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Additional Details
Good answers. But let me clarify: Would this help cover any ... |
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09sweetheart | Will my insurance go up? |
Open Country 69 in a 55
light traffic
This is my first speeding ticket.
I dont want my insurance to go up because my dad will take the car away.Iam 18!
Lenior County, NC
What if I cant afford a lawyer? |
 |
 
bballpurdue22
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Most insurance carriers will not raise your premium for just 1 speeding ticket. The deferral program does not take the ticket off your record, only the points. Insurance agents/companies don't really look at the points, but at the ticket itself and when it took place. Like another poster commented, the company must run a MVR to find out any violations like speeding or reckless driving. The carriers we use usually run MVRs about every 2 years and like I said most will not raise premium for 1 ticket. |
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Scott W
 |
Just because you get a ticket does not mean your insurance will go up. Your carrier has to run an MVR on you. This costs the insurance carrier money so they will use it wisely. Given your age, there is a pretty good chance they will run one anyway and might then would find the ticket. You might want to check on the defensive driving school. Way back when, that would not remove a ticket off your record. When you get a ticket, there are points put against your license. During any given year, when you receive a certain amount of points, the state will suspend your license. By taking defensive driving class, this will remove some points allowing you to keep your license. You can only take defensive driving classes 3 times. Might want to visit with your insurance agent to see how his company handles defensive driving classes and tickets. Likely he will have to talk with his underwriter. |
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Daniel P
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It really depends upon the insurance company you have. Some will raise it for a speeding ticket and some do not. If it does go up it, it will go up at your next renewal date. |
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insuranceguytx
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Make a solemn pledge to your father that you will never speed again. Offer to pay any additional amount that the insurance company charges for your insurance policy.
Good luck and ease up on the gas ... you are not immortal. Neither are the rest of us. |
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dan b
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You can compare how the insurance quotes would change, for example here - car-insurance.22web.net |
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src50
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A lawyer won't help. Yes, your insurance will go up. You might try going to a "traffic school" if eligible in your state. |
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FRANCES H
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Common situation you met like many other people,be patient,and check the resource here http://www.CarInsuranceTip.info/free-car-insurance.htm i found useful. |
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duffmanasu
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If your county or city allows you to go to a defensive driving class and have the ticket wiped off of your record, do it and your insurance company will be none the wiser.
If you can't do that, then your rates will probably go up if and when the insurance company runs a new Motor Vehicle Report on you. Some companies do this at every 6 month renewal, some only do it when given cause, like adding an additional vehicle. So if the ticket stays on your record, it's likely that your rates will go up at some point. But only your agent would know for sure. |
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