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 What is Insurance in Brief? Types of Insurances?
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 SUEING 16 YR OLD!!! IM 13!?
okay im 13. the girl im sueing is 16. well she asked me to use my camera. i said yes. its been about 5 months now. when i asked for it back she said she don't know where it is. ive waited and ...


 Will my homeowner's ins policy cover the loss of a $5K diamond from my engagement ring?
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 What is the best auto insurance company for a teen ager?
18 year ...


 Medical Health Insurance Florida: COBRA Coverage?
When seeking Medical Health Insurance in Florida, how can I compare the cost of my COBRA coverage to individual Family Health Insurance Plans?...


 Courier lost goods and will not pay even thouogh it was insured?
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 How to become an auto insurance agent?

Additional Details
does anyone know anything about online classes for p&c license? btw, i really appreciate all of you spending your quality time to answer my questions!...


 Can enployer who provides free health insurance as a benefit for working night start charging you?
I have worked for a company for 5 years and Always had free health insurance for working nights when I started it was considered a bennefit now I have to pay can they do tht under ...


 What is the best way to get noticed while in the process selling standard property and causality insurance.?
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 Going to have a baby. how much will the insurance cover ? please advice. thank you.?
we are single income family, and make around $50,000/year. we have nearly $20,000 in debt right now. we are expecting a baby in january.
we are insured by united healthcare.
i need the ...


 I sat outside my insurance agents office waiting for my agent yesterday. Do you consider that stalking?

Additional Details
He was gone about an hour and a half and I waited for him the entire time he was gone....


 Is it possible to put my mom on my health insurance?
Are there any jobs out there in which I can have a parent covered on my health insurance or is it only covered for your own children? What type of insurance (if any) would cover for that type of ...


 I have full coverage insurance and does that normally cover me on any vehicle i drive?
i bought a new car and the dealership let me drive it off the lot without having that car listed on my insurance card, my finance company is trying to bill me 300 dollars for not having it insured. ...


 Iam thinking of starting a prestige car hire company here in the UK, where can i go to get insurance?
I already have 5 cars availiable to me which are owned by family members & are insured individually, I also have 3 cars of my own, are there any company that will insure all the cars together ...


 What should I do?A hospital lied that they are contracted w/my insurance..but NOT! Now they are asking me $$$$
I had a surgery last year. When I went there, they told me the surgery will cost $3000. I asked them if they are contracted w/ my insurance. They told me " Yes we're contracted, and the ...


 Which insurance would be best for my mom?
My mom is looking for life insurance. She is 49 years old. Her income is around $35,000/yr. What kind of insurance and which company would best suit her needs?

Thanks in advance.
A...


 My insurance wont compensate me for theft of a bag during a recent train journey what can i do?

Additional Details
Insurance Company LLOYDS TSB...


 If im out of state and go into labor will my insurance pay?
If im out of state and go into labor where my insurance pay?
Question Details: Im debating on going to NC from Oh to see my husband when he comes back from Iraq. Besides the whole traveling ...


 Do life insurance companies check your medical records after you die?
Let's say that you get life insurance and claim to be a non-smoker. Then let's say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will ...


 Why does Churchill keep sending me junk mail when I don't even drive?
I'm registered with the Preference service, so I could get less junk mail. It's not blimming working! My postie is still shoving rubbish about next week's price of baked beans through ...



Smallman
Will not having a lienholder on my policy decrease my insurance premium?
                     
 




goldenlizzy04
Rating
Having a lienholder listed on your policy only protects their interest, and has nothing to do with the premium cost. If you, however, delete your comp and collision coverages, the premium will be reduced.

Have a good day!


bmausbach
If you don't have a lienholder you can raise your deductible and scale back some of the coverages that lienholders may require. That will reduce your premium. Your have to contact the insurer to do that though, it won't happen on its own.


shamieya
Rating
didn't affect mine. when i paid off the car, the rate stayed the same.


mister ed
this is complete new to me -- i am looking forward to the answers -- i have never heard of a "lien holder on an insurance policy"


deep5223
Rating
The premium will not be affected, but you can make changes that will allow you to save money over what the lienholder required.


mbrcatz
No. There is no charge on the auto policy for a leinholder endorsement, or on a homeowners policy for a mortgagee endorsement.


ernesto_tig
Rating
No


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