 If you lose your engagement ring and its insured, will the insurer replace it? |
| I am so shaken up right now. I lost my ring an hour ago and i am not in the area to call the insurer. Has this happened to anyone and if so, what did you do?... |
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 What height/weight ratio will get me best life insurance rates? |
| I want to replace some ART life insurance with level term. But I'm worried my weight relative to height might keep me from the best rate. Is there some way to find out what numbers trigger ... |
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 What company offers a good affordable rate for car insurance in the state of Maryland? |
I'm just moving out of Virginia into Maryland and I am very overwhelmed by the high premiums that I will have to pay oppose to the lower premiums that I was paying for 2 cars in Virginia.
<... |
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 What would lawyer costs for an auto insurance company be? |
| I'm trying to work out a settlement with the auto-insurance company over an injury that happened last December. They're offering $3,500, but we want $5,000. I was wondering how much it ... |
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 Is my employer responsible for insurance problems? |
| My fiance started a new job last year and was told he would have benefits after 90 days. When his 90 days was up, we never received a card for his insurance, but his employer kept promising that he ... |
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 Laptop insurance HELP!!!!? |
| All insurers only cover: theft / damage / fire but what if I lose my laptop?.... Does anyone know the company who will cover lost of property? Thanks....... |
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 Can a judge give life insurance money to a non-beneficiary? |
My brother suddenly passed away a year ago while he was in the middle of a stressful marriage break-up with one child.
Prior to his marriage, he had named my mother as the beneficiary to ... |
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 What are your general thoughts and perceptions about the Allstate Insurance Company.? |
| I'm thinking about changing insurance companies and see quite a bit of Allstate advertising that paints a very favorable picture, I wondering if anyone has real life experince in dealings with ... |
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 I want to take Health Insurance. Which company offers best policy? |
| Which company gives the policy for 20 years? What are the benefits I can avail?... |
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 Workers Comp and mileage? |
Is my workers compensation insurance suppose to cover my mileage to my doctors/PT visits if they are out side of the town I reside in and are they suppose to cover my prescriptions cost.
Also ... |
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 Help i need medical insurance but I'm in a bind. |
| i just found out im going to be a mother im seven weeks pregnant. i just moved to north carolina and im searching for a job, meanwhile staying with a friend till i get adjusted. i have my drivers ... |
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 American Health insurance, how dose it work? |
| Lets say I had health insurance and I developed cancer which the insurance company payed the medical bills to I could get better. Would my monthly insurance bill go up in or remain the same? Lets say ... |
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 I need help with responsibility!!! |
| I AM 12 YEARS OLD, AND HAVE MADE MANY PROMISES TO MY MOM THAT HAVEN'T QUITE FELL THROUGH. I WANT A CHINCHILLA REAALLLLLYYYY BAD SO HOW CAN I PROVE TO HER THAT I REALLY AM RESPONSIBLE?????... |
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 Life insurance? |
| I have a whole life policy. My annual premium is 855. According to my schedule, the value upon surrender is 7320. Does this mean that if I cancel my policy, I will be paid 7320? Further more, ... |
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 Who Offers The Cheapest Home Owner's Insurance In Florida For 2 Story Houses? |
| I am trying to find a new home owner's insurance company that offers the lowest price possible for a two story house. I have excellent credit so please share your recommendations. Thanks! : )... |
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Julie R | Will my insurance pay for my car to get fixed after it was sideswiped by a unidentified person? |
I own a 2006 nissan altima and last night i parked it on my street like i do every night. When i went to go out today i saw that the left side mirror was knocked off then i realized the whole left side of my car was side swiped. Should i tell my insurance company so they can help fix it or should i just pay for it myself out of my own pocket. I don't really know how much damage it is but i'm pretty sure my deductible is $500. If my insurance goes up a little it will be ok, as long as its not like $100 more a month. |
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Mitch
 |
Assuming that you have collision coverage, your policy will pay for the cost of repairs but you will be responsible for your deductible.
Based on the damage you describe, I am fairly certain the repairs will be much more than your deductible. If you want to be certain though, just go to a local body shop for an estimate before deciding if you want to submit a claim.
Most companies will not raise your insurance rates for submitting a claim where you have been hit by a hit-and-run driver. Other factors could cause your rates to go up though, especially if you have submitted numerous claims in the past several years.
Good luck with your situation. |
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car253
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Your insurance should not go up because this was not your fault.
They will pay over your deductible. Put in a claim. That is what yo pay them for. Next time put an alarm or something on your car to wake you up if someone touches your car. |
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Mike
 |
If you only have "minimum coverage", then no, your insurance won't cover it. If you have "Collision Coverage" added, (you should if you are still paying off a car loan) then your insurance should pay for it just like it was your own fault, meaning you have to pay the deductible. In the same way, having "Collision Coverage" will protect you in case another driver is at fault, but they don't have insurance or are under-insured.
From http://www.carinsurance.com/CoverageDefinitions.aspx
Collision Coverage:
Covers damage to your car when your car hits, or is hit by, another vehicle, or other object. Pays to fix your vehicle less the deductible you choose.
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bud68
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It will pay (minus your deductible) if you have collision coverage. File a police report. |
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mbrcatz
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Do you have collision coverage? If you do, then yes, but you will have to pay your deductible.
If you don't, they won't help you fix it.
This is not an at fault accident, so your rates won't go up. But if you put in two or three "my car got sideswiped while parked on the side of the road" claims, expect to be cancelled. |
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