnent i'm started working now does group insurance covers the pre existing pregnancy |
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