 Car insurance and finance question? |
I bought my car on finance a month ago and had to have Fully Comprehensive insurance for it. It is very expensive - if I were to drop to third party F&F, would they find out?
If they ... |
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 Coordination of health insurance benefits? |
| My husband and I both have separate health insurance policies with benefits of 80/20 coinsurance. If we both have the insurance, and lets say I have a $1,000 bill, I know my insurance would cover $80... |
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 The type of auto insurance that pays you? |
if a tree falls on your car is called _____ coverage.
a. collision
b. liability
c. ... |
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 In a home fire insurance claim, can I find my own people to do the repairs? |
| Do I have the right to use anybody I want, like family and friends, to repair my house, or is it obligatory to get a contractor to do all the work? I don't know if it depends on where I live, ... |
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 Self Employed - Personal Insurance? |
A friend of mine has been offered a job but has been told to get his own 'insurance'. I am presuming that this means some sort of personal liability insurance.
Does "... |
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 I need to purchase private health insurance for my husband and I, where can I look online ??? |
| We have health insurance through my employer which costs me appx $480 per month.....enough of that crap, I'm sure I can get it cheaper by buying it privately! Any good websites?... |
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 Will insurance cover this? |
| Ok I am drawing a blank on this, and whats sad is I should know this answer. We have a travel trailer, our travel trailer policy covers for comp but not collision cause we were at a permanent lot, ... |
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 Injured person, employer refusing light duty? |
| I injured my back (not at work), doctor wrote me out for 5 days then released me back to work on light duty. I am in the nursing assistant field in a local skilled nursing facility. However, when I ... |
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 Car insurance? |
| i cancelled my car insurance which i pay by installments i paid £75 at the beginnning and monthly premiums of £67 i cancelled the other day and on the phone they said i might have to pay a ... |
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 Anyone know if pregnancy is considered a pre existing condition according to NH health insurance companies? |
| My friend's sister is 8 months pregnant and has no had prenatal care. Her new job is telling her the health insurance did kick in but that the pregnancy and delivery won't be covered. I ... |
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 Is there a list of the top Life Insurance companies? |
| Doing research into which life insurance companies are good to work with. Is there a list of the top or best ones?... |
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 Do all car insurances check your credit? |
| Is there anyway you can still get car insurance if you have bad or no credit? Which insurance agencies are more leanient?... |
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 Would you please answer my questionnaire through e-mail? |
| I am management student, I am conducting survey on subject: 'Why do people hesitate to buy life insurance policy' Please answer my brief questionnaire which I will send you through e-mail . ... |
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 Home Insurance Claim - leak three months ago, is it too late too claim? |
does anyone know whether I could make a claim for water damage to my kitchen which occured approx three months ago-or is it too late?
We didnt think to put in a claim at the time (water ... |
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 How much homeowner's insurance do I need? |
| I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old. I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the ... |
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 Medicare Part A and B question? |
| This is a question for my mother. She will be entitled to Medicare part A and B this November. Supplements that we looked into are not good for her because she has cancer at age 57 and the ... |
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impeach43dotcom | Will submitting a minor claim increase a home owners insurance premium? |
Roughly 3 Grand in plumbing damge. Possibly neighbor's fault |
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Nate W
 |
When it comes to premium increases due to claims, most insurance companies do not factor in dollar amounts. So your rate will go up the same regardless if its a $20,000, or a $2 claim.
Some companies will "forgive" your first claim. Ask your agent if you qualify for something like that. Otherwise, it will be somewhere in the ballpark of a 30% increase for the next few yrs.
If you believe that your neighbor is at fault and you can find sufficent evidence, than you may want to sue for the damage or have your neighbor file an insurance claim. |
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mbrcatz
 |
I seriously doubt you're going to be able to hold the NEIGHBOR accountable for YOUR plumbing problem.
Yes, this claim will eliminate your loss free credit, and if you live in a state where they can cancel you for 2 claims, this will be one of them. |
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Gambit
 |
It may cause an increase. If you have never filed a claim before you may lose your Claims-Free Discount, which can range from 5-20%. It would take a few years of being Claims-Free before you can regain this discount. If you already have no Claims-Free discount and/or it is a small discount then this might not be a consideration.
If you have made one or two small claims or even one large claim in the 3-5 years, you might not be renewed by your current insurer. Being non-renewed because of loss history might mean you may be excluded from most of the good markets, and may have to rely on the non-standard markets to place your homeowner's insurance with, and that is going to be expensive. The best option is to discuss your options with your broker/agent who will have a better details of your file and your options. |
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ME
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It doesnt matter what the amount of the claim is, and 3 grand really isnt all that small to be honest. It is still a loss and it is still going to be considered into your premium |
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Baz
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It depends on the insurance you are allowed three claims in three years, try www.smartandcook.co.uk |
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